4187 Elder Ct Unit 8 Independence, KY 41051
3
Beds
1.5
Baths
1,218
Sq Ft
$257/mo
HOA Fee
Highlights
- Clubhouse
- Private Yard
- Stainless Steel Appliances
- Traditional Architecture
- Community Pool
- Eat-In Kitchen
About This Home
As of July 2025100 percent Financing Available Through USDA/Rural Housing or KY Housing! This beautifully maintained 3-level condo features a private entry, open floorplan, & vinyl plank flooring throughout. The custom-built fireplace creates a cozy centerpiece, while the updated kitchen boasts stainless steel appliances, modern lighting, & neutral decor that complements the ample natural light flowing through the home. Enjoy your private backyard with privacy fence—a rare find in this price range. Additional highlights include a newer mini split HVAC system, 2 designated parking spaces, & an unbeatable location just a short walk to the pool, clubhouse, tennis courts, & playground. Super convenient location in the heart of Independence—don't miss it!
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $1,007
Year Built
- Built in 1974
Lot Details
- 1,821 Sq Ft Lot
- Wood Fence
- Landscaped
- Private Yard
HOA Fees
- $257 Monthly HOA Fees
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Chair Railings
- Ceiling Fan
- Chandelier
- Brick Fireplace
- Electric Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Panel Doors
- Entryway
- Living Room
- Dining Room
- Storage
- Unfinished Basement
Kitchen
- Eat-In Kitchen
- Electric Range
- <<microwave>>
- Dishwasher
- Stainless Steel Appliances
- Laminate Countertops
Flooring
- Laminate
- Concrete
- Vinyl Plank
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry Room
- Laundry on lower level
Parking
- No Garage
- Parking Lot
- Off-Street Parking
Schools
- Beechgrove Elementary School
- Summit View Middle School
- Simon Kenton High School
Utilities
- Central Air
- Heat Pump System
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 006-33-04-027.00
Community Details
Overview
- Association fees include association fees, management, snow removal
- Towne Properties Association, Phone Number (859) 291-5858
Recreation
- Community Playground
- Community Pool
- Dog Park
- Trails
- Snow Removal
Additional Features
- Clubhouse
- Resident Manager or Management On Site
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 20, 2025
Closed on
Jul 2, 2025
Sold by
Carnes Evan J and Carnes Miranda
Bought by
Shuck Claire and Shuck Roy James
Seller's Agent
The Treas Team
Huff Realty - Florence
Buyer's Agent
Michael Parker
Huff Realty - Florence
List Price
$165,000
Sold Price
$159,900
Premium/Discount to List
-$5,100
-3.09%
Views
215
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-82.91%
Original Mortgage
$157,003
Outstanding Balance
$157,003
Interest Rate
6.86%
Mortgage Type
FHA
Estimated Equity
-$8,013
Purchase Details
Closed on
Mar 27, 2023
Sold by
Lukacevic Edward
Bought by
Elder Ct Llc
Purchase Details
Closed on
Dec 22, 2022
Sold by
Elder Ct Llc
Bought by
Carnes Evan J and Carnes Miranda
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,474
Interest Rate
7.7%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 27, 2021
Sold by
Kenton Circuit Court
Bought by
Collectible Lien Service Llc
Purchase Details
Closed on
Mar 22, 2013
Sold by
Secretary Of Housing & Urban Development
Bought by
Lukacevic Edward
Purchase Details
Closed on
Nov 13, 2012
Sold by
Brooks Jennifer
Bought by
Secretary Of Housing & Urban Development
Purchase Details
Closed on
Nov 22, 2000
Sold by
R H Jenkins Co Inc
Bought by
Williams Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,400
Interest Rate
7.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 11, 1997
Sold by
Hylton Jerry
Bought by
R H Jenkins Co Inc
Similar Home in Independence, KY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | -- | |
| Warranty Deed | $133,900 | 360 American Title | |
| Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes | $70,000 | None Listed On Document | |
| Deed | $41,000 | Regional First Title Group L | |
| Commissioners Deed | $42,667 | None Available | |
| Deed | $53,000 | -- | |
| Deed | $38,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $10,000 | New Conventional | |
| Previous Owner | $131,474 | FHA | |
| Previous Owner | $72,250 | FHA | |
| Previous Owner | $12,500 | Unknown | |
| Previous Owner | $55,300 | FHA | |
| Previous Owner | $52,400 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/02/2025 07/02/25 | Sold | $159,900 | 0.0% | $131 / Sq Ft |
| 05/29/2025 05/29/25 | Pending | -- | -- | -- |
| 05/26/2025 05/26/25 | Price Changed | $159,900 | -3.1% | $131 / Sq Ft |
| 05/20/2025 05/20/25 | For Sale | $165,000 | +23.2% | $135 / Sq Ft |
| 04/26/2024 04/26/24 | Sold | $133,900 | +0.8% | $110 / Sq Ft |
| 03/16/2024 03/16/24 | Pending | -- | -- | -- |
| 03/15/2024 03/15/24 | For Sale | $132,900 | -- | $109 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,007 | $82,200 | $10,000 | $72,200 |
| 2023 | $1,087 | $82,200 | $10,000 | $72,200 |
| 2022 | $1,106 | $82,200 | $10,000 | $72,200 |
| 2021 | $1,122 | $82,200 | $10,000 | $72,200 |
| 2020 | $986 | $70,000 | $10,000 | $60,000 |
| 2019 | $988 | $70,000 | $10,000 | $60,000 |
| 2018 | $993 | $70,000 | $10,000 | $60,000 |
| 2017 | $967 | $70,000 | $10,000 | $60,000 |
| 2015 | $571 | $41,000 | $10,000 | $31,000 |
| 2014 | $563 | $41,000 | $10,000 | $31,000 |
Source: Public Records
Agents Affiliated with this Home
-
The Treas Team
T
Seller's Agent in 2025
The Treas Team
Huff Realty - Florence
(859) 525-5788
82 in this area
548 Total Sales
-
Michael Parker
Buyer's Agent in 2025
Michael Parker
Huff Realty - Florence
(859) 912-3205
50 in this area
642 Total Sales
-
Chris Landers
Seller's Agent in 2024
Chris Landers
Sozo Realty
(859) 224-0211
7 in this area
48 Total Sales
-
Lisa Lay
Buyer's Agent in 2024
Lisa Lay
Keller Williams Realty Services
(859) 380-9819
6 in this area
89 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 632620
APN: 006-33-04-027.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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