$265,000
SOLD AUG 13, 2025

417 N 3rd St Palatka, FL 32177

5 Beds
4.5 Baths
3,076 Sq Ft
0.26 Acres

Recently Sold

$86 Per Sq Ft

22% Below List Price

37 Days on Market

Highlights

  • The property is located in a historic district
  • 1 Fireplace
  • Balcony
  • Wood Flooring
  • No HOA
  • Wood Siding

About This Home

As of August 2025

Step back in time with this magnificent historic beauty, nestled on a tree-lined cobblestone street. Bursting with character, the home features original doors, stunning stained glass, and timeless architectural details throughout. The main floor offers a spacious living room with fireplace, 2 bedrooms with a Jack-and-Jill bath, a 1/2 bath in the hall, and a kitchen space ready for your custom design. A private back staircase leads to the second level, ideal for multi-unit living. second floor includes a serene master suite with veranda access, two additional bedrooms with Jack-and-Jill bath, and a full bath in the hall, also space for a second kitchen. The expansive third-floor attic is full of character and offers incredible potential for additional living space, studio, or office. Fresh interior and exterior paint complement the home's preserved historic charm. With 5 bedrooms, 4.5 baths, and 3,076 sq ft on a 0.26-acre lot surrounded by stately homes, this is a rare opportunity!

Last Agent to Sell the Property

Margaret Mosley

DUCK REALTY INC License #3287613 Listed on: 06/10/2025

Last Buyer's Agent

Margaret Mosley

DUCK REALTY INC License #3287613 Listed on: 06/10/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,313

Year Built

  • Built in 1884

Lot Details

  • 0.26 Acre Lot
  • Irregular Lot

Parking

  • Off-Street Parking

Home Design

  • Fixer Upper
  • Wood Siding

Interior Spaces

  • 3,076 Sq Ft Home
  • 2-Story Property
  • 1 Fireplace
  • Wood Flooring

Bedrooms and Bathrooms

  • 5 Bedrooms

Utilities

  • No Cooling
  • No Heating

Additional Features

  • Balcony
  • The property is located in a historic district

Community Details

  • No Home Owners Association
  • Palatka Blks Subdivision

Listing and Financial Details

  • Assessor Parcel Number 421027685000800011

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,313

Year Built

Built in 1884

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 1884
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.26
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Palatka Blks
  • Architectural Style: Historic
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Three Or More
  • General Property Information Living Area2: 3076.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • Flooring Wood: Yes
  • Lot Features Historic Area: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.26
  • Levels Three Or More: Yes
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Property Condition Fixer: Yes
  • Cooling None4: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: None

Interior Features

  • Major Appliances: None
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Wood
  • Living Area: 3076.0
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:None3: Yes

Exterior Features

  • Waterfront: No
  • Exterior: Balcony
  • Lot Features: Historic Area
  • Construction Type: Wood Siding
  • Property Condition: Fixer
  • Exterior Features:Balcony: Yes
  • Construction Materials:Wood Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: None
  • Cooling Y N: No
  • Heating: None
  • Heating Yn: No
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:None5: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 11325.6
  • Parcel #: 421027685000800011

Tax Info

  • Tax Annual Amount: 5312.53
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 10, 2025
Closed on
Aug 8, 2025
Sold by
Wadman John
Bought by
Helmer Shawn Francis and Lummert-Helmer Shannon Elaine
Seller's Agent
Margaret Mosley
DUCK REALTY INC
Buyer's Agent
Margaret Mosley
DUCK REALTY INC
List Price
$339,900
Sold Price
$265,000
Premium/Discount to List
-$74,900
-22.04%
Views
98

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8224.87%

Purchase Details

Closed on
Apr 10, 2015
Sold by
Mccandless Clyde
Bought by
Mortgage Equity Conversion Asset Trust 2
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $265,000 Guaranty Title
Trustee Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $300,240 Reverse Mortgage Home Equity Conversion Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/13/2025 08/13/25 Sold $265,000 -10.4% $86 / Sq Ft
07/17/2025 07/17/25 Pending -- -- --
06/25/2025 06/25/25 Price Changed $295,900 -12.9% $96 / Sq Ft
06/10/2025 06/10/25 For Sale $339,900 +466.5% $111 / Sq Ft
12/17/2023 12/17/23 Off Market $60,000 -- --
07/29/2015 07/29/15 Sold $60,000 0.0% $20 / Sq Ft
05/27/2015 05/27/15 Pending -- -- --
05/26/2015 05/26/15 For Sale $60,000 -- $20 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,313 $228,590 $35,300 $193,290
2023 $4,903 $212,400 $23,530 $188,870
2022 $4,343 $187,540 $23,530 $164,010
2021 $3,956 $154,220 $0 $0
2020 $3,672 $140,240 $0 $0
2019 $3,421 $128,200 $120,640 $7,560
2018 $3,280 $119,980 $117,620 $2,360
2017 $3,149 $112,430 $110,070 $2,360
2016 $2,937 $105,040 $0 $0
2015 $2,673 $105,215 $0 $0
2014 $3,002 $106,949 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2092494

realMLS (Northeast Florida Multiple Listing Service)

APN: 42-10-27-6850-0080-0011