Seller's Agent in 2026
Polina Kilpela
National Realty Guild
(612) 743-0002
1 in this area
115 Total Sales
417 N Main St Center City, MN 55012
4
Beds
3
Baths
2,552
Sq Ft
0.42
Acres
Highlights
- Lake Front
- Deck
- No HOA
- Chisago Lakes High School Rated 9+
- 2 Fireplaces
- Stainless Steel Appliances
About This Home
As of January 2026Back on the Market — Better Than Ever!
Two Lakes. One Incredible Lifestyle. This exceptional lake home returns to the market after a completed professional basement improvement, making it even stronger, more dependable, and more impressive than before. Nestled between North Center Lake and Pioneer Lake—with approximately 200 feet of shoreline on each—this rare property delivers stunning sunrises, sunsets, and shimmering water views from nearly every room. Just 45 minutes from the Twin Cities, it's perfect for year-round living, unforgettable family getaways, or lucrative short-term rental income. This thoughtfully remodeled 4-bedroom PLUS spacious “Bunkroom,” 3-bath walkout rambler was designed for comfort, style, and entertaining. Enjoy two primary suites, an open-concept living space, two fireplaces, and a fully updated kitchen and dining area that blend clean modern design with timeless lakeside charm. Nearly every surface has been upgraded. The oversized bunkroom—perched above the heated, insulated 2-car garage—comfortably sleeps six or more, ideal for guests, extended family, or high-earning rental stays. Outside, the lake lifestyle is endless: boating, swimming, water-skiing, fishing, and quiet evenings under the stars. Set near the end of a peaceful dead-end street, the home offers excellent privacy, friendly neighbors, and easy access to scenic walking trails. It’s also just a short walk into Center City for restaurants, shops, and small-town charm. Whether you’re looking for a serene retreat, a forever home, or a smart investment, this beautifully updated dual-lake property is truly one of a kind. Welcome back to lake life—now at its finest.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,272
Year Built
- Built in 1978
Lot Details
- Lake Front
- Irregular Lot
Parking
- 2 Car Attached Garage
- Heated Garage
- Insulated Garage
Interior Spaces
- 1-Story Property
- 2 Fireplaces
- Gas Fireplace
- Combination Dining and Living Room
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- The kitchen features windows
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Basement Window Egress
Outdoor Features
- Deck
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 120001000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 14, 2025
Closed on
Jan 15, 2026
Sold by
Smith Andrew and Smith Wendy
Bought by
Barnick Keith and Barnick Jennifer J
Seller's Agent
Polina Kilpela
National Realty Guild
Buyer's Agent
Amy Lametti
Keller Williams Premier Realty
List Price
$795,000
Sold Price
$784,000
Premium/Discount to List
-$11,000
-1.38%
Views
84
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-86.63%
Original Mortgage
$588,000
Outstanding Balance
$588,000
Interest Rate
6.19%
Mortgage Type
New Conventional
Estimated Equity
$120,970
Purchase Details
Closed on
Aug 14, 2020
Sold by
Meier Belinda D and Meier Timothy J
Bought by
Smith Andrew
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$523,000
Interest Rate
2.96%
Purchase Details
Closed on
Nov 10, 2016
Sold by
Tang Yuan Ming and Lin Hsin Huel
Bought by
Meler Belinda D and Meler Timothy J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$279,000
Interest Rate
3.47%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 28, 2010
Sold by
Johnsen Craig A and Johnsen Marian M
Bought by
Tang Yuan Ming and Lin Hsin Huei
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $784,000 | Land Title | |
| Grant Deed | $526,000 | -- | |
| Warranty Deed | $310,000 | Title One Inc | |
| Warranty Deed | $320,750 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $588,000 | New Conventional | |
| Previous Owner | $523,000 | No Value Available | |
| Previous Owner | -- | No Value Available | |
| Previous Owner | $279,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/15/2026 01/15/26 | Sold | $784,000 | -1.4% | $307 / Sq Ft |
| 11/26/2025 11/26/25 | Pending | -- | -- | -- |
| 11/14/2025 11/14/25 | For Sale | $795,000 | -- | $312 / Sq Ft |
Source: NorthstarMLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,182 | $533,700 | $0 | $0 |
| 2023 | $6,182 | $573,300 | $274,300 | $299,000 |
| 2022 | $6,034 | $534,000 | $251,900 | $282,100 |
| 2021 | $5,270 | $438,800 | $0 | $0 |
| 2020 | $5,070 | $374,800 | $177,100 | $197,700 |
| 2019 | $4,642 | $0 | $0 | $0 |
| 2018 | $4,236 | $0 | $0 | $0 |
| 2017 | $4,210 | $0 | $0 | $0 |
| 2016 | $3,716 | $0 | $0 | $0 |
| 2015 | $3,710 | $0 | $0 | $0 |
| 2014 | -- | $222,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Polina Kilpela
-
Mathew Kilpela
Seller Co-Listing Agent in 2026
Mathew Kilpela
National Realty Guild
(651) 587-0891
1 in this area
58 Total Sales
-
Amy Lametti
Buyer's Agent in 2026
Amy Lametti
Keller Williams Premier Realty
(651) 246-1747
2 in this area
101 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6817855
APN: 12-00010-00
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