Seller's Agent in 2025
Stephen Caudell
Hammock Realty North Georgia
(706) 491-3245
278 Total Sales
42 Oak Creek Cir Toccoa, GA 30577
4
Beds
3
Baths
4,123
Sq Ft
0.91
Acres
Highlights
- Family Room with Fireplace
- Wood Flooring
- Sun or Florida Room
- Traditional Architecture
- Bonus Room
- Solid Surface Countertops
About This Home
As of September 2025Recently updated and impressive, this all-brick home offers space, flexibility, and charm in a peaceful cul-de-sac setting just minutes from historic downtown Toccoa. With 2,400 sq ft on the main level alone, the home features three generously sized bedrooms, two full bathrooms, a formal dining room perfect for holiday gatherings, a sunroom filled with natural light, and a spacious kitchen with ample cabinetry and countertop space. The kitchen opens directly to a large back deck, ideal for entertaining. Downstairs, the fully finished 1,800 sq ft basement offers a complete in-law suite with its own private entrance through elegant French doors. This expansive suite includes a full kitchen, living area, full bathroom, and plenty of open space, making it ideal for guests, multi-generational living, or potential rental income. The thoughtful layout ensures both privacy and convenience, with easy flow between indoor and outdoor living areas. Additional features include an oversized garage, recently updated finishes throughout, and an attic that is ready to be finished for even more living space, whether you need additional bedrooms, a home office, or a recreational area. Situated on a quiet, cul-de-sac, this home offers the best of both worlds: peaceful living with quick access to shopping, dining, and all the charm that downtown Toccoa has to offer. Don't miss your chance to own this versatile and spacious gem!
Last Agent to Sell the Property
Hammock Realty North Georgia License #357431 Listed on: 07/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,020
Year Built
- Built in 1975
Lot Details
- 0.91 Acre Lot
- Level Lot
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Block Foundation
- Composition Roof
Interior Spaces
- 1-Story Property
- Ceiling Fan
- Fireplace Features Masonry
- Double Pane Windows
- Entrance Foyer
- Family Room with Fireplace
- 2 Fireplaces
- Great Room
- Formal Dining Room
- Den
- Bonus Room
- Sun or Florida Room
- Pull Down Stairs to Attic
Kitchen
- Breakfast Area or Nook
- Dishwasher
- Solid Surface Countertops
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- Walk-In Closet
- In-Law or Guest Suite
- Double Vanity
- Bathtub Includes Tile Surround
Laundry
- Laundry in Mud Room
- Laundry Room
Finished Basement
- Interior and Exterior Basement Entry
- Fireplace in Basement
- Finished Basement Bathroom
- Natural lighting in basement
Parking
- Garage
- Garage Door Opener
Location
- Property is near schools
- Property is near shops
Schools
- Stephens County Middle School
- Stephens County High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Gas Water Heater
- High Speed Internet
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
- Oak Creek Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 29, 2025
Closed on
Sep 22, 2025
Sold by
Pischke Tyler
Bought by
Bennett Toni N and Bennett Christopher C
Seller's Agent
Stephen Caudell
Hammock Realty North Georgia
Buyer's Agent
Bradley Sanders
Hammock Realty North Georgia
List Price
$450,000
Sold Price
$448,000
Premium/Discount to List
-$2,000
-0.44%
Views
93
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.24%
Original Mortgage
$358,000
Outstanding Balance
$357,681
Interest Rate
6.58%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$85,525
Purchase Details
Listed on
Oct 6, 2022
Closed on
Dec 2, 2022
Sold by
Pulliam Deborah Y
Bought by
Pischke Tyler
Seller's Agent
Alice Venter
K & A Realty Group LLC
Buyer's Agent
Laura Vandal
Talan Properties LLC
List Price
$375,000
Sold Price
$375,000
Views
46
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.53%
Original Mortgage
$300,000
Interest Rate
6.95%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 12, 2004
Bought by
Pulliam Charles E and Pulliam Debra Y
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Limited Warranty Deed | $448,000 | -- | |
| Warranty Deed | $375,000 | -- | |
| Deed | $150,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $358,000 | Purchase Money Mortgage | |
| Previous Owner | $300,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/22/2025 09/22/25 | Sold | $448,000 | -0.4% | $109 / Sq Ft | |
| 08/19/2025 08/19/25 | Pending | -- | -- | -- | |
| 07/30/2025 07/30/25 | For Sale | $450,000 | 0.0% | $109 / Sq Ft | |
| 07/25/2025 07/25/25 | Price Changed | $450,000 | +20.0% | $109 / Sq Ft | |
| 12/02/2022 12/02/22 | Sold | $375,000 | 0.0% | $91 / Sq Ft | View Prior Sale |
| 10/08/2022 10/08/22 | Pending | -- | -- | -- | |
| 10/06/2022 10/06/22 | For Sale | $375,000 | -- | $91 / Sq Ft |
Source: Georgia MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,051 | $198,935 | $10,866 | $188,069 |
| 2024 | $3,950 | $133,871 | $10,866 | $123,005 |
| 2023 | $4,413 | $124,780 | $10,866 | $113,914 |
| 2022 | $2,428 | $68,651 | $10,866 | $57,785 |
| 2021 | $2,405 | $64,570 | $10,866 | $53,704 |
| 2020 | $2,417 | $64,333 | $10,866 | $53,467 |
| 2019 | $2,426 | $64,333 | $10,866 | $53,467 |
| 2018 | $0 | $64,333 | $10,866 | $53,467 |
| 2017 | $950 | $64,333 | $10,866 | $53,467 |
| 2016 | $940 | $64,332 | $10,865 | $53,467 |
| 2015 | $988 | $64,425 | $10,865 | $53,560 |
| 2014 | $1,003 | $64,426 | $10,866 | $53,560 |
| 2013 | -- | $64,425 | $10,865 | $53,560 |
Source: Public Records
Agents Affiliated with this Home
-
Stephen Caudell
-
Bradley Sanders
Buyer's Agent in 2025
Bradley Sanders
Hammock Realty North Georgia
(770) 330-5206
102 Total Sales
-
Alice Venter
Seller's Agent in 2022
Alice Venter
K & A Realty Group LLC
(706) 968-6438
58 Total Sales
-
Laura Vandal
Buyer's Agent in 2022
Laura Vandal
Talan Properties LLC
(678) 238-8738
65 Total Sales
Map
Source: Georgia MLS
MLS Number: 10571309
APN: T26-143
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.
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