NOT LISTED FOR SALE

418 Saint Charles St Elgin, IL 60120

Elgin National Watch Historic District Neighborhood

Estimated Value: $250,000 - $278,921

4 Beds
3 Baths
1,824 Sq Ft
$146/Sq Ft Est. Value

About This Home

This home is located at 418 Saint Charles St, Elgin, IL 60120 and is currently estimated at $266,480, approximately $146 per square foot. 418 Saint Charles St is a home located in Kane County with nearby schools including Garfield Elementary School, Kenyon Woods Middle School, and South Elgin High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 14, 2022
Sold by
Kofsky Mitchell S
Bought by
Ondik Daniel J
Current Estimated Value
$266,480

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,750
Outstanding Balance
$142,769
Interest Rate
3.55%
Mortgage Type
New Conventional
Estimated Equity
$123,711

Purchase Details

Closed on
Feb 1, 2018
Sold by
Fnbc Bank And Trust
Bought by
Kofsky Mitchell S

Purchase Details

Closed on
Dec 1, 2008
Sold by
Kofsky Mitchell S
Bought by
State Bank Of Illinois and Trust #1-1374

Purchase Details

Closed on
Jun 3, 2008
Sold by
Us Bank Na
Bought by
Kofsky Mitchell S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
6.53%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 27, 2007
Sold by
Soto Miguel A
Bought by
Us Bank Na

Purchase Details

Closed on
Jun 25, 2005
Sold by
Soto Miguel A and Soto Leon
Bought by
Soto Miguel A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,500
Interest Rate
7.85%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 25, 2003
Sold by
Soto Miguel and Aragonez Manuel
Bought by
Soto Miguel A and Soto Leon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$163,415
Interest Rate
6.01%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 18, 2002
Sold by
Carachure Esteban H and Soto Martha B
Bought by
Soto Miguel and Argonez Manuel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,500
Interest Rate
6.91%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 2, 1995
Sold by
Salinas Leoncio and Salinas Isidro
Bought by
Carachure Esteban H and Soto Martha B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,170
Interest Rate
7.91%
Mortgage Type
FHA
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ondik Daniel J $205,000 Chicago Title
Kofsky Mitchell S -- Attorney
State Bank Of Illinois -- None Available
Kofsky Mitchell S $88,500 First American Title
Us Bank Na -- First American Title
Soto Miguel A -- Chicago Title Insurance Comp
Soto Miguel A -- Ticor Title Insurance Compan
Soto Miguel $159,000 Chicago Title Insurance Co
Carachure Esteban H $130,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ondik Daniel J $153,750
Previous Owner Kofsky Mitchell S $152,000
Previous Owner Soto Miguel A $178,500
Previous Owner Soto Miguel A $163,415
Previous Owner Soto Miguel $158,500
Previous Owner Carachure Esteban H $128,170
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,280 $61,478 $11,164 $50,314
2023 $4,053 $55,541 $10,086 $45,455
2022 $4,065 $46,876 $9,197 $37,679
2021 $4,065 $43,826 $8,599 $35,227
2020 $3,816 $41,839 $8,209 $33,630
2019 $3,722 $39,855 $7,820 $32,035
2018 $3,712 $37,546 $7,367 $30,179
2017 $3,651 $35,494 $6,964 $28,530
2016 $3,512 $32,929 $6,461 $26,468
2015 -- $30,182 $5,922 $24,260
2014 -- $29,809 $5,849 $23,960
2013 -- $30,595 $6,003 $24,592
Source: Public Records

Map

Illinois Kane County Elgin 60120 Elgin National Watch Historic District

418 Saint Charles St, Elgin, IL

This home is located at 418 Saint Charles St, Elgin, IL 60120 and is currently estimated at $266,480, approximately $146 per square foot. 418 Saint Charles St is a home located in Kane County with nearby schools including Garfield Elementary School, Kenyon Woods Middle School, and South Elgin High School.

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