$745,000
$5K PRICE DROP

4187 Diaz Ct Hernando Beach, FL 34607

Estimated payment $4,340/month

Total Views 3,998
3 Beds
2.5 Baths
1,847 Sq Ft
$403 Price per Sq Ft

Highlights

  • 60 Feet of Salt Water Canal Waterfront
  • Water access To Gulf or Ocean
  • Open Floorplan
  • Dock has access to electricity and water
  • Screened Pool
  • Canal View

About This Home

Experience one-of-a-kind sunsets from this REAR WESTERNLY-FACING elevated 3-bedroom, 2-bath saltwater pool & spa home located on one of the deepest canals in Hernando Beach with an interior elevator shaft in place!! This home offers DIRECT GULF ACCESS TO THE GULF with 60 feet of waterfront with a floating dock, perfect for boating and fishing enthusiasts. TRANSFERABLE FLOOD INSURANCE at $1120 DOLLARS PER YEAR and HOME OWNERS INSURANCE at $2218 DOLLARS PER YEAR!!! Inside, you’ll love the open split floor plan with vaulted ceilings and pocket triple sliders that open the living space to a covered lanai overlooking the heated, screened saltwater pool and spa with custom exterior lighting. The kitchen features solid wood cabinetry, brand new quartz counters (2025), crown molding, new lighting, cooktop with hood vent, built-in oven & microwave, pantry, and bar seating—perfect for entertaining. The primary suite is accessed through double doors and includes a large walk-in closet and ensuite bath with an oversized vanity, bidet, and walk-in shower. Two additional bedrooms and a full bath are located on the opposite side of the home, ensuring privacy for guests. Upstairs laundry includes a laundry tub and storage closet. The ground level features a spacious 4-car tandem garage as well a bonus are with a half bath, storage area, and ELEVATOR SHAFT (wired and ready for future installation) with access to the pool deck. Recent upgrades include new vinyl flooring (2025), quartz countertops (2025), updated primary shower (2025), new roof (2024), and new hot water heater (2023), custom pool lighting. Enjoy peace of mind with second level impact windows/storm shutters, low homeowner’s insurance ($2,218/year), and transferable flood insurance of $1123/year—a savings of over $5,600 on flood insurance annually! Additional features: water softener, security system with DVR recording, and elevator-ready construction. Bonus Opportunity: Purchase the adjacent lot for an additional $225,000 to create your own waterfront compound! Hernando Beach is a vibrant waterfront community that offers the best of coastal living—boating, kayaking, paddleboarding, fishing, and more. Just minutes from the world-famous Weeki Wachee Springs, residents also enjoy close proximity to shopping, dining, hospitals, and top-rated schools. The community is golf cart friendly and allows short-term rentals with no HOA, no deed restrictions, making it perfect for full-time residents, part-time snowbirds, or investors. The Suncoast Parkway offers easy commuting to Tampa, Brooksville, and beyond. Don't miss this exceptional Hernando Beach opportunity—where every sunset is a masterpiece!

Listing Agent

Sarah Hill

JT REALTY & ASSOCIATES Brokerage Phone: 352-279-2640 License #3447180 Listed on: 10/28/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,105

Year Built

  • Built in 2005

Lot Details

  • 6,000 Sq Ft Lot
  • 60 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • Street terminates at a dead end
  • East Facing Home
  • Irrigation Equipment
  • Property is zoned R1B

Parking

  • 4 Car Attached Garage
  • Tandem Parking
  • Garage Door Opener

Property Views

  • Canal
  • Pool

Home Design

  • Stilt Home
  • Elevated Home
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Vinyl Siding
  • Pile Dwellings
  • Stucco

Interior Spaces

  • 1,847 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Crown Molding
  • Vaulted Ceiling
  • Shutters
  • Blinds
  • French Doors
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Basement with some natural light

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Range Hood
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on upper level

Home Security

  • Security System Owned
  • Storm Windows

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Gunite Pool
  • Saltwater Pool
  • Fence Around Pool
  • Pool Lighting

Outdoor Features

  • Water access To Gulf or Ocean
  • Access To Marina
  • Property is near a marina
  • Access to Saltwater Canal
  • Seawall
  • No Wake Zone
  • Dock has access to electricity and water
  • Balcony
  • Screened Patio
  • Exterior Lighting
  • Rear Porch

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required
  • Property is near public transit

Utilities

  • Central Heating and Cooling System
  • Water Softener
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Hernando Beach Subdivision
  • The community has rules related to allowable golf cart usage in the community

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,105

Year Built

Built in 2005

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Elevated
  • Construction Materials: Block, Stucco, Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 1847
  • Lot Size Acres: 0.14
  • New Construction: No
  • Year Built: 2005
  • Building Area Total: 4164
  • Lot Size Sq Ft: 6000
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 386.85
  • Escrow City: Spring Hill
  • Escrow State: FL
  • Escrow Street Name: Kass Circle
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 403.36
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • Property Description: Stilt Home
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock w/Electric,Dock w/Water Supply
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Public Boat Ramp,Water Access,Waterfront
  • Attribution Contact: 352-279-2640
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile, Vinyl
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Dishwasher, Microwave, Range Hood, Refrigerator, Water Softener
  • Foundation Details: Stilt/On Piling
  • Total Bedrooms: 3
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 2
  • Window Features: Blinds, Shutters, Storm Window(s)
  • Has Basement: Partial
  • Living Area Meters: 171.59

Exterior Features

  • Direction Faces: East
  • Pool Features: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
  • Exterior Features: Balcony, French Doors, Lighting, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Pool, Water
  • Water Body Name: GULF
  • Waterfront: Yes
  • Patio and Porch Features: Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Canal - Saltwater,Gulf/Ocean,Marina
  • Water Extras: No Wake Zone,Sailboat Water,Seawall - Concrete
  • Water Frontage Feet Canal Salt: 60
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 60
  • Flood Zone Panel: 12053C0281E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 4
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Tandem

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room, Upper Level
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Golf Carts OK
  • Association: No
  • Security: Security System, Security System Owned
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R1B
  • Parcel Number: R13-223-16-2330-0990-0160
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, FloodZone, Near Marina, Near Public Transit, Street Dead-End
  • Flood Zone Code: AE

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 5104.57
  • Tax Block: 99
  • Tax Book Number: 12-12
  • Tax Lot: 15

Multi Family

  • Waterfront Features: Canal - Saltwater

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,067 $361,791 -- --
2024 $5,003 $351,595 -- --
2023 $5,003 $341,354 $0 $0
2022 $4,920 $331,412 $0 $0
2021 $4,973 $321,759 $0 $0
2020 $4,662 $317,317 $0 $0
2019 $4,690 $310,183 $0 $0
2018 $4,069 $304,399 $0 $0
2017 $4,379 $298,138 $0 $0
2016 $3,288 $236,296 $0 $0
2015 $3,333 $234,653 $0 $0
2014 $3,279 $232,791 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/02/2025 12/02/25 Price Changed $745,000 -0.7% $403 / Sq Ft
10/28/2025 10/28/25 For Sale $750,000 -- $406 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $80,000 Gulf Coast Title Co Inc
Warranty Deed $55,000 --
Warranty Deed $39,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $28,066 No Value Available
Previous Owner $31,600 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: TB8442198

Stellar MLS

APN: R13-223-16-2330-0990-0160