$705,000
SOLD DEC 31, 2025

417 Spear St Saugatuck, MI 49453

4 Beds
2.5 Baths
1,800 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$392 Per Sq Ft

1% Above List Price

8 Days on Market

Highlights

  • Indoor Spa
  • Maid or Guest Quarters
  • Vaulted Ceiling
  • Douglas Elementary School Rated A
  • Deck
  • Wood Flooring

About This Home

As of December 2025

One of the best deals in Saugatuck in years due to a relocation! Coveted Spear St. Dead end so no through or summer traffic. Best location on 'The Hill' surrounded by $1 million + homes! One of the best features is a 3 rm. COTTAGE with a new full bath. Perfect for guests, in laws, kids or a rentable ADU. Plumbed for a future kitch & w/d. This home has been lovingly updated over the past few years. New roof, Real hardwood & pine flooring though out, designer lighting, finished crawl space w/new vapor barrier. Wood burning frplc & a cozy library adjacent. Huge screen porch off newer chef's kitchen that has gleaming butcher block counters. Multi tiered decks and Patios with a hot tub. Main home has 2 bedrooms(possibility of a third) and 1 and 1/2 baths. This is a fantastic buy for either a full time resident or perfect second home! Quick walk to Saugatuck with it's great shopping, restaurants, farmers markets and events. This lovingly maintained Saugatuck classic is not to be missed!

Last Agent to Sell the Property

John Park

@properties Christie's International R.E. License #6501443151 Listed on: 12/04/2025

@properties Christie's International R.E.

Last Buyer's Agent

Diane Griffin

Keller Williams of GR North License #RCO

Keller Williams of GR North

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,485

Year Built

  • Built in 1908

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 66x132
  • Cul-De-Sac
  • Privacy Fence
  • Chain Link Fence
  • Shrub
  • Terraced Lot
  • Sprinkler System
  • Back Yard Fenced
  • Historic Home

Home Design

  • Farmhouse Style Home
  • Composition Roof
  • Wood Siding
  • Aluminum Siding

Interior Spaces

  • 1,800 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Gas Fireplace
  • Replacement Windows
  • Insulated Windows
  • Garden Windows
  • Window Screens
  • Family Room
  • Living Room with Fireplace
  • Dining Area
  • Den
  • Screened Porch
  • Indoor Spa
  • Wood Flooring
  • Crawl Space

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Oven
  • Stove
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • Maid or Guest Quarters

Laundry

  • Laundry in Hall
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Deck
  • Patio
  • Terrace

Utilities

  • Mini Split Air Conditioners
  • Heating System Uses Natural Gas
  • Baseboard Heating
  • Tankless Water Heater
  • High Speed Internet
  • Internet Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,485

Year Built

Built in 1908

Lot Details

8,712 Sq Ft Lot

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Farmhouse, Historic
  • Stories: 2
  • Year Built: 1908
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 388.83
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 66x132
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 1800.0
  • General Property Info:Main Level Primary: No
  • Tax Info:Annual Property Tax: 8484.73
  • Waterfront Options:Water Access YN: No
  • Roofing:Composition: Yes
  • Windows:Replacement: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Screens: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Landscape:Underground Sprinkler: Yes
  • Water Heater:Tankless: Yes
  • Landscape:Terraced Yard: Yes
  • Substructure:Crawl Space: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • Additional Items:GasWood Stove: Yes
  • Heat Type:Baseboard: Yes
  • Additional Items:Hot Tub Spa: Yes
  • Additional Items:Guest Quarters: Yes
  • General Property Info:SqFt Above Grade: 1800.0
  • Additional Items:Vaulted Ceilings: Yes
  • Laundry Features Main Level: Yes
  • Laundry Features In Hall: Yes
  • General Property Info Garage YN: No
  • Flooring:Wood Floor: Yes
  • Fencing:Fenced Back: Yes
  • Architectural Style Farm House: Yes
  • Fencing:Chain Link: Yes
  • Fencing Full3: Yes
  • Fencing Privacy: Yes
  • Architectural Style Historic: Yes
  • Remarks Misc: Public Remarks: One of the best deals in Saugatuck in years due to a relocation! Coveted Spear St. Dead end so no through or summer traffic. Best location on 'The Hill' surrounded by $1 million + homes! One of the best features is a 3 rm. COTTAGE with a new full bath. Perfect for guests, in laws, kids or a rentable ADU. Plumbed for a future kitch & w/d. This home has been lovingly updated over the past few years. New roof, Real hardwood & pine flooring though out, designer lighting, finished crawl space w/new vapor barrier. Wood burning frplc & a cozy library adjacent. Huge screen porch off newer chef's kitchen that has gleaming butcher block counters. Multi tiered decks and Patios with a hot tub. Main home has 2 bedrooms(possibility of a third) and 1 and 1/2 baths. This is a fantastic buy for either a full time resident or perfect second home! Quick walk to Saugatuck with it's great shopping, restaurants, farmers markets and events. This lovingly maintained Saugatuck classic is not to be missed!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Wood
  • Interior Amenities: Ceiling Fan(s), Broadband, Guest Quarters, Hot Tub Spa, Eat-in Kitchen
  • Fireplace Features: Gas/Wood Stove, Living Room, Wood Burning
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 1800.0
  • Window Features: Screens, Replacement, Insulated Windows, Garden Window
  • General Property Info:Stories2: 2.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features:Breakfast Nook: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Fireplace:Wood Burning: Yes
  • Kitchen Features:Garden Window: Yes
  • Laundry Features:In Unit: Yes

