NOT LISTED FOR SALE

419 Cascade Ln Unit 419 Oswego, IL 60543

North Oswego Neighborhood

Estimated Value: $285,641 - $365,000

3 Beds
2 Baths
1,701 Sq Ft
$227/mo HOA Fee

Last Sold April 25, 2022

Last sale price $239,000 $141 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $2,354/month

3 Days on Market

Highlights

  • Waterfront
  • Pond
  • Breakfast Room
  • Oswego High School Rated A-
  • Vaulted Ceiling
  • Balcony

About This Home

As of April 2022

Welcome home to this bright and beautiful 2nd floor ranch townhome! Gorgeous, private view of the lake with no back neighbors! Open flowing floor plan features wood laminate floors, new carpet, living & dining rooms w/vaulted ceilings. Gourmet kitchen has plenty of cabinets and counter space for all of your cooking and baking needs & a breakfast room opening to the deck with water views. Master suite overlooks the lake and has full private luxury bath with dual sinks, separate tub and shower as well as 3 large closets. Spacious 2nd bedroom and 3rd bedroom/den/office with full hall bath. In-unit laundry room & 2 car garage make this a great place to call home! Great community with walking paths, ponds, creek & park. Close to shopping and dining. Popular Oswego District 308 Schools

Last Listed By

Erin Hill

Coldwell Banker Real Estate Group License #471018427 Listed on: 03/03/2022

Coldwell Banker Real Estate Group

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,715

Year Built

  • Built in 1996

Lot Details

  • Waterfront

HOA Fees

  • $227 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,701 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Living Room
  • Breakfast Room
  • Dining Room
  • Laminate Flooring
  • Water Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Pond
  • Balcony

Schools

  • Old Post Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 100 Amp Service
  • Water Softener is Owned

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, exterior maintenance, lawn care, snow removal
  • 4 Units
  • Secretary Association, Phone Number (630) 748-8310
  • Winding Waters Subdivision, Cascade Floorplan
  • Property managed by Advocate Property Management

Pet Policy

  • Dogs and Cats Allowed

Security

  • Carbon Monoxide Detectors

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,715

Year Built

Built in 1996

Lot Details

0

HOA Fees

$227 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Condo
  • Ownership: Condo
  • New Construction: No
  • Property Sub-Type: Condo
  • Subdivision Name: Winding Waters
  • Year Built: 1996
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 2
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Water Softener
  • Basement: None
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Vaulted/Cathedral Ceilings, Wood Laminate Floors
  • LivingArea: 1701
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s)
  • Room Type: Breakfast Room, Foyer
  • Stories Total: 1
  • Estimated Total Finished Sq Ft: 1701
  • Assessed Sq Ft: 0
  • Basement Description: None
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 1701
  • Total Sq Ft: 1701
  • Main Level Sq Ft: 1701

Exterior Features

  • ExteriorFeatures: Balcony
  • Foundation Details: Concrete Perimeter
  • List Price: 225000
  • Lot Features: Pond(s), Water View
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 100 Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 227
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Advocate Property Management
  • Management Contact Name: Secretary
  • Management Phone: 630-748-8310
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Old Post Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: COMMON
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 00

Tax Info

  • Tax Annual Amount: 4715.24
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 9, 2016
Closed on
Jul 25, 2016
Sold by
Robinson Jason and Porter Samantha D
Bought by
Mattera Cynthia
Seller's Agent
Joseph Scilluffo
Berkshire Hathaway HomeServices Chicago
Buyer's Agent
Erin Hill
Coldwell Banker Real Estate Group
List Price
$164,000
Sold Price
$155,000
Premium/Discount to List
-$9,000
-5.49%
Total Days on Market
3
Current Estimated Value
$307,410

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$152,410
Avg. Annual Appreciation
7.43%
Original Mortgage
$124,000
Outstanding Balance
$100,330
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$191,581

Purchase Details

Listed on
Feb 6, 2014
Closed on
Apr 29, 2014
Sold by
Elsbree Brandon D and Elsbree Elizabeth A
Bought by
Robinson Jason and Porter Samantha D
Seller's Agent
Rose Pagonis
Keller Williams Infinity
Buyer's Agent
Demerise Rechenmacher
PILMER REAL ESTATE, INC
List Price
$149,900
Sold Price
$149,000
Premium/Discount to List
-$900
-0.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.78%
Original Mortgage
$141,550
Interest Rate
4.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 28, 2012
Sold by
Elsbree Branndon D and Kline Elizabeth A
Bought by
Elsbree Branndon D and Elsbree Elizabeth A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,850
Interest Rate
2.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 2, 2007
Sold by
Cansino Albert H
Bought by
Elsbree Branndon D and Kline Elizabeth A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,050
Interest Rate
6.4%
Mortgage Type
Unknown

Purchase Details

Closed on
Feb 14, 2003
Sold by
Fezekas Mark A
Bought by
Cansino Albert H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,400
Interest Rate
6%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 30, 1997
Sold by
Lord & Essex Inc
Bought by
Fezekas Mark A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,600
Interest Rate
7.54%

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mattera Cynthia $155,000 First American Title
Robinson Jason $149,000 First American Title
Elsbree Branndon D -- Old Republic National Title
Elsbree Branndon D $167,000 First American Title
Cansino Albert H -- First American Title Co
Fezekas Mark A $143,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mattera Cynthia $124,000
Previous Owner Robinson Jason $141,550
Previous Owner Elsbree Branndon D $126,850
Previous Owner Elsbree Branndon D $20,500
Previous Owner Elsbree Branndon D $25,050
Previous Owner Elsbree Branndon D $133,600
Previous Owner Cansino Albert H $15,704
Previous Owner Cansino Albert H $147,400
Previous Owner Fezekas Mark A $10,000
Previous Owner Fezekas Mark A $127,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/25/2022 04/25/22 Sold $239,000 +6.2% $141 / Sq Ft
03/07/2022 03/07/22 Pending -- -- --
03/03/2022 03/03/22 For Sale $225,000 +45.2% $132 / Sq Ft
07/25/2016 07/25/16 Sold $155,000 -2.5% $91 / Sq Ft
06/11/2016 06/11/16 Pending -- -- --
06/01/2016 06/01/16 Price Changed $159,000 -3.0% $93 / Sq Ft
05/09/2016 05/09/16 For Sale $164,000 +10.1% $96 / Sq Ft
04/30/2014 04/30/14 Sold $149,000 -0.6% $93 / Sq Ft
03/20/2014 03/20/14 Pending -- -- --
02/06/2014 02/06/14 For Sale $149,900 -- $94 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,866 $65,871 $9,427 $56,444
2022 $4,866 $59,883 $8,570 $51,313
2021 $4,826 $57,579 $8,240 $49,339
2020 $4,715 $55,902 $8,000 $47,902
2019 $5,301 $61,224 $8,000 $53,224
2018 $4,230 $49,870 $7,656 $42,214
2017 $4,075 $45,752 $7,024 $38,728
2016 $3,996 $44,419 $6,819 $37,600
2015 $1,895 $40,751 $6,256 $34,495
2014 -- $39,183 $6,015 $33,168
2013 -- $39,579 $6,076 $33,503
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11333529

Midwest Real Estate Data (MRED)

APN: 03-09-459-029