$340,900
SOLD SEP 29, 2025
3 Beds
2 Baths
1,492 Sq Ft
4,792 Sq Ft Lot

Recently Sold

$228 Per Sq Ft

9% Below List Price

99 Days on Market

Highlights

  • New Construction
  • Home fronts a pond
  • Open Floorplan
  • Harmony Community School Rated 9+
  • Pond View
  • Florida Architecture

About This Home

As of September 2025

Move-in ready! New Construction! Discover your dream home in one of St. Cloud's most vibrant and inviting new communities, Harmony Central, where the beauty of nature surrounds you and offers serene waterfront living. As you approach the elegant Victoria model, the stunning stone accents framing the welcoming covered entryway draw you in, hinting at the luxury that awaits inside. The impressive 9-foot ceilings create an airy and elegant atmosphere throughout the home, complemented by crown molding and quartz countertops. Spanning over 1,400 square feet, this thoughtfully designed residence features three spacious bedrooms and a convenient two-car garage. The heart of the home is its modern kitchen, equipped with top-of-the-line Samsung appliances that make cooking a pleasure. Elegant ceramic tile flooring flows seamlessly throughout the living spaces, enhancing the home's sense of contemporary style. The secondary guest bedroom boasts an additional walk-in closet, providing ample storage and comfort for your visitors, while a dedicated laundry room with built-in wall cabinets offers easy organization for everyday essentials. The primary bath is a sanctuary of relaxation, featuring a master tile shower with a tile wall surround, offering both style and comfort. Step outside through the sliding screen door from your spacious great room and find yourself on a lovely patio, where you can unwind while overlooking a tranquil pond with breathtaking water views. The home also features a beautifully landscaped yard, irrigation system for easy maintenance, and hurricane shutters for added peace of mind. With a full builder warranty, this property invites you to live a life of refined comfort and connection to nature. Don’t miss the chance to make this exceptional home yours—schedule a tour today!

Last Agent to Sell the Property

Charles Pennant

NEW HOME STAR FLORIDA LLC Brokerage Phone: 407-803-4083 License #692546 Listed on: 03/21/2025

Last Buyer's Agent

Eduardo Carvalho

WRA BUSINESS & REAL ESTATE License #3286443

WRA BUSINESS & REAL ESTATE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $759

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 4,792 Sq Ft Lot
  • Home fronts a pond
  • North Facing Home
  • Landscaped
  • Irrigation Equipment

HOA Fees

  • $63 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stone Siding
  • Stucco

Interior Spaces

  • 1,492 Sq Ft Home
  • Open Floorplan
  • ENERGY STAR Qualified Windows with Low Emissivity
  • Blinds
  • Sliding Doors
  • Great Room
  • Inside Utility
  • Ceramic Tile Flooring
  • Pond Views

Kitchen

  • Breakfast Bar
  • Range
  • Dishwasher
  • Stone Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Home Security

  • Hurricane or Storm Shutters
  • Fire and Smoke Detector

Outdoor Features

  • Rear Porch

Schools

  • Harmony Community Elementary School
  • Harmony Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Cable TV Available

Community Details

  • C/O Maronda Homes Association, Phone Number (321) 234-3715
  • Built by Maronda Homes, LLC of Florida
  • Harmony Central Ph 1 Subdivision, Victoria M3 Floorplan

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Visit Down Payment Resource Website
  • Legal Lot and Block 50 / B
  • Assessor Parcel Number 32-26-32-3596-000B-0500
  • $2,333 per year additional tax assessments

Home Details

Home Type

Single Family

Est. Annual Taxes

$759

Year Built

Built in 2025 | New Construction

Lot Details

0

HOA Fees

$63 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stone, Stucco
  • Fireplace: No
  • Living Area: 1492
  • Lot Size Acres: 0.11
  • New Construction: Yes
  • Year Built: 2025
  • Building Area Total: 1877
  • Lot Size Sq Ft: 4792
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 174.38
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 228.49
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-803-4083
  • Tax Year: 2024
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Range
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Window Features: Blinds, ENERGY STAR Qualified Windows, Low-Emissivity Windows
  • Additional Rooms: Great Room,Inside Utility
  • Living Area Meters: 138.61

Exterior Features

  • Direction Faces: North
  • Exterior Features: Hurricane Shutters, Sliding Doors
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Rear Porch
  • Road Surface Type: Paved
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0295G
  • Additional Water Information: Beautiful pond views!

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener

Utilities

  • Utilities: Cable Available
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 750
  • Association Fee Frequency: Annually
  • Association Name: C/O Maronda Homes
  • Phone: (321)234-3715
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 750.00
  • Total Monthly Fees: 62.50
  • Monthly HOA Amount: 62.50

Schools

  • Elementary School: Harmony Community School (K-5)
  • High School: Harmony High
  • Middle Or Junior School: Harmony Middle

Lot Info

  • Zoning: RES
  • Parcel Number: 32-26-32-3596-000B-0500
  • Additional Parcels: No
  • Lot Features: Landscaped
  • Flood Zone Code: X500

Building Info

  • Builder Name: Maronda Homes, LLC of Florida

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: See community association for all rules and guidelines

Tax Info

  • Tax Annual Amount: 759
  • Tax Block: B
  • Tax Book Number: 32-120-133
  • Tax Lot: 50
  • Tax Other Annual Assessment Amount: 2333

Multi Family

  • Waterfront Features: Pond
  • Approval Process: See community association for all rules and guidelines

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 21, 2025
Closed on
Sep 29, 2025
Sold by
Maronda Homes Llc Of Florida
Bought by
Correia Dos Santos Raniere
Seller's Agent
Charles Pennant
NEW HOME STAR FLORIDA LLC
Buyer's Agent
Eduardo Carvalho
WRA BUSINESS & REAL ESTATE
List Price
$374,900
Sold Price
$340,900
Premium/Discount to List
-$34,000
-9.07%
Views
17
Current Estimated Value
$338,671

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,229
Avg. Annual Appreciation
-2.32%
Original Mortgage
$255,675
Outstanding Balance
$255,675
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$82,996
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $340,900 Steel City Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $255,675 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/29/2025 09/29/25 Sold $340,900 -11.0% $228 / Sq Ft
06/28/2025 06/28/25 Pending -- -- --
05/19/2025 05/19/25 Price Changed $382,900 -4.0% $257 / Sq Ft
04/25/2025 04/25/25 Price Changed $398,900 +6.4% $267 / Sq Ft
03/21/2025 03/21/25 For Sale $374,900 -- $251 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $759 $284,900 $60,000 $224,900
2024 $698 $55,000 $55,000 --
2023 $698 $50,000 $50,000 $0
2022 $62 $4,400 $4,400 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6292178

Stellar MLS

APN: 32-26-32-3596-000B-0500