$501,000
SOLD JUN 1, 2018

4186 Saltspring Dr Ferndale, WA 98248

3 Beds
1 Bath
1,308 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$383 Per Sq Ft

2% Above List Price

8 Days on Market

Highlights

  • Low Bank Waterfront Property
  • Community Boat Launch
  • Bay View
  • Golf Course Community
  • RV Access or Parking
  • Clubhouse

About This Home

As of June 2025

Start your day with an amazing view of Mount Baker & the Sisters over the Bay. Waterfront rambler with living spaces overlooking the water. Sweet kitchen with style, includes slate chalkboard countertop from Roosevelt High in Seattle. Gas fireplace in living room, 3rd bedroom is being used as family room. Newer roof, skylights, appliances, FP, carpet. Several private courtyard patios to enjoy your time at the beach. Special feel in this home! Sandy Point: Marina, Golf, Pool, Tennis, Play Areas

Last Agent to Sell the Property

Shari Draper

Windermere Real Estate Whatcom License #72807 Listed on: 04/25/2018

Windermere Real Estate Whatcom

Last Buyer's Agent

Carole Martinson-McFarland

Premier Properties NW License #52399

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: NWM1280158

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,006

Year Built

  • Built in 1985

Lot Details

  • Low Bank Waterfront Property
  • Property Fronts a Bay or Harbor
  • Property fronts a saltwater canal
  • Street terminates at a dead end
  • Partially Fenced Property
  • Level Lot
  • Garden
  • Property is zoned RR3

Property Views

  • Bay
  • Mountain

Home Design

  • Poured Concrete
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1 Bathroom
  • 1 Fireplace

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Ceramic Tile

Laundry

  • Dryer
  • Washer

Parking

  • Attached Garage
  • Off-Street Parking
  • RV Access or Parking

Outdoor Features

  • Deck
  • Patio

Utilities

  • Propane
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 3801090101420000

Community Details

Overview

  • Sandy Point Community
  • The community has rules related to covenants, conditions, and restrictions

Amenities

  • Clubhouse

Recreation

  • Community Boat Launch
  • Golf Course Community
  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,006

Year Built

Built in 1985

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: 10 - 1 Story
  • Building Information: Built On Lot
  • Entrance Level: Main
  • Year Built: 1985
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Features: Bath Off Master, Dbl Pane/Storm Windw, Dining Room, Skylights
  • Floor Covering: Ceramic Tile, Hardwood, Wall To Wall Carpet
  • Appliances That Stay: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
  • Bedrooms: 3.00
  • Main Floor Bedrooms: 3
  • Bathrooms: 1.75
  • Total Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Three Quarter Bathrooms Main: 1
  • Master Bedroom: Main
  • Fireplaces: 1
  • Fireplaces Main: 1
  • Dining Room: Main
  • Kitchen: Main
  • Living Room: Main
  • Estimated Sq Ft: 1308
  • Square Footage Finished: 1308

Exterior Features

  • Exterior: Wood
  • Foundation: Poured Concrete
  • Roof: Composition
  • View: Bay, Mountain
  • Waterfront: Bank-Low, Bay, No Bank, Saltwater
  • Waterfront Frontage: 67'
  • Pool: Community

Garage/Parking

  • Parking Type: Garage-Attached, Off Street
  • Total Covered Parking: 1

Utilities

  • Heating And Cooling: Insert, Wall
  • Power Company: PSE
  • Sewer: Sewer Connected
  • Sewer Company: Lummi Sewer
  • Water Company: Sandy Point
  • Water Heater: left of refrigerator-electric
  • Water Source: Community

Condo/Co-op/Association

  • HOA Fees: 30
  • Community Name: Sandy Point
  • Project: Sandy Point Shores
  • Community Features: Boat Launch, CCRs, Clubhouse, Golf Course, Community Waterfront/Pvt Beach, Tennis Courts

Schools

  • Elementary School: Eagleridge Elem
  • Middle School: Horizon Mid
  • High School: Ferndale High
  • School District: FRN

