Seller's Agent in 2025
Ara Carro
INNOVARE EXPRESS LLC
(407) 307-5453
1 in this area
19 Total Sales
419 Ohio Ave Saint Cloud, FL 34769
Downtown Saint Cloud Neighborhood
2
Beds
1
Bath
996
Sq Ft
5,663
Sq Ft Lot
Highlights
- Property is near a marina
- Wood Flooring
- No HOA
- Living Room with Fireplace
- Great Room
- Balcony
About This Home
As of September 2025Location, Location, Location!
Don’t miss this fantastic opportunity to own a home in one of Saint Cloud’s most desirable areas—just minutes from the Lakefront, and the Marina. Enjoy the charm of the neighborhood while being just a short walk to the Lakefront, where you’ll find the Marina, gazebos, a water park, and a walking trail. Experience the community spirit with St. Cloud’s famous Christmas parade, monthly farmers market, and the downtown filled with local shops, cafes, and restaurants, with the beach only one hour away. Whether you're a first-time buyer, a growing family, or an investor, this property offers incredible potential in a prime location. This cute home features: New roof (2024), New central AC (2025), New kitchen cabinets (2025), Fully fenced backyard with alley access, Spacious attic for extra storage, Indoor laundry area, balcony in the back, Carport and no HOA fees.
Take advantage of the FHA assumable mortgage with a low 3.375 interest rate rarely find in today’s market!
This is your chance to transform a well-located affordable home into something truly special. Schedule your showing today—opportunities like this don’t last!
Last Agent to Sell the Property
INNOVARE EXPRESS LLC Brokerage Phone: 407-307-5453 License #3405031 Listed on: 06/03/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,885
Year Built
- Built in 1924
Lot Details
- 5,619 Sq Ft Lot
- Lot Dimensions are 40x144
- West Facing Home
- Property is zoned SR1A
Parking
- 1 Carport Space
Home Design
- Frame Construction
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 996 Sq Ft Home
- 1-Story Property
- Great Room
- Living Room with Fireplace
- Combination Dining and Living Room
- Crawl Space
- Range
- Laundry in unit
Flooring
- Wood
- Laminate
- Tile
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Outdoor Features
- Property is near a marina
- Balcony
Utilities
- Central Heating and Cooling System
- Thermostat
- Cable TV Available
Community Details
- No Home Owners Association
- St Cloud 2Nd Town Of Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 7 / 371
- Assessor Parcel Number 01-26-30-0001-0371-0075
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 3, 2025
Closed on
Sep 29, 2025
Sold by
Rodriguez Paola Michelle Rodriguez and Hernandez Luis Raul
Bought by
Subiria Luis Walter Monzo
Seller's Agent
Ara Carro
INNOVARE EXPRESS LLC
Buyer's Agent
Adriana Cardenas
WEICHERT REALTORS HALLMARK PRO
List Price
$225,000
Sold Price
$225,000
Views
32
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,365
Avg. Annual Appreciation
2.20%
Original Mortgage
$220,924
Outstanding Balance
$220,924
Interest Rate
6.58%
Mortgage Type
FHA
Estimated Equity
$6,441
Purchase Details
Listed on
Jul 21, 2021
Closed on
Jan 18, 2022
Sold by
Joynes Thomas P and Joynes Cheri L
Bought by
Rodriguez Paola Michelle Rod and Hernandez Luis Raul
Seller's Agent
Thomas Joynes
ST. CLOUD REAL ESTATE
Buyer's Agent
Janice Mayol
INNOVARE EXPRESS LLC
List Price
$204,000
Sold Price
$194,500
Premium/Discount to List
-$9,500
-4.66%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.02%
Original Mortgage
$190,486
Interest Rate
3.11%
Mortgage Type
FHA
Purchase Details
Listed on
Oct 30, 2018
Closed on
Dec 26, 2018
Sold by
Cummings Amy
Bought by
Joynes Thomas P
Seller's Agent
Thomas Joynes
ST. CLOUD REAL ESTATE
Buyer's Agent
Thomas Joynes
ST. CLOUD REAL ESTATE
List Price
$145,000
Sold Price
$130,000
Premium/Discount to List
-$15,000
-10.34%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.12%
Original Mortgage
$110,000
Interest Rate
4.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 15, 2015
Sold by
Kahn Fizul
Bought by
Cummings Amy
Purchase Details
Closed on
Sep 9, 2010
Sold by
U S Bank Na
Bought by
Kahn Fizul
Purchase Details
Closed on
Mar 26, 2010
Sold by
Gonzalez Kristin and Gonzalez Armand
Bought by
Us Bank Na
Purchase Details
Closed on
May 6, 2005
Sold by
Ward Patricia A
Bought by
