4187 Diaz Ct Hernando Beach, FL 34607
Estimated payment $4,340/month
Highlights
- 60 Feet of Salt Water Canal Waterfront
- Water access To Gulf or Ocean
- Open Floorplan
- Dock has access to electricity and water
- Screened Pool
- Canal View
About This Home
Experience one-of-a-kind sunsets from this REAR WESTERNLY-FACING elevated 3-bedroom, 2-bath saltwater pool & spa home located on one of the deepest canals in Hernando Beach with an interior elevator shaft in place!! This home offers DIRECT GULF ACCESS TO THE GULF with 60 feet of waterfront with a floating dock, perfect for boating and fishing enthusiasts. TRANSFERABLE FLOOD INSURANCE at $1120 DOLLARS PER YEAR and HOME OWNERS INSURANCE at $2218 DOLLARS PER YEAR!!! Inside, you’ll love the open split floor plan with vaulted ceilings and pocket triple sliders that open the living space to a covered lanai overlooking the heated, screened saltwater pool and spa with custom exterior lighting. The kitchen features solid wood cabinetry, brand new quartz counters (2025), crown molding, new lighting, cooktop with hood vent, built-in oven & microwave, pantry, and bar seating—perfect for entertaining. The primary suite is accessed through double doors and includes a large walk-in closet and ensuite bath with an oversized vanity, bidet, and walk-in shower. Two additional bedrooms and a full bath are located on the opposite side of the home, ensuring privacy for guests. Upstairs laundry includes a laundry tub and storage closet. The ground level features a spacious 4-car tandem garage as well a bonus are with a half bath, storage area, and ELEVATOR SHAFT (wired and ready for future installation) with access to the pool deck. Recent upgrades include new vinyl flooring (2025), quartz countertops (2025), updated primary shower (2025), new roof (2024), and new hot water heater (2023), custom pool lighting. Enjoy peace of mind with second level impact windows/storm shutters, low homeowner’s insurance ($2,218/year), and transferable flood insurance of $1123/year—a savings of over $5,600 on flood insurance annually! Additional features: water softener, security system with DVR recording, and elevator-ready construction. Bonus Opportunity: Purchase the adjacent lot for an additional $225,000 to create your own waterfront compound! Hernando Beach is a vibrant waterfront community that offers the best of coastal living—boating, kayaking, paddleboarding, fishing, and more. Just minutes from the world-famous Weeki Wachee Springs, residents also enjoy close proximity to shopping, dining, hospitals, and top-rated schools. The community is golf cart friendly and allows short-term rentals with no HOA, no deed restrictions, making it perfect for full-time residents, part-time snowbirds, or investors. The Suncoast Parkway offers easy commuting to Tampa, Brooksville, and beyond. Don't miss this exceptional Hernando Beach opportunity—where every sunset is a masterpiece!
Listing Agent
JT REALTY & ASSOCIATES Brokerage Phone: 352-279-2640 License #3447180 Listed on: 10/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,105
Year Built
- Built in 2005
Lot Details
- 6,000 Sq Ft Lot
- 60 Feet of Salt Water Canal Waterfront
- Property fronts a saltwater canal
- Street terminates at a dead end
- East Facing Home
- Irrigation Equipment
- Property is zoned R1B
Parking
- 4 Car Attached Garage
- Tandem Parking
- Garage Door Opener
Property Views
- Canal
- Pool
Home Design
- Stilt Home
- Elevated Home
- Frame Construction
- Shingle Roof
- Block Exterior
- Vinyl Siding
- Pile Dwellings
- Stucco
Interior Spaces
- 1,847 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Crown Molding
- Vaulted Ceiling
- Shutters
- Blinds
- French Doors
- Sliding Doors
- Family Room Off Kitchen
- Living Room
- Basement with some natural light
Kitchen
- Eat-In Kitchen
- Built-In Oven
- Range Hood
- Microwave
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
Flooring
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on upper level
Home Security
- Security System Owned
- Storm Windows
Pool
- Screened Pool
- Heated In Ground Pool
- Heated Spa
- In Ground Spa
- Gunite Pool
- Saltwater Pool
- Fence Around Pool
- Pool Lighting
Outdoor Features
- Water access To Gulf or Ocean
- Access To Marina
- Property is near a marina
- Access to Saltwater Canal
- Seawall
- No Wake Zone
- Dock has access to electricity and water
- Balcony
- Screened Patio
- Exterior Lighting
- Rear Porch
Location
- Flood Zone Lot
- Flood Insurance May Be Required
- Property is near public transit
Utilities
- Central Heating and Cooling System
- Water Softener
- Cable TV Available
Community Details
- No Home Owners Association
- Hernando Beach Subdivision
- The community has rules related to allowable golf cart usage in the community
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 15 / 99
- Assessor Parcel Number R13-223-16-2330-0990-0160
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,067 | $361,791 | -- | -- |
| 2024 | $5,003 | $351,595 | -- | -- |
| 2023 | $5,003 | $341,354 | $0 | $0 |
| 2022 | $4,920 | $331,412 | $0 | $0 |
| 2021 | $4,973 | $321,759 | $0 | $0 |
| 2020 | $4,662 | $317,317 | $0 | $0 |
| 2019 | $4,690 | $310,183 | $0 | $0 |
| 2018 | $4,069 | $304,399 | $0 | $0 |
| 2017 | $4,379 | $298,138 | $0 | $0 |
| 2016 | $3,288 | $236,296 | $0 | $0 |
| 2015 | $3,333 | $234,653 | $0 | $0 |
| 2014 | $3,279 | $232,791 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/02/2025 12/02/25 | Price Changed | $745,000 | -0.7% | $403 / Sq Ft |
| 10/28/2025 10/28/25 | For Sale | $750,000 | -- | $406 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $80,000 | Gulf Coast Title Co Inc | |
| Warranty Deed | $55,000 | -- | |
| Warranty Deed | $39,500 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $28,066 | No Value Available | |
| Previous Owner | $31,600 | No Value Available |
Source: Stellar MLS
MLS Number: TB8442198
APN: R13-223-16-2330-0990-0160
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