NOT LISTED FOR SALE

417 Terning Way Howard Lake, MN 55349

Estimated Value: $321,477

3 Beds
2 Baths
1,774 Sq Ft
$181/Sq Ft Est. Value

Last Sold March 28, 2023

Last sale price $307,640 $173 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,111/month

Highlights

  • No HOA
  • Living Room
  • Utility Room
  • Stainless Steel Appliances
  • Forced Air Heating and Cooling System
  • Family Room

About This Home

As of March 2023

Dynamite 3 bedroom, 2 bath walkout split entry. Great layout w/ open kitchen, living & dining area for entertaining. Modern finishes. Features a center island & stainless steel appliances. Recently finished lower level. Oversized 2 car garage. Located in nice newer neighborhood close to the lake, parks, & shopping.

Last Listed By

Kevin Butcher

Edina Realty, Inc. Listed on: 02/23/2023

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,896

Year Built

  • Built in 2019

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 76x160x17x69x141

Parking

  • 2 Car Garage
  • Tuck Under Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Split Level Home

Interior Spaces

  • Family Room
  • Living Room
  • Utility Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Drain
  • Natural lighting in basement

Eco-Friendly Details

  • Air Exchanger

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Terning Trails 2 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 109050002070

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,896

Year Built

Built in 2019

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 2019
  • Above Grade Finished Sq Ft: 1250
  • Unit Levels: Three Level Split
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Drain Tiled, Finished, Full, Concrete, Sump Pump, Walkout
  • Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
  • Living Area: 1774
  • Fireplace: No
  • Below Grade Finished Sq Ft: 524
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Family Room, Utility Room
  • SqFtTotal: 1834.00

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less
  • ConstructionMaterialsDesc: Block,Concrete,Frame

Garage/Parking

  • Parking Features: Concrete, Garage Door Opener, Insulated Garage, Tuckunder Garage
  • Garage Square Feet: 494

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Howard Lake-Waverly-Winsted
  • SchoolDistrictNumber: 2687
  • SchoolDistrictPhone: 320-543-3521

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 76x160x17x69x141
  • Lot Size Sq Ft: 12501.72
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Metal Siding, Vinyl Siding

Tax Info

  • Tax Year: 2022
  • Assessor Parcel Number: 109050002070
  • Tax Annual Amount: 2896
  • TaxWithAssessments: 2896.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 23, 2023
Closed on
Mar 28, 2023
Sold by
Olarte Rodriguez Cristian and Olarte Allison
Bought by
Fitzgerald Arely and Fitzgerald Justyn
Seller's Agent
Kevin Butcher
Edina Realty, Inc.
Buyer's Agent
Yareli Mendez Martinez
National Realty Guild
List Price
$299,900
Sold Price
$307,640
Premium/Discount to List
$7,740
2.58%
Total Days on Market
0
Views
14
Current Estimated Value
$321,477

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,837
Avg. Annual Appreciation
1.84%
Original Mortgage
$298,411
Outstanding Balance
$291,670
Interest Rate
6.12%
Mortgage Type
New Conventional
Estimated Equity
$28,024

Purchase Details

Listed on
Apr 18, 2020
Closed on
May 29, 2020
Sold by
R Home Llc
Bought by
Rodriguez Cristian C Olarte and Olarte Allison
Seller's Agent
Donald Anderson
Applewood Realty, Inc.
Buyer's Agent
Kevin Butcher
Edina Realty, Inc.
List Price
$209,900
Sold Price
$200,000
Premium/Discount to List
-$9,900
-4.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.43%
Original Mortgage
$196,377
Interest Rate
3.2%
Mortgage Type
FHA

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fitzgerald Arely $307,640 --
Rodriguez Cristian C Olarte $200,000 Land Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fitzgerald Arely $298,411
Previous Owner Rodriguez Cristian C Olarte $196,377
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2023 03/28/23 Sold $307,640 +2.6% $173 / Sq Ft
02/13/2023 02/13/23 Pending -- -- --
02/13/2023 02/13/23 For Sale $299,900 +50.0% $169 / Sq Ft
05/29/2020 05/29/20 Sold $200,000 -4.7% $160 / Sq Ft
04/23/2020 04/23/20 Pending -- -- --
04/18/2020 04/18/20 For Sale $209,900 -- $168 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,936 $303,700 $54,000 $249,700
2023 $3,316 $305,900 $46,000 $259,900
2022 $2,896 $256,000 $42,600 $213,400
2021 $268 $202,800 $23,500 $179,300
2020 $194 $25,900 $16,000 $9,900
2019 $194 $9,500 $0 $0
2018 $522 $9,500 $0 $0
2017 $536 $3,600 $0 $0
2016 $574 $0 $0 $0
2015 $74 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Source: NorthstarMLS

MLS Number: 6332461

NorthstarMLS

APN: 109-050-002070