$305,000
SOLD AUG 12, 2025

42 Summit Ln Jay, NY 12941

3 Beds
3 Baths
1,680 Sq Ft
1.7 Acres

Recently Sold

$182 Per Sq Ft

28% Below List Price

0 Day on Market

Highlights

  • Above Ground Pool
  • Adirondack Architecture
  • Wooded Lot
  • View of Trees or Woods
  • Deck
  • Wood Flooring

About This Home

As of August 2025

Welcome to the Clark Mountain House - your Adirondack Retreat Awaits!
Nestle at the base of Clark Mtn in Ausable Acres, this home beckons outdoor enthusiasts & nature lovers alike to experience a life steeped in tranquility & adventure. This home, completed in 2019, showcases an impressive 1,680 Sq Ft of beautifully crafted living space. Open concept living room, dining room & stunning custom kitchen - great for entertaining family & friends.
Large wrap around deck to enjoy sunrise & sunset along with 2nd floor deck off primary suite. With 3 bedrooms & 3 custom baths, this home offers a perfect blend of comfort & functionality. Large lower level with full bathroom, walk out access - would make a great recreation room & additional living space. Incredibly efficient heat pump heating system with A/C & pellet stove for a additional heat source. Some finish work is needed on the second level along with deck railing replacement. Property offers 1.70 acres, with a trail from the property that connects to the 8+ mile trail system along with access to 40 acres of NYS land allows for added privacy & exploration right from your own property.
Join the HOA for $75 yearly fee and unlock a world of outdoor experiences. Enjoy privileged access to over 8 miles of trails for hiking/biking/snowshoe/ski, Lake Eaton recreation area, tennis/pickleball courts & West branch of the Ausable River access. Within 15 minutes to Whiteface, 30 minutes to High Peak hiking, Lake Placid, 40 minutes to Saranac Lake & Plattsburgh.

Last Agent to Sell the Property

Michelle Loughren

B.A. Straight Real Estate License #10301216891 Listed on: 01/07/2025

Co-Listed By

Shannon Bombard

B.A. Straight Real Estate License #10301203255

Last Buyer's Agent

Stuart Ruttan, II

Merrill L. Thomas, Inc. License #10401349737

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,128

Year Built

  • Built in 2010 | Remodeled

Lot Details

  • 1.7 Acre Lot
  • Dirt Road
  • Level Lot
  • Wooded Lot
  • Many Trees
  • Garden
  • Back and Front Yard

Property Views

  • Woods
  • Mountain

Home Design

  • Adirondack Architecture
  • Contemporary Architecture
  • Concrete Foundation
  • Poured Concrete
  • Wood Siding

Interior Spaces

  • 1,680 Sq Ft Home
  • 2-Story Property
  • Beamed Ceilings
  • High Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Living Room
  • Dining Room
  • Workshop
  • Washer and Dryer

Kitchen

  • Gas Range
  • Microwave
  • Freezer
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Laminate
  • Concrete
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Partially Finished Basement

  • Walk-Out Basement
  • Laundry in Basement
  • Basement Storage

Parking

  • Circular Driveway
  • Shared Driveway

Outdoor Features

  • Above Ground Pool
  • Deck
  • Wrap Around Porch

Utilities

  • Central Air
  • Heating System Uses Propane
  • Heat Pump System
  • Pellet Stove burns compressed wood to generate heat
  • 200+ Amp Service
  • Private Water Source
  • Septic Tank
  • Internet Available

Community Details

  • No Home Owners Association
  • Ausable Acres Subdivision

Listing and Financial Details

  • Assessor Parcel Number 17.31-3-10.000

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,128

Year Built

Built in 2010 | Remodeled

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.7
  • Road Frontage Type: Public
  • Road Surface Type: Dirt
  • Co List Office Mls Id: 110
  • Co List Office Phone: 518-946-2600
  • Subdivision Name: Ausable Acres
  • Directions: From NYS Rt 86 -- turn onto Ausable Dr for 2.6 miles. Turn left onto Sawmill Dr .90 miles. Turn onto Summit Ln - follow for .30 miles - home on left.
  • Above Grade Finished Sq Ft: 1680.0
  • Architectural Style: Adirondack, Contemporary
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Year Built: 2010
  • Financial Details School Taxes: 5007.52
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • School Taxes Description: Actual
  • Room Types:Living Room2: Yes
  • Room Types:Dining Room2: Yes
  • Room Types:Workshop2: Yes
  • General Property Information Senior Community YN: No
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Freezer, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer
  • Has Basement: Concrete, Partially Finished, Storage Space, Walk-Out Access
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Concrete, Hardwood, Laminate, Tile
  • Interior Amenities: Beamed Ceilings, High Ceilings
  • Living Area: 1680.0
  • Stories: 2
  • Window Features: Double Pane Windows
  • Appliances Dishwasher: Yes
  • Appliances:Gas Range: Yes
  • Basement:Walk-Out Access: Yes
  • Basement:Partially Finished: Yes
  • Appliances:Freezer: Yes

