T
Seller's Agent in 2025
Todd Severt
Garden Gate Realty, Inc.
(937) 238-9822
1 in this area
3 Total Sales
417 N Pearl St Covington, OH 45318
Estimated Value: $198,000 - $218,000
3
Beds
2
Baths
1,206
Sq Ft
$172/Sq Ft
Est. Value
Highlights
- No HOA
- 2 Car Detached Garage
- Forced Air Heating and Cooling System
About This Home
As of August 2025Welcome to this beautifully renovated 3-bedroom, 2-bath home and ready for its new owners! This move-in ready property features a spacious layout, including a large patio perfect for outdoor entertaining and a privacy fence for added seclusion. Close to downtown and Covington's charm. Motivated Seller and occupancy at closing! A standout feature is the detached garage which will have a new roof being put on now and includes a workshop--ideal for hobbyists, storage, or additional workspace. Whether you're relaxing on the patio or enjoying the updated interior, this home offers comfort, functionality, and charm.Don't miss your chance to make this one yours!
Last Agent to Sell the Property
Garden Gate Realty, Inc. License #2024006414 Listed on: 06/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,728
Year Built
- Built in 1920
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 66x135
Parking
- 2 Car Detached Garage
Home Design
- Vinyl Siding
Interior Spaces
- 1,206 Sq Ft Home
- 1.5-Story Property
- Partial Basement
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number H19003160
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 26, 2025
Closed on
Sep 5, 2025
Sold by
Werling Michael
Bought by
Fisher Tell and Fisher Allison
Seller's Agent
Todd Severt
Garden Gate Realty, Inc.
Buyer's Agent
Yvonne Fisher
Keller Williams Home Town Realty
List Price
$219,900
Sold Price
$204,000
Premium/Discount to List
-$15,900
-7.23%
Views
44
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,699
Avg. Annual Appreciation
5.27%
Original Mortgage
$200,305
Outstanding Balance
$200,305
Interest Rate
6.74%
Mortgage Type
FHA
Estimated Equity
$7,394
Purchase Details
Listed on
Jan 23, 2023
Closed on
Feb 17, 2023
Sold by
Kuntz Samuel
Bought by
Werling Michael
Seller's Agent
Mary Couser
Galbreath REALTORS
Buyer's Agent
Test Member
Test Office
List Price
$169,900
Sold Price
$174,500
Premium/Discount to List
$4,600
2.71%
Views
30
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.39%
Original Mortgage
$165,775
Interest Rate
6.48%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 28, 2015
Sold by
Wickman Jill
Bought by
Kuntz Samuel
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,500
Interest Rate
3.23%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
May 23, 2014
Sold by
Shock Richard
Bought by
Wickman Living Trust and Wickman Jill
Purchase Details
Closed on
May 12, 2014
Sold by
Shock Richard
Bought by
Wickman Living Trust and Wickman Jill
Purchase Details
Closed on
Sep 12, 2002
Sold by
Wintrow Linda K
Bought by
Shock Richard and Shock Kelly
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,248
Interest Rate
6.54%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 22, 1990
Bought by
Wright Rick F
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Fisher Tell | -- | Northwest Fidelity Title | |
| Werling Michael | $174,500 | -- | |
| Kuntz Samuel | $96,500 | Chicago Title | |
| Wickman Living Trust | $31,000 | None Available | |
| Wickman Living Trust | $31,000 | Attorney | |
| Shock Richard | $92,000 | -- | |
| Wright Rick F | $44,400 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Fisher Tell | $200,305 | |
| Previous Owner | Werling Michael | $165,775 | |
| Previous Owner | Kuntz Samuel | $61,500 | |
| Previous Owner | Shock Richard | $91,248 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/29/2025 08/29/25 | Sold | $204,000 | -5.1% | $169 / Sq Ft | |
| 07/22/2025 07/22/25 | Pending | -- | -- | -- | |
| 07/06/2025 07/06/25 | Price Changed | $214,900 | -2.3% | $178 / Sq Ft | |
| 06/26/2025 06/26/25 | For Sale | $219,900 | +26.0% | $182 / Sq Ft | |
| 02/21/2023 02/21/23 | Sold | $174,500 | +2.7% | $145 / Sq Ft | View Prior Sale |
| 01/25/2023 01/25/23 | Pending | -- | -- | -- | |
| 01/23/2023 01/23/23 | For Sale | $169,900 | -- | $141 / Sq Ft |
Source: Western Regional Information Systems & Technology (WRIST)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,728 | $46,140 | $12,150 | $33,990 |
| 2023 | $1,728 | $46,140 | $12,150 | $33,990 |
| 2022 | $1,724 | $46,140 | $12,150 | $33,990 |
| 2021 | $1,432 | $35,500 | $9,350 | $26,150 |
| 2020 | $1,435 | $35,500 | $9,350 | $26,150 |
| 2019 | $1,441 | $35,500 | $9,350 | $26,150 |
| 2018 | $1,265 | $31,080 | $7,280 | $23,800 |
| 2017 | $1,287 | $31,080 | $7,280 | $23,800 |
| 2016 | $1,271 | $31,080 | $7,280 | $23,800 |
| 2015 | $834 | $20,760 | $7,000 | $13,760 |
| 2014 | $834 | $20,760 | $7,000 | $13,760 |
| 2013 | $805 | $20,760 | $7,000 | $13,760 |
Source: Public Records
Agents Affiliated with this Home
-
Todd Severt
-
Yvonne Fisher
Y
Buyer's Agent in 2025
Yvonne Fisher
Keller Williams Home Town Realty
(937) 603-6802
2 in this area
9 Total Sales
-
Mary Couser
Seller's Agent in 2023
Mary Couser
Galbreath REALTORS
(937) 216-0922
7 in this area
187 Total Sales
-
T
Buyer's Agent in 2023
Test Member
DABR
Map
Source: Western Regional Information Systems & Technology (WRIST)
MLS Number: 1039690
APN: H19003160
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