$1,175,000
OPEN SAT 12PM - 2PM

4197 Todd St Sherrills Ford, NC 28673

Total Views 25
2 Beds
2.5 Baths
1,398 Sq Ft
$840 Price per Sq Ft

Highlights

  • Covered Dock
  • Waterfront
  • Deck
  • Sherrills Ford Elementary School Rated A-
  • Open Floorplan
  • Wooded Lot

About This Home

This charming waterfront cottage on Lake Norman offers a rare turnkey opportunity to enjoy the lake lifestyle. From the moment you step inside, you are welcomed by vaulted ceilings, quality finishes, and expansive open water views. Although the home is only seven years old, the current owners have upgraded nearly every aspect of the property since purchasing from the original builder and have meticulously maintained it.
The entryway and spacious kitchen feature River Marble flooring, upgraded granite countertops, and premium appliances including a Bosch dual-fuel range with gas cooktop and electric oven, dedicated warming drawer, Bosch dishwasher, and LG refrigerator. The kitchen peninsula provides seating for casual dining and opens seamlessly to the living and dining areas. The inviting living space includes a gas fireplace and easy access to a spacious sunroom overlooking the lake, where breathtaking sunset views can be enjoyed year-round.
Hickory hardwood flooring extends through the living areas and both bedrooms. The primary suite offers beautiful lake views and convenient access to the adjoining laundry room. Crown molding throughout the home, abundant natural light, custom window treatments, and well-appointed bathrooms—including a relaxing soaking tub—add to the home’s comfort and style.
Outdoor living is exceptional. The large maintenance-free deck overlooking the lake serves as an ideal gathering space and features an outdoor kitchen with cabinetry, refrigeration, gas grill, and griddle. An electric awning provides shade while you relax and take in the stunning sunset views and beautifully landscaped grounds.
The professionally designed landscaping includes over 100 tons of river rock, mature trees and plantings, blooming flowers, and a lake-fed irrigation system. A lighted paver pathway and graduated steps lead to the lakeside patio with fire pit and the private dock. The covered dock includes an 8,000-pound boat lift, sun pad, and two jet ski ports.
Additional features include a 10' x 12' storage building, a walk-in unfinished basement with a partially finished half bath offering expansion potential, and a whole-home generator for added peace of mind. No HOA.
Best of all, the home is being offered fully furnished, making it truly move-in ready. Simply bring your swimsuit and start enjoying life on Lake Norman.

Listing Agent

Stacie Brenner

Mitchell - Forbes Global Properties Brokerage Email: Stacie@gomitch.com License #323768 Listed on: 03/18/2026

Open House Schedule

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2017

Lot Details

  • 0.54 Acre Lot
  • Waterfront
  • Irrigation
  • Wooded Lot
  • Property is zoned R-30

Parking

  • Driveway

Home Design

  • Cottage
  • Hardboard

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Family Room with Fireplace
  • Water Views
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Gas Cooktop
  • Warming Drawer
  • Bosch Dishwasher
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Marble

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Soaking Tub

Partially Finished Basement

  • Walk-Out Basement
  • Exterior Basement Entry
  • Crawl Space

Outdoor Features

  • Personal Watercraft Lift
  • Covered Dock
  • Balcony
  • Deck
  • Patio
  • Outdoor Kitchen
  • Separate Outdoor Workshop
  • Outbuilding
  • Porch

Schools

  • Sherrills Ford Elementary School
  • Mills Creek Middle School
  • Bandys High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 4607195147400000

Home Details

Home Type

Single Family

Year Built

Built in 2017

Lot Details

0.54 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cottage
  • Year Built: 2017
  • Restrictions: N/A
  • Second Living Quarters: None
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 840.49
  • Geocode Confidence: High
  • Attribution Contact: Stacie@gomitch.com
  • Special Features: OpenHouse

Interior Features

  • Foundation Details: Basement, Crawl Space
  • Fireplace: Yes
  • Flooring: Marble, Wood
  • Interior Amenities: Breakfast Bar, Built-in Features, Kitchen Island, Open Floorplan, Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1398
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 1398
  • Sq Ft Unheated Total: 1398
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Oven, Gas Cooktop, Refrigerator with Ice Maker, Warming Drawer
  • Above Grade Finished Sq Ft: 1398
  • Has Basement: Exterior Entry, Partially Finished, Unfinished, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Family Room, Gas
  • Living Area: 1398
  • Bedroom Main: 2

Exterior Features

  • Exterior Features: In-Ground Irrigation, Outdoor Kitchen, Storage, Other - See Remarks
  • New Construction: No
  • Construction Type: Site Built
  • Pool Private: No
  • View: Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Covered structure, Dock, Personal Watercraft Lift
  • Construction Type: Hardboard Siding
  • Other Structures: Outbuilding, Workshop
  • Patio And Porch Features: Awning(s), Balcony, Deck, Patio, Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Heating: Central
  • Sewer: Septic Installed
  • Laundry Features: Laundry Closet
  • Cooling: Ceiling Fan(s), Central Air
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Mills Creek
  • HOA Subject To: None

Lot Info

  • Lot Features: Wooded, Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 4607195147400000
  • Lot Size Acres: 0.54
  • Additional Parcels: No
  • Zoning Specification: R-30

MLS Schools

  • Elementary School: Sherrills Ford
  • High School: Bandys

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,401 $690,600 $274,100 $416,500
2024 $3,401 $690,600 $274,100 $416,500
2023 $3,332 $406,500 $125,300 $281,200
2022 $2,866 $406,500 $125,300 $281,200
2021 $2,855 $405,000 $123,800 $281,200
2020 $2,403 $340,900 $123,800 $217,100
2019 $2,403 $340,900 $0 $0
2018 $1,960 $286,100 $123,800 $162,300
2017 $848 $0 $0 $0
2016 $812 $0 $0 $0
2015 $744 $123,800 $123,800 $0
2014 $744 $124,000 $124,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/18/2026 03/18/26 For Sale $1,175,000 +152.7% $840 / Sq Ft
03/05/2020 03/05/20 Sold $465,000 -1.0% $333 / Sq Ft View Prior Sale
01/04/2020 01/04/20 Pending -- -- --
12/04/2019 12/04/19 Price Changed $469,900 -1.1% $336 / Sq Ft
10/04/2019 10/04/19 For Sale $475,000 +220.9% $340 / Sq Ft
11/23/2015 11/23/15 Sold $148,000 -7.4% -- View Prior Sale
10/03/2015 10/03/15 Pending -- -- --
09/24/2015 09/24/15 For Sale $159,900 -- --
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $465,000 None Available
Warranty Deed $148,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $290,000 New Conventional
Previous Owner $126,000 Purchase Money Mortgage
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4357732

Canopy MLS (Canopy Realtor® Association)

APN: 4607195147400000

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