Exterior Features

  • Lot Features: Back Yard, Front Yard, Garden, Level, Many Trees, Sloped, Sloped Up, Views, Wooded
  • Pool Features: Above Ground
  • View: Mountain(s), Trees/Woods
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Wood Siding
  • Exterior Features: Garden
  • Foundation Details: Poured
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Wrap Around
  • Property Condition: Updated/Remodeled
  • Roof: Asphalt
  • Lot Features:Level: Yes
  • Lot Features:Wooded: Yes
  • Construction Materials:Wood Siding: Yes
  • Window Features:Double Pane Windows: Yes
  • Lot Features:Views: Yes
  • Lot Features:Many Trees: Yes
  • Exterior Features:Garden: Yes
  • Lot Features:Garden2: Yes
  • Lot Features:Sloped: Yes
  • Lot Features:Sloped Up: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Circular Driveway, Shared Driveway

Utilities

  • Laundry Features: In Basement
  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump, Pellet Stove, Propane
  • Heating Yn: Yes
  • Electric: 200+ Amp Service
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Internet Connected, Sewer Available, Water Connected
  • Water Source: Private
  • Heating:Electric4: Yes
  • Sewer Septic Tank: Yes
  • Heating:Pellet Stove2: Yes
  • Heating:Propane2: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No
  • Pets Allowed: Yes

Schools

  • Junior High Dist: Ausable Valley

Lot Info

  • Lot Size Sq Ft: 74052.0
  • Parcel #: 17.31-3-10.000
  • Zoning: Residential

Rental Info

  • Lease Term: None

Tax Info

  • Tax Annual Amount: 8127.65

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 7, 2025
Closed on
Jul 23, 2025
Sold by
Thwaits Morgan L and Thwaits Jody A
Bought by
Schafsteck Nathan J
Seller's Agent
Michelle Loughren
B.A. Straight Real Estate
Buyer's Agent
Stuart Ruttan, II
Merrill L. Thomas, Inc.
List Price
$425,000
Sold Price
$305,000
Premium/Discount to List
-$120,000
-28.24%
Current Estimated Value
$353,636

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$48,636
Avg. Annual Appreciation
49.16%
Original Mortgage
$295,850
Outstanding Balance
$294,806
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$58,830

Purchase Details

Closed on
Mar 26, 2019
Sold by
Simpson Richard G and Simpson Patricia A
Bought by
Thwaits Morgan L and Thwaits Jody A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $305,000 --
Warranty Deed $76,000 --
Warranty Deed $76,000 --
Warranty Deed $76,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $295,850 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/12/2025 08/12/25 Sold $305,000 -12.9% $182 / Sq Ft
05/05/2025 05/05/25 Price Changed $350,000 -6.7% $208 / Sq Ft
02/26/2025 02/26/25 Price Changed $375,000 -6.2% $223 / Sq Ft
01/27/2025 01/27/25 Price Changed $399,900 -5.9% $238 / Sq Ft
01/07/2025 01/07/25 For Sale $425,000 0.0% $253 / Sq Ft
12/11/2024 12/11/24 Pending -- -- --
12/11/2024 12/11/24 For Sale $425,000 +502.8% $253 / Sq Ft
08/12/2023 08/12/23 Off Market $70,500 -- --
05/17/2018 05/17/18 Sold $70,500 -29.5% $41 / Sq Ft View Prior Sale
05/22/2017 05/22/17 Pending -- -- --
05/22/2017 05/22/17 For Sale $100,000 -- $59 / Sq Ft
Source: Adirondack-Champlain Valley MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,128 $418,900 $185,400 $233,500
2023 $7,129 $335,100 $117,800 $217,300
2022 $6,734 $282,400 $59,800 $222,600
2021 $6,617 $239,300 $52,800 $186,500
2020 $6,964 $244,400 $36,200 $208,200
2019 $6,933 $244,400 $36,200 $208,200
2018 $4,043 $163,300 $36,200 $127,100
2017 $6,408 $163,300 $36,200 $127,100
2016 $5,816 $148,700 $36,200 $112,500
2015 -- $148,700 $36,200 $112,500
2014 -- $148,700 $36,200 $112,500
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2025

    Michelle Loughren

    B.A. Straight Real Estate

    90 in this area

    121 Total Sales

    Michelle Loughren
    Section Image

  • S

    Seller Co-Listing Agent in 2025

    Shannon Bombard

    B.A. Straight Real Estate

    (518) 946-2600

    27 in this area

    44 Total Sales

    Shannon Bombard
    Section Image
  • Stuart Ruttan, II

    Buyer's Agent in 2025

    Stuart Ruttan, II

    Merrill L. Thomas, Inc.

    (518) 524-6334

    3 in this area

    38 Total Sales

    Stuart Ruttan, II
    Section Image
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Map

Source: Adirondack-Champlain Valley MLS

MLS Number: 203606

APN: 152800-017-031-0003-010-000-0000

New York Essex County Jay 12941

42 Summit Ln, Jay, NY

Sold

Detached

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