NOT LISTED FOR SALE

4195 Divide Dr Loveland, CO 80538

Estimated Value: $476,873 - $505,000

3 Beds
1.5 Baths
1,419 Sq Ft
$343/Sq Ft Est. Value

Last Sold July 27, 2023

Last sale price $460,000 $324 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $2,806/month

6 Days on Market

Highlights

  • 3 Car Attached Garage
  • Walk-In Closet
  • Patio
  • Brick Veneer
  • Whole House Fan
  • Outdoor Storage

About This Home

As of July 2023

Welcome to NorthWest Loveland and the Buckhorn neighborhood. This community offers easy access to Loveland, Fort Collins, Rocky Mountain National park, shopping and all Northern Colorado has to offer. You will be greeted by a welcoming front porch for your relaxing morning coffee, and a rare 3-car garage for all your toys and projects. Inside features easily maintained LVP flooring throughout the main level, and the stainless steel appliances are included. With 3 bedrooms, a shared primary bathroom, large walk-in closet in the owner's suite and laundry all on the same level, the upper level offers comfort and convenience. The fully fenced back-yard includes an attached shed and custom raised garden boxes. Don't let this one pass you by.

Last Agent to Sell the Property

Rhonda Heth

RE/MAX Alliance-FTC South Listed on: 06/22/2023

RE/MAX Alliance-FTC South

Last Buyer's Agent

Lee Ralston Cord

West and Main Homes

West and Main Homes

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,873

Year Built

  • Built in 2003

Lot Details

  • 7,582 Sq Ft Lot
  • Wood Fence
  • Sprinkler System
  • Property is zoned P-40

HOA Fees

  • $34 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Brick Veneer
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 1,419 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Window Treatments
  • Laminate Flooring
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on upper level
  • Washer and Dryer Hookup

Outdoor Features

  • Patio
  • Outdoor Storage

Schools

  • Ponderosa Elementary School
  • Erwin Middle School
  • Loveland High School

Utilities

  • Whole House Fan
  • Forced Air Heating and Cooling System

Community Details

  • Association fees include common amenities, management
  • Buck Second Subdivision

Listing and Financial Details

  • Assessor Parcel Number R1619059

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,873

Year Built

Built in 2003

Lot Details

0

HOA Fees

$34 per month

Parking

3

Listing Details

  • Year Built: 2003
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.17
  • Subdivision Name: Buck Second
  • Directions: Wilson Avenue, turn West on W. 43rd Street, turn South on Julesberg Drive, turn West on Downieville Street, Turn South on Divide Drive to property (6th house on the right).
  • Above Grade Finished Sq Ft: 1419
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 1419
  • Special Features: None
  • Stories: 2

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Microwave, Disposal
  • Has Basement: Crawl Space
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Pantry, Walk-In Closet(s)
  • Living Area: 1419
  • Window Features: Window Coverings
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Laminate Floor
  • IRESDS_HasFamilyRoom: No
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 120
  • Master Bedroom Master Bedroom Level: Upper
  • Room Bedroom2 Area: 120
  • Room Bedroom3 Level: Upper
  • Master Bedroom Master Bedroom Width: 11
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Laminate Floor
  • Room Kitchen Features: Laminate Floor
  • Room Living Room Area: 260
  • Living Room Features: Laminate Floor
  • Room Kitchen Area: 126
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 165
  • Room Dining Room Area: 81
  • Master Bathroom Features: Shared Primary Bath
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Wood
  • Lot Features: Lawn Sprinkler System
  • Waterfront: No
  • Construction Type: Wood/Frame, Brick/Brick Veneer
  • Other Structures: Storage
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Parking Features: Garage Door Opener
  • IRESDS_Garage Sq Ft: 720
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air, Ceiling Fan(s), Whole House Fan
  • Electric: Electric, City of LVLD
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available
  • Laundry Features: Washer/Dryer Hookups, Upper Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel Energy

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities, Management
  • Senior Community: No
  • Association Fee: 408
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociation2Reserve: No
  • IRESDS_HasAssociation2Fee: No
  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Ponderosa
  • HighSchool: Loveland
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Erwin, Lucile

Lot Info

  • Zoning: P-40
  • Lot Size Sq Ft: 7582
  • Parcel #: R1619059
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 1873

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 22, 2023
Closed on
Jul 27, 2023
Sold by
Corazza Cheryl Dumont
Bought by
Beverly A Kopper Trust
Seller's Agent
Rhonda Heth
RE/MAX Alliance-FTC South
Buyer's Agent
Lee Ralston Cord
West and Main Homes
List Price
$463,000
Sold Price
$460,000
Premium/Discount to List
-$3,000
-0.65%
Views
15
Current Estimated Value
$487,218

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,218
Avg. Annual Appreciation
2.67%
Original Mortgage
$276,000
Outstanding Balance
$269,569
Interest Rate
6.69%
Mortgage Type
New Conventional
Estimated Equity
$217,649

