$450,000
PENDING

42 Oak Creek Cir Toccoa, GA 30577

Estimated payment $2,795/month

Total Views 3,891
4 Beds
3 Baths
4,123 Sq Ft
$109 Price per Sq Ft

Highlights

  • Family Room with Fireplace
  • Wood Flooring
  • Sun or Florida Room
  • Traditional Architecture
  • Bonus Room
  • Solid Surface Countertops

About This Home

Recently updated and impressive, this all-brick home offers space, flexibility, and charm in a peaceful cul-de-sac setting just minutes from historic downtown Toccoa. With 2,400 sq ft on the main level alone, the home features three generously sized bedrooms, two full bathrooms, a formal dining room perfect for holiday gatherings, a sunroom filled with natural light, and a spacious kitchen with ample cabinetry and countertop space. The kitchen opens directly to a large back deck, ideal for entertaining. Downstairs, the fully finished 1,800 sq ft basement offers a complete in-law suite with its own private entrance through elegant French doors. This expansive suite includes a full kitchen, living area, full bathroom, and plenty of open space, making it ideal for guests, multi-generational living, or potential rental income. The thoughtful layout ensures both privacy and convenience, with easy flow between indoor and outdoor living areas. Additional features include an oversized garage, recently updated finishes throughout, and an attic that is ready to be finished for even more living space, whether you need additional bedrooms, a home office, or a recreational area. Situated on a quiet, cul-de-sac, this home offers the best of both worlds: peaceful living with quick access to shopping, dining, and all the charm that downtown Toccoa has to offer. Don't miss your chance to own this versatile and spacious gem!

Listing Agent

Stephen Caudell

Hammock Realty North Georgia License #357431 Listed on: 07/29/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,020

Year Built

  • Built in 1975

Lot Details

  • 0.91 Acre Lot
  • Level Lot

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Composition Roof

Interior Spaces

  • 1-Story Property
  • Ceiling Fan
  • Fireplace Features Masonry
  • Double Pane Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Great Room
  • Formal Dining Room
  • Den
  • Bonus Room
  • Sun or Florida Room
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Area or Nook
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite
  • Double Vanity
  • Bathtub Includes Tile Surround

Laundry

  • Laundry in Mud Room
  • Laundry Room

Finished Basement

  • Interior and Exterior Basement Entry
  • Fireplace in Basement
  • Finished Basement Bathroom
  • Natural lighting in basement

Parking

  • Garage
  • Garage Door Opener

Location

  • Property is near schools
  • Property is near shops

Schools

  • Stephens County Middle School
  • Stephens County High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Oak Creek Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,020

Year Built

Built in 1975

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1975
  • ArchitecturalStyle: Traditional
  • Levels: One
  • Lot Size Acres: .91
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 4123
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Gas Water Heater
  • Bedrooms: 4
  • Dining Room Features: Separate Room
  • Basement: Bath Finished, Daylight, Exterior Entry, Finished, Interior Entry
  • Below Grade Finished Sq Ft: 1800
  • Total Finished Sq Ft: 2323
  • Above Grade Finished Sq Ft: 2323
  • Interior Amenities: Double Vanity, In-Law Floorplan, Master On Main Level, Pulldown Attic Stairs, Tile Bath, Walk-In Closet(s)
  • Full Bathrooms: 3
  • Fireplace Features: Basement, Family Room, Masonry
  • Flooring: Carpet, Hardwood, Tile
  • Kitchen Features: Breakfast Area, Solid Surface Counters
  • Window Features: Double Pane Windows
  • Price Per Square Foot: 115.207

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 2
  • Bedroom Lower Level: 1
  • Bedroom Main Level: 3

Exterior Features

  • Construction Materials: Brick
  • Foundation Details: Block
  • Lot Features: Level
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Parking Features: Garage, Garage Door Opener

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central
  • Laundry Features: In Mud Room
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Sewer Connected, Underground Utilities, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: Street Lights, Walk To Schools, Walk To Shopping

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Other
  • High School: Stephens County
  • Middle School: Stephens County
  • Elementary School: Other
  • Middle School: Stephens County
  • High School: Stephens County

Lot Info

  • Deed Book: 1317
  • Deed Page: 80
  • Plat Book: 6
  • Plat Page: 188

Multi Family

  • Total Fireplaces: 2

Tax Info

  • Year: 24
  • Tax Annual Amount: 5020.12

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,950 $133,871 $10,866 $123,005
2023 $4,413 $124,780 $10,866 $113,914
2022 $2,428 $68,651 $10,866 $57,785
2021 $2,405 $64,570 $10,866 $53,704
2020 $2,417 $64,333 $10,866 $53,467
2019 $2,426 $64,333 $10,866 $53,467
2018 $0 $64,333 $10,866 $53,467
2017 $950 $64,333 $10,866 $53,467
2016 $940 $64,332 $10,865 $53,467
2015 $988 $64,425 $10,865 $53,560
2014 $1,003 $64,426 $10,866 $53,560
2013 -- $64,425 $10,865 $53,560
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2025 08/19/25 Pending -- -- --
07/30/2025 07/30/25 For Sale $450,000 0.0% $109 / Sq Ft
07/25/2025 07/25/25 Price Changed $450,000 +20.0% $109 / Sq Ft
12/02/2022 12/02/22 Sold $375,000 0.0% $91 / Sq Ft
10/08/2022 10/08/22 Pending -- -- --
10/06/2022 10/06/22 For Sale $375,000 -- $91 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $375,000 --
Deed $150,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,000 New Conventional
Previous Owner $104,750 New Conventional
Previous Owner $185,000 New Conventional
Source: Public Records

Source: Georgia MLS

MLS Number: 10571309

Georgia MLS

APN: T26-143