NOT LISTED FOR SALE

417 Loder St Waverly, NY 14892

Estimated Value: $93,000 - $119,130

3 Beds
1 Bath
1,312 Sq Ft
$78/Sq Ft Est. Value

Last Sold August 11, 2025

Last sale price $95,000 $72 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $643/month

53 Days on Market

Highlights

  • River Access
  • Separate Formal Living Room
  • Laundry Room
  • Wood Flooring
  • Bonus Room
  • 4-minute walk to Waverly Village Square

About This Home

As of August 2025

Charming 3 bedroom 1 bathroom home in the village of Waverly that has had many updates done, needing a little TLC to make this the perfect Home Sweet Home! Downstairs has a large livingroom, dinning room, kitchen, laundry area and bathroom, plus a bonus room (perfect for office, play room or bedroom). Upstairs is 3 bedrooms, and a nice size attic with potential to be added space. Large backyard with plenty of space, that boarders the creek. Conveniently located. So much potential for new owner to build equity! Home is not in a flood zone!

Last Agent to Sell the Property

Suzanne Powers

RE/MAX In Motion License #10401300020 Listed on: 05/16/2025

RE/MAX In Motion

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,000

Year Built

  • Built in 1869

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 51x189
  • Home fronts a stream
  • Rectangular Lot
  • Historic Home

Home Design

  • Stone Foundation
  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 1,312 Sq Ft Home
  • 2-Story Property
  • Separate Formal Living Room
  • Bonus Room
  • Basement Fills Entire Space Under The House
  • Pull Down Stairs to Attic

Kitchen

  • Electric Oven
  • Electric Range

Flooring

  • Wood
  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level

Parking

  • No Garage
  • Gravel Driveway

Outdoor Features

  • River Access
  • Shed

Schools

  • Elm Street Elementary School

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater
  • Septic Tank
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 492001-166-019-0001-041-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,000

Year Built

Built in 1869

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.2
  • Lot Size: 51X189
  • Road Frontage Type: City Street
  • Water Body Name: Dry Brook
  • Directions: 17 C turns into Chemung St take a left onto Loder St home is on he right.
  • Architectural Style: Historic/Antique
  • Garage Yn: No
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built Details: Existing
  • Year Built: 1869
  • Special Features: None
  • Stories: 2
  • Year Built: 1869

Interior Features

  • Appliances: Electric Oven, Electric Range, Gas Water Heater, Refrigerator
  • Has Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Carpet, Hardwood, Laminate, Varies, Vinyl
  • Interior Amenities: Separate/Formal Living Room, Other, Pull Down Attic Stairs, See Remarks
  • Living Area: 1312.0
  • Main Level Bathrooms: 1
  • Dining Room Type: Laundry, Living Room, Bonus Room
  • Stories: 2

Exterior Features

  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Waterfront Features: River Access, Stream
  • Waterfront: Yes
  • Construction Type: Aluminum Siding
  • Exterior Features: Gravel Driveway
  • Foundation Details: Stone
  • Other Structures: Shed(s), Storage
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Laundry Features: Main Level
  • Heating: Gas, Forced Air
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: High Speed Internet Available, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Elementary School: Elm Street Elementary
  • Junior High Dist: Waverly

Lot Info

  • Parcel #: 492001-166-019-0001-041-000-0000

Tax Info

  • Tax Annual Amount: 3000.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 16, 2025
Closed on
Aug 11, 2025
Sold by
Sinsbaugh Scot M
Bought by
Stermer Joseph and Blythe Naomi
Seller's Agent
Suzanne Powers
RE/MAX In Motion
List Price
$100,000
Sold Price
$95,000
Premium/Discount to List
-$5,000
-5%
Views
85
Current Estimated Value
$102,783

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,783
Avg. Annual Appreciation
23.72%
Original Mortgage
$92,150
Outstanding Balance
$92,070
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$10,713

Purchase Details

Closed on
Nov 30, 2010
Sold by
Sager Robert
Bought by
Sinsaugh Scott

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,611
Interest Rate
4.24%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 25, 2008
Sold by
Sager Robert
Bought by
Sager Robert

Purchase Details

Closed on
Nov 5, 2002
Sold by
Walter Richard
Bought by
Jo Sager Robert and Jo Billie

Purchase Details

Closed on
Apr 4, 2000
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stermer Joseph $95,000 --
Sinsaugh Scott $72,000 Betty Keene
Sinsaugh Scott $72,000 Betty Keene
Sager Robert -- --
Sager Robert -- --
Jo Sager Robert $48,400 Betty J Keene
Sager Robert $48,400 Betty J Keene
-- -- --
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stermer Joseph $92,150
Previous Owner Sinsaugh Scott $74,611
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/11/2025 08/11/25 Sold $95,000 -5.0% $72 / Sq Ft
07/08/2025 07/08/25 Pending -- -- --
05/16/2025 05/16/25 For Sale $100,000 -- $76 / Sq Ft
Source: Ithaca Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,091 $60,700 $11,100 $49,600
2023 $33 $60,700 $11,100 $49,600
2022 $3,933 $60,700 $11,100 $49,600
2021 $3,270 $60,700 $11,100 $49,600
2020 $2,411 $60,700 $11,100 $49,600
2019 $878 $60,700 $11,100 $49,600
2018 $2,348 $60,700 $11,100 $49,600
2017 $2,024 $60,700 $11,100 $49,600
2016 $1,981 $60,700 $11,100 $49,600
2015 -- $60,700 $11,100 $49,600
2014 -- $60,700 $11,100 $49,600
Source: Public Records

Agents Affiliated with this Home

  • Suzanne Powers

    Seller's Agent in 2025

    Suzanne Powers

    RE/MAX

    (607) 227-8125

    6 in this area

    140 Total Sales

    Suzanne Powers
    Section Image
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Map

Source: Ithaca Board of REALTORS®

MLS Number: R1607685

APN: 492001-166-019-0001-041-000-0000

New York Tioga County Waverly 14892

417 Loder St, Waverly, NY

Not Listed for Sale

Detached

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