$795,000

417 N Main St Center City, MN 55012

Estimated payment $4,913/month

Total Views 1,451
4 Beds
3 Baths
2,552 Sq Ft
$312 Price per Sq Ft

Highlights

  • Lake Front
  • Deck
  • Bonus Room
  • Beach Access
  • Family Room with Fireplace
  • No HOA

About This Home

Two Lakes. One Incredible Lifestyle.

Welcome to your dream lake home—nestled between North Center Lake and Pioneer Lake, with approximate 200 feet of shoreline on each, offering breathtaking sunrises, sunsets, and water views from nearly every room. Located just 45 minutes from the Twin Cities, this rare property is ideal for year-round living, unforgettable family getaways, or short-term rental income.

This 4-bedroom PLUS a spacious "Bunkroom", 3-bathroom walkout rambler has been thoughtfully remodeled with comfort, style, and entertaining in mind. Featuring two primary bedroom suites, an open-concept layout, two fireplaces, and a fully updated kitchen and dining area, the home blends clean modern design with timeless lakeside charm. Nearly every surface has been upgraded.

The bunkroom—located above the heated and insulated 2-car garage—comfortably sleeps six or more, making it perfect for hosting guests, extended family, or creating a high-earning rental experience.

Outdoors, enjoy the full recreational lifestyle: boating, swimming, water-skiing, fishing, and peaceful stargazing at night. Set near the end of a quiet dead-end street, the home offers exceptional privacy, friendly neighbors, and access to scenic walking and hiking trails. And yet, it has a fantastic location, just a short walk into Center City for restaurants, shops, and local charm.

Whether you're seeking a peaceful retreat, a forever home, or a smart investment, this is a rare opportunity to own a fully renovated lake property on two lakes in a premier location.

Welcome to lake life at its finest.

Listing Agent

Polina Kilpela

LPT Realty Listed on: 05/13/2025

LPT Realty

Co-Listing Agent

Mathew Kilpela

LPT Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,272

Year Built

  • Built in 1978

Lot Details

  • 0.43 Acre Lot
  • Lot Dimensions are 202x73x203x117
  • Lake Front
  • Street terminates at a dead end

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Insulated Garage

Interior Spaces

  • 1-Story Property
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room
  • Bonus Room
  • Lake Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Window Egress

Outdoor Features

  • Beach Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 120001000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,272

Year Built

Built in 1978

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: City Water/Connected
  • Year Built: 1978
  • Above Grade Finished Sq Ft: 1512
  • Water Body Name: North Center Lake
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Egress Window(s), Finished, Walkout
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
  • Fireplace Features: Family Room, Gas
  • Living Area: 2552
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1040
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Family Room, Bedroom 2, Bedroom 3, Bedroom 4, Bonus Room

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • View: East, See Remarks, South, West
  • PatioPorchType: Deck
  • Lake Acres: 749
  • Lake Bottom: Hard,Sand
  • LakeChain: Y
  • Elevation Highpoint to Waterfront Feet: 10-15
  • Lake Chain Acreage: 5357
  • Lake Chain Name: Chisago Lakes

Garage/Parking

  • Parking Features: Attached Garage, Gravel, Concrete, Heated Garage, Insulated Garage
  • Garage Square Feet: 528
  • ParkingOpen: 5

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Dock,Kitchen Center Island,Kitchen Window,Other,Patio,Panoramic View,Boat Slip,Vaulted Ceiling(s),Washer/Dryer Hookup

Schools

  • Junior High Dist: Chisago Lakes
  • SchoolDistrictNumber: 2144
  • SchoolDistrictPhone: 651-213-2096

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 202x73x203x117
  • Lot Size Sq Ft: 18513
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 120001000
  • Tax Annual Amount: 6272
  • TaxWithAssessments: 6272.0000

Multi Family

  • WaterfrontFeatures: Lake Front, Lake View, Other

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,272 $573,300 $274,300 $299,000
2022 $6,034 $534,000 $251,900 $282,100
2021 $5,270 $438,800 $0 $0
2020 $5,070 $374,800 $177,100 $197,700
2019 $4,642 $0 $0 $0
2018 $4,236 $0 $0 $0
2017 $4,210 $0 $0 $0
2016 $3,716 $0 $0 $0
2015 $3,710 $0 $0 $0
2014 -- $222,900 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/07/2025 07/07/25 For Sale $795,000 0.0% $312 / Sq Ft
05/23/2025 05/23/25 Off Market $795,000 -- --
05/15/2025 05/15/25 For Sale $795,000 -- $312 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Grant Deed $526,000 --
Warranty Deed $310,000 Title One Inc
Warranty Deed $320,750 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $523,000 No Value Available
Closed -- No Value Available
Previous Owner $40,000 Credit Line Revolving
Previous Owner $279,000 New Conventional
Source: Public Records

Similar Homes in Center City, MN

  • 31338 Oasis Rd, Center City, MN 55012

    $675,000

    • 2 Beds
    • 2.5 Baths
    • 2,382 Sq Ft
    • 31338 Oasis Rd
    • Center City, MN

    This is a one-of-a-kind home that you must see! Located on the east side of Pioneer Lake in historicCenter City, this large farmhouse style home with welcoming front porch, features main floor living withan additional 1,300 square feet in the loft awaiting your finishing touches. The main floor includesgorgeous pine flooring, galley kitchen, and large primary bedroom suite that walks

    Bryan VantHof RE/MAX Advantage Plus

    Section Image
  • 216 Summit Ave, Center City, MN 55012

    $624,900

    • 4 Beds
    • 2 Baths
    • 2,200 Sq Ft
    • 216 Summit Ave
    • Center City, MN

    It has been almost six decades since this historic Victorian home on Summit Hill in Center City, has been available. It was meticulously cared for by a local historian, who preserved the classic character and original architectural details throughout the home. This grand home sits on a large park-like lot and includes a second lot with 50' of lake shore, There is an inviting front porch

    Cheryl Kempenich Coldwell Banker Realty

    Section Image
  • 612 Summit Ave, Center City, MN 55012

    $650,000

    • 3 Beds
    • 2 Baths
    • 2,239 Sq Ft
    • 612 Summit Ave
    • Center City, MN

    Rare South Center Lake Opportunity!Bring your vision to this diamond in the rough—a spacious 1930s raised ranch with 130 feet of prime lakefront and stunning western-facing sunset views. This 3-bedroom 2-bath home offers classic charm with a living room wood-burning fireplace, family room woodstove, large windows, and a 3-car garage. Nestled on a private lot with mature trees and room to expand,

    Elizabeth Peck eXp Realty

    Section Image
  • 30339 Orchard Ct, Center City, MN 55012

    $824,313

    • 3 Beds
    • 2 Baths
    • 1,616 Sq Ft
    • 30339 Orchard Ct
    • Center City, MN

    Last Lakefront Lot on South Center Lake – Build Your Dream Home with panoramic views and become immersed into the lake lifestyle.This 1.6-acre lot with 275 feet of lakeshore on South Center Lake, part of the Chisago Chain of Lakes, is your opportunity to build in an exclusive community just 40 minutes from Minneapolis. Please contact Tim Huemoeller to walk the lot or with any questions.

    Timothy Huemoeller RE/MAX Preferred

    Section Image

Source: NorthstarMLS

MLS Number: 6720649

NorthstarMLS

APN: 12-00010-00