Exterior Features

  • Construction Materials: Aluminum Siding, Wood Siding
  • Exclusions: dining chandelier
  • Exterior Features: Balcony, Scrn Porch
  • Fencing: Fenced Back, Chain Link, Full, Privacy
  • List Price: 699900.0
  • Lot Features: Cul-De-Sac
  • Patio and Porch Features: Deck, Patio, Porch(es), Terrace
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront Features: Other
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Aluminum Siding: Yes
  • Exterior Material:Wood Siding: Yes
  • Exterior Features:Scrn Porch: Yes
  • Exterior Features:Balcony: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes
  • Patio And Porch Features:Terrace: Yes

Garage/Parking

  • Garage: No

Utilities

  • Heating: Baseboard
  • Heating: Yes
  • Laundry Features: In Hall, In Unit, Main Level
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.2
  • Lot Size Area: 0.2
  • Lot Dimensions: 66x132
  • Lot Size Sq Ft: 8712.0

Tax Info

  • Tax Annual Amount: 8484.73
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 4, 2025
Closed on
Dec 22, 2025
Sold by
Elysia Ndtco and Elysia Adams Sep
Bought by
Vetter Timothy
Seller's Agent
John Park
@properties Christie's International R.E.
Buyer's Agent
Diane Griffin
Keller Williams of GR North
List Price
$699,900
Sold Price
$705,000
Premium/Discount to List
$5,100
0.73%
Views
69

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.87%
Original Mortgage
$634,500
Outstanding Balance
$633,899
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$69,743

Purchase Details

Listed on
Apr 1, 2024
Closed on
Sep 3, 2024
Sold by
Rosenbaum Van Lavera Doyle and Rosenbaum Laurie Smith
Bought by
Elysia Ndtco and Elysia Adams Sep
Seller's Agent
John Park
@properties Christie's International R.E.
Buyer's Agent
Kristen Carini
Carini & Associates Realtors
List Price
$689,900
Sold Price
$670,000
Premium/Discount to List
-$19,900
-2.88%
Views
25

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.90%

Purchase Details

Closed on
Jan 7, 2019
Sold by
Rosenbaum Vanessa and Smith Laurie J
Bought by
The Laurie Smith And Vanessa Rosenbaum R

Purchase Details

Listed on
Nov 29, 2017
Closed on
Dec 22, 2017
Sold by
Aprk John M and Cuttica Patirck
Bought by
Rosenbaum Venessa and Smith Laurie J
Seller's Agent
Kim Walker
Jaqua Realtors
Buyer's Agent
Kevin Cozzie
Coldwell Banker Woodland Schmidt
List Price
$389,000
Sold Price
$389,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.45%
Original Mortgage
$311,200
Interest Rate
3.95%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 23, 2015
Closed on
Apr 22, 2016
Sold by
Bont Richard
Bought by
Park John M and Cuttuca Patrick
Seller's Agent
Sherry Coupe
Conklin Real Estate
Buyer's Agent
Kim Walker
Jaqua Realtors
List Price
$295,000
Sold Price
$240,000
Premium/Discount to List
-$55,000
-18.64%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
33.53%
Original Mortgage
$192,000
Interest Rate
3.59%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 11, 2012
Sold by
Mills Roger and Mills Roger F
Bought by
Mills Roger
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $705,000 Ata National Title Group
Warranty Deed $670,000 Ata National Title Group
Interfamily Deed Transfer -- None Available
Warranty Deed -- Parmier Lakeshore Title Agen
Warranty Deed $240,000 Lighthouse Title Inc
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $634,500 New Conventional
Previous Owner $311,200 New Conventional
Previous Owner $192,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/31/2025 12/31/25 Sold $705,000 +0.7% $392 / Sq Ft
12/12/2025 12/12/25 Pending -- -- --
12/04/2025 12/04/25 For Sale $699,900 +4.5% $389 / Sq Ft
09/03/2024 09/03/24 Sold $670,000 -2.9% $515 / Sq Ft View Prior Sale
04/17/2024 04/17/24 Pending -- -- --
04/01/2024 04/01/24 For Sale $689,900 +77.4% $531 / Sq Ft
12/22/2017 12/22/17 Sold $389,000 0.0% $299 / Sq Ft View Prior Sale
11/29/2017 11/29/17 For Sale $389,000 +62.1% $299 / Sq Ft
11/28/2017 11/28/17 Pending -- -- --
04/22/2016 04/22/16 Sold $240,000 -18.6% $185 / Sq Ft View Prior Sale
02/17/2016 02/17/16 Pending -- -- --
09/23/2015 09/23/15 For Sale $295,000 -- $227 / Sq Ft
Source: MichRIC

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,856 $306,800 $97,900 $208,900
2024 -- $292,600 $84,200 $208,400
2023 -- $219,900 $59,100 $160,800
2022 $0 $201,500 $59,500 $142,000
2020 $7,477 $180,500 $54,100 $126,400
2019 $0 $141,400 $46,000 $95,400
2018 $0 $124,000 $46,000 $78,000
2017 $0 $127,300 $68,000 $59,300
2016 $0 $114,800 $63,200 $51,600
2015 -- $114,800 $63,200 $51,600
2014 -- $98,200 $57,200 $41,000
2013 -- $81,500 $53,200 $28,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 25060801

MichRIC

APN: 57-207-029-00

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