Lot Info

  • Lot Number: 37
  • Lot Details: Dead End Street, Paved Street
  • Lot Sq Ft: 7405
  • Lot Topography Vegetation: Garden Space, Level
  • Parcel Number: 3801090101420000
  • Zoning Code: RR3
  • Zoning Jurisdiction: County
  • Lot Topography: Garden Space, Level

Tax Info

  • Tax Amount: 4109

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 9, 2025
Closed on
Jun 13, 2025
Sold by
Farrell Robert and Farrell Mark Anders
Bought by
Rogers Kathryn Laurel
Seller's Agent
Aaron Bean
Keller Williams Western Realty
Buyer's Agent
Jeramy Vaughn
Keller Williams Western Realty
List Price
$875,000
Sold Price
$866,000
Premium/Discount to List
-$9,000
-1.03%
Views
13

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-17.11%
Original Mortgage
$623,520
Outstanding Balance
$622,984
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$209,549

Purchase Details

Listed on
Feb 12, 2022
Closed on
Feb 25, 2022
Sold by
Atkins Hannah M
Bought by
Farrell Robert and Farrell Mark
Seller's Agent
Carole Martinson-McFarland
Premier Properties NW
Buyer's Agent
Ramona Green
Windermere Real Estate Whatcom
List Price
$775,000
Sold Price
$765,108
Premium/Discount to List
-$9,892
-1.28%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.86%

Purchase Details

Listed on
Apr 25, 2018
Closed on
May 26, 2018
Sold by
Olberg Darrell W and Olberg Carolyn D
Bought by
Aubert Cynthia M
Seller's Agent
Shari Draper
Windermere Real Estate Whatcom
Buyer's Agent
Carole Martinson-McFarland
Premier Properties NW
List Price
$489,000
Sold Price
$501,000
Premium/Discount to List
$12,000
2.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.85%

Purchase Details

Closed on
Sep 16, 2005
Sold by
Nielsen Britt and Craig Fenske D
Bought by
Olberg Darrell W and Olberg Carolyn D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
5.76%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jul 10, 2003
Sold by
Jones Margrete K
Bought by
Nielsen Britt and Fenske Craig

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
4.63%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $866,000 Whatcom Land Title
Warranty Deed $765,108 Chicago Title
Warranty Deed $501,000 Chicago Title Ins
Warranty Deed $440,280 Stewart Title Company
Warranty Deed $201,994 Chicago Title Insurance
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $623,520 New Conventional
Previous Owner $200,000 Fannie Mae Freddie Mac
Previous Owner $175,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/16/2025 06/16/25 Sold $866,000 -1.0% $639 / Sq Ft
05/17/2025 05/17/25 Pending -- -- --
05/09/2025 05/09/25 For Sale $875,000 +14.4% $646 / Sq Ft
03/11/2022 03/11/22 Sold $765,108 -1.3% $565 / Sq Ft
02/19/2022 02/19/22 Pending -- -- --
02/12/2022 02/12/22 For Sale $775,000 +54.7% $572 / Sq Ft
06/01/2018 06/01/18 Sold $501,000 +2.5% $383 / Sq Ft
05/03/2018 05/03/18 Pending -- -- --
04/25/2018 04/25/18 For Sale $489,000 -- $374 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,006 $682,347 $369,667 $312,680
2023 $5,006 $712,329 $385,906 $326,423
2022 $4,397 $591,135 $320,242 $270,893
2021 $4,103 $490,062 $283,400 $206,662
2020 $4,364 $413,274 $224,230 $189,044
2019 $3,309 $397,921 $215,900 $182,021
2018 $4,110 $341,335 $185,198 $156,137
2017 $3,813 $324,837 $175,780 $149,057
2016 $3,731 $318,570 $172,380 $146,190
2015 $3,378 $313,324 $170,000 $143,324
2014 -- $285,667 $159,120 $126,547
2013 -- $285,667 $159,120 $126,547
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: NWM1280158

Northwest Multiple Listing Service (NWMLS)

APN: 380109-010142-0000