Purchase Details

Listed on
Jan 22, 2017
Closed on
Feb 27, 2017
Sold by
Calvert Steven M and Estate Of Christopher John Sch
Bought by
Corazza Cheryl Dumont
Seller's Agent
Shawna Lowell
Dynamic Real Estate Services
Buyer's Agent
Rhonda Heth
RE/MAX Alliance-FTC South
List Price
$310,000
Sold Price
$305,000
Premium/Discount to List
-$5,000
-1.61%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.62%
Original Mortgage
$228,750
Interest Rate
4.09%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 27, 2014
Closed on
Sep 12, 2014
Sold by
Currell Lucas W and Currell Noelle A
Bought by
Schmit Chris
Seller's Agent
Mark Driskell
HomeSmart Realty Partners FTC
Buyer's Agent
Mark Driskell
HomeSmart Realty Partners FTC
List Price
$235,000
Sold Price
$237,000
Premium/Discount to List
$2,000
0.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.75%
Original Mortgage
$189,600
Interest Rate
4.18%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 4, 2014
Closed on
Jul 3, 2014
Sold by
Hanson Mclane Christopher J and Hanson Mclane Stefanie Y
Bought by
Currell Lucas W and Currell Noelle A
Seller's Agent
Katie Moon
Group Horsetooth
Buyer's Agent
Mark Driskell
HomeSmart Realty Partners FTC
List Price
$229,000
Sold Price
$231,000
Premium/Discount to List
$2,000
0.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.45%
Original Mortgage
$209,605
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 11, 2012
Sold by
Hanson Mclane Christopher J
Bought by
Hanson Mclane Christopher J and Hanson Mclane Stefanie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,450
Interest Rate
3.42%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 31, 2003
Sold by
Aspen Homes Of Colorado Inc
Bought by
Hanson Mclane Christopher J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,755
Interest Rate
6.85%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 28, 2003
Sold by
Hanson Mclane Christopher J
Bought by
Aspen Homes Of Colorado Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,755
Interest Rate
6.85%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 25, 2003
Sold by
Buck 2Nd Llp
Bought by
Hanson Mclane Christopher J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,560
Interest Rate
5.24%
Mortgage Type
Construction
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Beverly A Kopper Trust $460,000 None Listed On Document
Corazza Cheryl Dumont $305,000 Heritage Title Co
Schmit Chris $237,000 Heritage Title
Currell Lucas W $231,000 Tggt
Hanson Mclane Christopher J -- First American
Hanson Mclane Christopher J $191,950 Land Title Guarantee Company
Aspen Homes Of Colorado Inc -- Land Title Guarantee Company
Hanson Mclane Christopher J $60,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Beverly A Kopper Trust $276,000
Previous Owner Corazza Cheryl Dumont $228,750
Previous Owner Schmit Chris $189,600
Previous Owner Currell Lucas W $209,605
Previous Owner Hanson Mclane Christopher J $175,450
Previous Owner Hanson Mclane Christopher J $172,755
Previous Owner Hanson Mclane Christopher J $153,560
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/27/2023 07/27/23 Sold $460,000 -0.6% $324 / Sq Ft
06/22/2023 06/22/23 For Sale $463,000 +95.4% $326 / Sq Ft
05/03/2020 05/03/20 Off Market $237,000 -- --
01/28/2019 01/28/19 Off Market $305,000 -- --
01/28/2019 01/28/19 Off Market $231,000 -- --
03/01/2017 03/01/17 Sold $305,000 -1.6% $215 / Sq Ft View Prior Sale
01/30/2017 01/30/17 Pending -- -- --
01/22/2017 01/22/17 For Sale $310,000 +30.8% $218 / Sq Ft
09/12/2014 09/12/14 Sold $237,000 +0.9% $167 / Sq Ft View Prior Sale
08/13/2014 08/13/14 Pending -- -- --
07/27/2014 07/27/14 For Sale $235,000 +1.7% $166 / Sq Ft
07/03/2014 07/03/14 Sold $231,000 +0.9% $163 / Sq Ft View Prior Sale
06/04/2014 06/04/14 For Sale $229,000 -- $161 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,229 $31,611 $8,710 $22,901
2024 $2,149 $31,611 $8,710 $22,901
2022 $1,873 $23,540 $4,170 $19,370
2021 $1,925 $24,217 $4,290 $19,927
2020 $1,748 $21,986 $4,290 $17,696
2019 $1,719 $21,986 $4,290 $17,696
2018 $1,699 $20,642 $4,320 $16,322
2017 $1,463 $20,642 $4,320 $16,322
2016 $1,291 $17,600 $4,776 $12,824
2015 $1,280 $17,600 $4,780 $12,820
2014 $1,050 $13,970 $4,780 $9,190
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: IRES MLS

MLS Number: 990671

IRES MLS

APN: 95041-19-009