NOT LISTED FOR SALE

Estimated Value: $728,022 - $928,000

3 Beds
3 Baths
2,568 Sq Ft
$316/Sq Ft Est. Value

Last Sold April 10, 2012

Last sale price $393,000 $153 Per Sq Ft

Est. 110% increase in value since last sale

Current estimated payment $4,536/month

78 Days on Market

Highlights

  • On Golf Course
  • Creek or Stream View
  • Wood Flooring
  • Open Floorplan
  • Deck
  • Whirlpool Bathtub

About This Home

As of April 2012

Wonderful opportunity to own a 3 or 4 bedroom, 3 full bath, one level home situated on a golf course lot in Cummings Cove at the foot of Lookout and Elder Mountain. The home has a great flow with an open floor plan which is perfect for both family and entertaining. You will truly appreciate the arched doorways, crown molding and hardwood floors. The foyer opens up to the formal dining room with decorative columns and the great room with beautiful coffered ceiling and access to the covered patio that overlooks the golf course and creek. The heart of the home is definitely the kitchen which is open to both the breakfast and keeping areas and features a trey ceiling, corian countertops,including a raised breakfast bar, center island, Whirlpool, JennAir and Bosch appliances, pantry and under-c abinet lighting. A gas fireplace makes a great focal point and place to gather in the keeping room while the cooks work their magic in the kitchen. A full guest bath and an office or 4th bedroom are also easily accessible from this area. The master suite has a specialty ceiling, a large walk-in closet and a private bath with tile floor, separate vanities, a jetted tub, walk-in shower and private water closet. Two additional bedrooms adjoined by a Jack and Jill bath and a laundry room round out this great home. You simply must see it for yourself. Please call for more information and your private showing today.

Last Agent to Sell the Property

Jay Robinson

Robinson Real Estate, Inc. Listed on: 12/09/2011

Last Buyer's Agent

Charlotte Humphrey

Live It! Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2002

Lot Details

  • On Golf Course
  • Level Lot
  • Front and Back Yard Sprinklers
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

HOA Fees

  • $30 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Wood Siding
  • Stucco

Interior Spaces

  • 2,568 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Central Vacuum
  • High Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Entrance Foyer
  • Family Room with Fireplace
  • Great Room
  • Breakfast Room
  • Formal Dining Room
  • Den with Fireplace
  • Wood Flooring
  • Creek or Stream Views
  • Basement
  • Crawl Space
  • Storage In Attic

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Down Draft Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Lookout Valley Elementary School
  • Lookout Valley Middle School
  • Lookout Valley High School

Utilities

  • Humidifier
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 153F A 015

Community Details

Overview

  • Black Creek Chattanooga Subdivision
  • Pond in Community

Recreation

  • Golf Course Community

Home Details

Home Type

Single Family

Year Built

Built in 2002

Lot Details

0

HOA Fees

$30 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 108.87X168.87IR
  • Subdivision Name: Black Creek Chattanooga
  • Directions: I-24 West, R at Cummings Hwy (Exit 174), Left into Cummings Cove, take a right at the stop sign right after you pass the Clubhouse, Right on Obar, Home is on right.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 2568.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 2002
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 153F A 015
  • Location Tax and Legal Elementary School: Lookout Valley Elementary
  • Location Tax and Legal Middle Or Junior School2: Lookout Valley Middle
  • Location Tax and Legal High School: Lookout Valley High
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 108.87X168.87IR
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Remarks and Miscellaneous Public Remarks2: Wonderful opportunity to own a 3 or 4 bedroom, 3 full bath, one level home situated on a golf course lot in Cummings Cove at the foot of Lookout and Elder Mountain. The home has a great flow with an open floor plan which is perfect for both family and entertaining. You will truly appreciate the arched doorways, crown molding and hardwood floors. The foyer opens up to the formal dining room with decorative columns and the great room with beautiful coffered ceiling and access to the covered patio that overlooks the golf course and creek. The heart of the home is definitely the kitchen which is open to both the breakfast and keeping areas and features a trey ceiling, corian countertops,including a raised breakfast bar, center island, Whirlpool, JennAir and Bosch appliances, pantry and under-c
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels:One: Yes
  • Wall Oven: Yes
  • Security Features:Security System: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Whirlpool Tub2: Yes
  • Interior Features Split Bedrooms2: Yes
  • Parking Features Kitchen Level2: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Community Features Pond3: Yes
  • Interior Features Breakfast Room: Yes
  • View CreekStream2: Yes
  • Special Features: None

