$795,000
COMING SOON

417 N Main St Center City, MN 55012

Estimated payment $4,930/month

4 Beds
3 Baths
2,552 Sq Ft
0.43 Acres

Highlights

  • Lake Front
  • Deck
  • Bonus Room
  • Beach Access
  • Family Room with Fireplace
  • No HOA

About This Home

Two Lakes. One Incredible Lifestyle.Welcome to your dream lake home—nestled between North Center Lake and Pioneer Lake, with approximate 200 feet of shoreline on each, offering breathtaking sunrises, sunsets, and water views from nearly every room. Located just 45 minutes from the Twin Cities, this rare property is ideal for year-round living, unforgettable family getaways, or short-term rental income.This 4-bedroom PLUS a spacious "Bunkroom", 3-bathroom walkout rambler has been thoughtfully remodeled with comfort, style, and entertaining in mind. Featuring two primary bedroom suites, an open-concept layout, two fireplaces, and a fully updated kitchen and dining area, the home blends clean modern design with timeless lakeside charm. Nearly every surface has been upgraded.The bunkroom—located above the heated and insulated 2-car garage—comfortably sleeps six or more, making it perfect for hosting guests, extended family, or creating a high-earning rental experience.Outdoors, enjoy the full recreational lifestyle: boating, swimming, water-skiing, fishing, and peaceful stargazing at night. Set near the end of a quiet dead-end street, the home offers exceptional privacy, friendly neighbors, and access to scenic walking and hiking trails. And yet, it has a fantastic location, just a short walk into Center City for restaurants, shops, and local charm.Whether you're seeking a peaceful retreat, a forever home, or a smart investment, this is a rare opportunity to own a fully renovated lake property on two lakes in a premier location.Welcome to lake life at its finest.

Listing Agent

Polina Kilpela

LPT Realty

LPT Realty

Co-Listing Agent

Mathew Kilpela

LPT Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,272

Year Built

  • Built in 1978

Lot Details

  • 0.43 Acre Lot
  • Lot Dimensions are 202x73x203x117
  • Lake Front
  • Street terminates at a dead end

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Insulated Garage

Interior Spaces

  • 1-Story Property
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room
  • Bonus Room
  • Lake Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Window Egress

Outdoor Features

  • Beach Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 120001000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,272

Year Built

Built in 1978

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: City Water/Connected
  • Year Built: 1978
  • Above Grade Finished Sq Ft: 1512
  • Water Body Name: North Center Lake
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: ComingSoon
  • Property Sub Type: Detached

Interior Features

  • Basement: Egress Window(s), Finished, Walkout
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
  • Fireplace Features: Family Room, Gas
  • Living Area: 2552
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1040
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Family Room, Bedroom 2, Bedroom 3, Bedroom 4, Bonus Room

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • View: East, See Remarks, South, West
  • PatioPorchType: Deck
  • Lake Acres: 749
  • Lake Bottom: Hard,Sand
  • LakeChain: Y
  • Elevation Highpoint to Waterfront Feet: 10-15
  • Lake Chain Acreage: 5357
  • Lake Chain Name: Chisago Lakes

Garage/Parking

  • Parking Features: Attached Garage, Gravel, Concrete, Heated Garage, Insulated Garage
  • Garage Square Feet: 528
  • ParkingOpen: 5

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Dock,Kitchen Center Island,Kitchen Window,Other,Patio,Panoramic View,Boat Slip,Vaulted Ceiling(s),Washer/Dryer Hookup

Schools

  • Junior High Dist: Chisago Lakes
  • SchoolDistrictNumber: 2144
  • SchoolDistrictPhone: 651-213-2096

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 202x73x203x117
  • Lot Size Sq Ft: 18513
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 120001000
  • Tax Annual Amount: 6272
  • TaxWithAssessments: 6272.0000

Multi Family

  • WaterfrontFeatures: Lake Front, Lake View, Other

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,272 $573,300 $274,300 $299,000
2022 $6,034 $534,000 $251,900 $282,100
2021 $5,270 $438,800 $0 $0
2020 $5,070 $374,800 $177,100 $197,700
2019 $4,642 $0 $0 $0
2018 $4,236 $0 $0 $0
2017 $4,210 $0 $0 $0
2016 $3,716 $0 $0 $0
2015 $3,710 $0 $0 $0
2014 -- $222,900 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2020 08/14/20 Sold $526,000 +0.2% $206 / Sq Ft
07/17/2020 07/17/20 Pending -- -- --
06/23/2020 06/23/20 Price Changed $525,000 -4.5% $206 / Sq Ft
05/19/2020 05/19/20 For Sale $550,000 0.0% $216 / Sq Ft
05/11/2020 05/11/20 Pending -- -- --
04/25/2020 04/25/20 Price Changed $550,000 -3.3% $216 / Sq Ft
04/03/2020 04/03/20 For Sale $569,000 +83.5% $223 / Sq Ft
11/14/2016 11/14/16 Sold $310,000 -3.1% $298 / Sq Ft
10/26/2016 10/26/16 Pending -- -- --
07/15/2016 07/15/16 Price Changed $319,900 -8.6% $308 / Sq Ft
06/21/2016 06/21/16 For Sale $350,000 -- $337 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Grant Deed $526,000 --
Warranty Deed $310,000 Title One Inc
Warranty Deed $320,750 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $523,000 No Value Available
Closed -- No Value Available
Previous Owner $40,000 Credit Line Revolving
Previous Owner $279,000 New Conventional
Source: Public Records

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Source: NorthstarMLS

MLS Number: 6720649

NorthstarMLS

APN: 12-00010-00