Gonzalez Armando and Gonzalez Kristin
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,920
Interest Rate
7.95%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 28, 2003
Sold by
Lanier Elizabeth and Lanier Jody S
Bought by
Ward Patricia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
6.13%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 30, 1999
Sold by
Crawford John E and Crawford Christa L
Bought by
Lanier Elizabeth
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,930
Interest Rate
7.89%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 25, 1997
Sold by
Crank Richard
Bought by
Crawford John E and Crawford Christa L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$35,000
Interest Rate
7.95%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $225,000 | Public Title Services | |
| Warranty Deed | $194,000 | Land Title | |
| Warranty Deed | $130,000 | Stewart Title Co | |
| Special Warranty Deed | -- | None Available | |
| Special Warranty Deed | $26,000 | Premium Title Services Inc | |
| Trustee Deed | -- | Attorney | |
| Warranty Deed | $134,900 | Fidelity National Title | |
| Warranty Deed | $80,000 | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $56,000 | -- | |
| Warranty Deed | $11,700 | -- | |
| Warranty Deed | $11,700 | -- | |
| Warranty Deed | $11,700 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $220,924 | FHA | |
| Previous Owner | $190,486 | FHA | |
| Previous Owner | $110,000 | New Conventional | |
| Previous Owner | $107,920 | Purchase Money Mortgage | |
| Previous Owner | $80,000 | Purchase Money Mortgage | |
| Previous Owner | $55,930 | FHA | |
| Previous Owner | $35,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/29/2025 09/29/25 | Sold | $225,000 | 0.0% | $226 / Sq Ft | |
| 08/25/2025 08/25/25 | Pending | -- | -- | -- | |
| 08/17/2025 08/17/25 | For Sale | $225,000 | 0.0% | $226 / Sq Ft | |
| 06/05/2025 06/05/25 | Off Market | $225,000 | -- | -- | |
| 06/03/2025 06/03/25 | For Sale | $225,000 | +15.7% | $226 / Sq Ft | |
| 01/18/2022 01/18/22 | Sold | $194,500 | -2.5% | $194 / Sq Ft | View Prior Sale |
| 11/19/2021 11/19/21 | Pending | -- | -- | -- | |
| 11/09/2021 11/09/21 | Price Changed | $199,500 | -2.2% | $199 / Sq Ft | |
| 11/01/2021 11/01/21 | For Sale | $204,000 | 0.0% | $204 / Sq Ft | |
| 10/27/2021 10/27/21 | Pending | -- | -- | -- | |
| 10/16/2021 10/16/21 | Price Changed | $204,000 | 0.0% | $204 / Sq Ft | |
| 10/16/2021 10/16/21 | For Sale | $204,000 | +4.9% | $204 / Sq Ft | |
| 10/13/2021 10/13/21 | Off Market | $194,500 | -- | -- | |
| 10/11/2021 10/11/21 | Price Changed | $209,500 | +6.1% | $209 / Sq Ft | |
| 10/10/2021 10/10/21 | For Sale | $197,500 | +1.5% | $197 / Sq Ft | |
| 07/21/2021 07/21/21 | Off Market | $194,500 | -- | -- | |
| 07/14/2021 07/14/21 | For Sale | $190,000 | +46.2% | $190 / Sq Ft | |
| 01/01/2019 01/01/19 | Sold | $130,000 | -10.4% | $131 / Sq Ft | View Prior Sale |
| 11/20/2018 11/20/18 | Pending | -- | -- | -- | |
| 11/16/2018 11/16/18 | Price Changed | $145,100 | +0.1% | $146 / Sq Ft | |
| 10/23/2018 10/23/18 | For Sale | $145,000 | -- | $146 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,885 | $182,085 | -- | -- |
| 2024 | $2,335 | $176,954 | -- | -- |
| 2023 | $2,335 | $171,800 | $34,000 | $137,800 |
| 2022 | $2,477 | $155,700 | $30,600 | $125,100 |
| 2021 | $2,197 | $122,400 | $29,200 | $93,200 |
| 2020 | $2,043 | $116,200 | $25,900 | $90,300 |
| 2019 | $1,829 | $97,000 | $22,800 | $74,200 |
| 2018 | $499 | $53,174 | $0 | $0 |
| 2017 | $502 | $52,081 | $0 | $0 |
| 2016 | $500 | $51,010 | $0 | $0 |
| 2015 | $947 | $47,400 | $10,600 | $36,800 |
| 2014 | $864 | $42,900 | $9,900 | $33,000 |
Source: Public Records
Agents Affiliated with this Home
-
Ara Carro
-
Janice Mayol
J
Seller Co-Listing Agent in 2025
Janice Mayol
INNOVARE EXPRESS LLC
(321) 284-5071
2 in this area
10 Total Sales
-
Adriana Cardenas
A
Buyer's Agent in 2025
Adriana Cardenas
Weichert Corporate
(786) 340-5992
1 in this area
12 Total Sales
-
T
Seller's Agent in 2022
Thomas Joynes
ST. CLOUD REAL ESTATE
Map
Source: Stellar MLS
MLS Number: S5128203
APN: 01-26-30-0001-0371-0075
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Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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