Interior Features

  • Appliances: Wall Oven, Refrigerator, Microwave, Humidifier, Gas Water Heater, Down Draft, Disposal, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Den, Family Room, Gas Log
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood
  • Interior Amenities: Breakfast Room, Ceiling Fan(s), Central Vacuum, Connected Shared Bathroom, Double Vanity, Eat-in Kitchen, Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Primary Downstairs, Separate Dining Room, Separate Shower, Split Bedrooms, Tub/shower Combo, Walk-In Closet(s), Whirlpool Tub
  • Window Features: Insulated Windows, Window Treatments
  • ResoLivingAreaSource: Appraiser
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Basement:Crawl Space: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Attic Features:Storage Only: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Down Draft: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Interior Features:Central Vacuum: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Community Features:Golf: Yes
  • Appliances:Humidifier: Yes

Exterior Features

  • Lot Features: Level, On Golf Course, Split Possible, Sprinklers In Front, Sprinklers In Rear
  • View: Creek/Stream
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Stucco
  • Patio And Porch Features: Covered, Deck, Patio
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Level: Yes
  • Lot Features:Split Possible: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Window Features:Window Treatments: Yes
  • Construction Materials:Stucco: Yes
  • Lot Features:On Golf Course: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Security System, Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Utilities: Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Golf, Sidewalks, Pond
  • Association Fee: 30.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 30.0
  • General Property Information:Association Fee Frequency: Monthly

Schools

  • Elementary School: Lookout Valley Elementary
  • High School: Lookout Valley High
  • Middle Or Junior School: Lookout Valley Middle

Lot Info

  • Additional Parcels: No
  • Parcel #: 153F A 015

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 9, 2011
Closed on
Apr 10, 2012
Sold by
Plate William T and Plate Heidi L
Bought by
Borkowski Stephen M and Borkowski Sherry
Seller's Agent
Jay Robinson
Robinson Real Estate, Inc.
Buyer's Agent
Charlotte Humphrey
Live It! Realty
List Price
$399,900
Sold Price
$393,000
Premium/Discount to List
-$6,900
-1.73%
Current Estimated Value
$824,718

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$431,718
Avg. Annual Appreciation
5.40%
Original Mortgage
$270,000
Outstanding Balance
$184,838
Interest Rate
3.95%
Mortgage Type
New Conventional
Estimated Equity
$626,168

Purchase Details

Closed on
Sep 2, 2010
Sold by
Shramko Bernard T and Shramko Susan M
Bought by
Plate William T and Plate Heidi L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$351,000
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 18, 2002
Sold by
C T Williams Contractors Inc
Bought by
Shramko Bernard T and Shramko Susan M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Borkowski Stephen M $393,000 Cumberland Title & Guaranty
Plate William T $390,000 Pioneer Title Agency Inc
Shramko Bernard T $344,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Borkowski Stephen M $270,000
Previous Owner Plate William T $351,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/10/2012 04/10/12 Sold $393,000 -1.7% $153 / Sq Ft
02/24/2012 02/24/12 Pending -- -- --
12/08/2011 12/08/11 For Sale $399,900 -- $156 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,321 $153,100 $0 $0
2024 $2,600 $116,200 $0 $0
2023 $2,600 $116,200 $0 $0
2022 $2,600 $116,200 $0 $0
2021 $2,629 $117,525 $0 $0
2020 $2,925 $105,775 $0 $0
2019 $2,925 $105,775 $0 $0
2018 $2,535 $105,775 $0 $0
2017 $2,925 $105,775 $0 $0
2016 $2,748 $0 $0 $0
2015 $5,158 $99,375 $0 $0
2014 $5,158 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1171513

Greater Chattanooga REALTORS®

APN: 153F-A-015