417 N Main St Center City, MN 55012
Estimated payment $4,692/month
Highlights
- Lake Front
- Deck
- Bonus Room
- Chisago Lakes High School Rated 9+
- 2 Fireplaces
- No HOA
About This Home
Back on the Market — Better Than Ever!
Two Lakes. One Incredible Lifestyle. This exceptional lake home returns to the market after a completed professional basement improvement, making it even stronger, more dependable, and more impressive than before. Nestled between North Center Lake and Pioneer Lake—with approximately 200 feet of shoreline on each—this rare property delivers stunning sunrises, sunsets, and shimmering water views from nearly every room. Just 45 minutes from the Twin Cities, it's perfect for year-round living, unforgettable family getaways, or lucrative short-term rental income. This thoughtfully remodeled 4-bedroom PLUS spacious “Bunkroom,” 3-bath walkout rambler was designed for comfort, style, and entertaining. Enjoy two primary suites, an open-concept living space, two fireplaces, and a fully updated kitchen and dining area that blend clean modern design with timeless lakeside charm. Nearly every surface has been upgraded. The oversized bunkroom—perched above the heated, insulated 2-car garage—comfortably sleeps six or more, ideal for guests, extended family, or high-earning rental stays. Outside, the lake lifestyle is endless: boating, swimming, water-skiing, fishing, and quiet evenings under the stars. Set near the end of a peaceful dead-end street, the home offers excellent privacy, friendly neighbors, and easy access to scenic walking trails. It’s also just a short walk into Center City for restaurants, shops, and small-town charm. Whether you’re looking for a serene retreat, a forever home, or a smart investment, this beautifully updated dual-lake property is truly one of a kind. Welcome back to lake life—now at its finest.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,272
Year Built
- Built in 1978
Lot Details
- 0.43 Acre Lot
- Lake Front
- Irregular Lot
Parking
- 2 Car Attached Garage
- Heated Garage
- Insulated Garage
Home Design
- Vinyl Siding
Interior Spaces
- 1-Story Property
- 2 Fireplaces
- Gas Fireplace
- Family Room
- Living Room
- Dining Room
- Bonus Room
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- The kitchen features windows
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Basement Window Egress
Outdoor Features
- Deck
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 120001000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,182 | $533,700 | $0 | $0 |
| 2023 | $6,182 | $573,300 | $274,300 | $299,000 |
| 2022 | $6,034 | $534,000 | $251,900 | $282,100 |
| 2021 | $5,270 | $438,800 | $0 | $0 |
| 2020 | $5,070 | $374,800 | $177,100 | $197,700 |
| 2019 | $4,642 | $0 | $0 | $0 |
| 2018 | $4,236 | $0 | $0 | $0 |
| 2017 | $4,210 | $0 | $0 | $0 |
| 2016 | $3,716 | $0 | $0 | $0 |
| 2015 | $3,710 | $0 | $0 | $0 |
| 2014 | -- | $222,900 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/26/2025 11/26/25 | Pending | -- | -- | -- |
| 11/14/2025 11/14/25 | For Sale | $795,000 | -- | $312 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $526,000 | -- | |
| Warranty Deed | $310,000 | Title One Inc | |
| Warranty Deed | $320,750 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $523,000 | No Value Available | |
| Closed | -- | No Value Available | |
| Previous Owner | $279,000 | New Conventional |
Source: NorthstarMLS
MLS Number: 6817855
APN: 12-00010-00
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