Seller's Agent in 2023
Mike Habib
Coldwell Banker Realty
(619) 985-2827
18 Total Sales
420 El Monte Rd El Cajon, CA 92020
Estimated Value: $629,000 - $684,000
2
Beds
1
Bath
848
Sq Ft
$781/Sq Ft
Est. Value
Highlights
- No HOA
- Fireplace
- Views
- Grossmont High School Rated A
- Cooling Available
- Laundry Room
About This Home
As of October 2023Fantastic little house; ready for an imaginative expansion (ideal to add ADU/JADU; zoned RS-6). Refinished original hardwood floors and repainting interior. Solar panels. Garage was converted to a large laundry room (garage door encloses a small workshop). Xeriscaped front yard; large rear yard with storage/office structure and shed. Fruit trees; citruses and figs. Retractable patio canopy. Sunny Slope neighborhood of El Cajon, west of the I-8, and at the base of eastern Fletcher Hills. Close to shopping at Parkway Plaza, numerous medical offices nearby as well as Grossmont Hospital. Grossmont High School and Grossmont College are both closeby. City Hall and the cultural hub of downtown El Cajon is just down Main Street. The home is about a 1/2 mile to the El Cajon Transit Station; trolley access and 8 different bus lines.
Last Agent to Sell the Property
Coldwell Banker Realty License #00694258 Listed on: 07/02/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,731
Year Built
- Built in 1952
Lot Details
- 6,800 Sq Ft Lot
- Lot Dimensions are 53x124x53x124
- Level Lot
- Front Yard
- Property is zoned RS-6
Home Design
- Entry on the 1st floor
Interior Spaces
- 848 Sq Ft Home
- 1-Story Property
- Fireplace
- Property Views
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Utilities
- Cooling Available
- No Heating
Additional Features
- Exterior Lighting
- Suburban Location
Community Details
- No Home Owners Association
- Foothills
Listing and Financial Details
- Tax Tract Number 2740
- Assessor Parcel Number 4870601700
- $1,266 per year additional tax assessments
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 17, 2025
Sold by
Grassa Living Trust and Grassa Russell
Bought by
Grassa Marialisa and Lazarte Gerardo A
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,500,000
Outstanding Balance
$1,496,209
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
-$833,814
Purchase Details
Listed on
Jul 2, 2023
Closed on
Sep 20, 2023
Sold by
D Edgar And Mary Lorraine Jones Family T
Bought by
Grassa Living Trust and Grassa
Seller's Agent
Mike Habib
Coldwell Banker Realty
Buyer's Agent
Russell Grassa
Russell Grassa, Broker
List Price
$597,000
Sold Price
$585,000
Premium/Discount to List
-$12,000
-2.01%
Views
266
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.34%
Original Mortgage
$525,000
Interest Rate
7.18%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 11, 2007
Sold by
Jones D Edgar and Jones Mary L
Bought by
Jones D Edgar and Jones Mary Lorraine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$544,185
Interest Rate
6.17%
Mortgage Type
Reverse Mortgage Home Equity Conversion Mortgage
Purchase Details
Closed on
Nov 6, 2006
Sold by
Jones D Edgar and Jones Mary Lorraine
Bought by
The D Edgar & Mary Lorraine Jones Trust
Purchase Details
Closed on
Jan 3, 2005
Sold by
Jones D Edgar and Jones Mary Lorraine
Bought by
Jones D Edgar and Jones Mary L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,000
Interest Rate
5.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 27, 2003
Sold by
Jones D Edgar and Jones Mary Lorraine
Bought by
Jones D Edgar and Jones Mary L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,500
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 30, 2001
Sold by
Jones D Edgar and Jones Mary Lorraine
Bought by
Jones D Edgar and Jones Mary Lorraine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,000
Interest Rate
6.67%
Purchase Details
Closed on
Dec 2, 1999
Sold by
Edgar Jones D and Edgar Mary L
Bought by
Jones D Edgar and Jones Mary Lorraine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,100
Interest Rate
7.57%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Nov 12, 1998
Sold by
Edgar Jones D and Edgar Mary L
Bought by
Jones D Edgar and Jones Mary Lorraine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$29,000
Interest Rate
6.88%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Sep 23, 1998
Sold by
Edgar Jones D and Edgar Mary L
Bought by
Jones D Edgar and Jones Mary Lorraine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$29,000
Interest Rate
6.88%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jun 10, 1998
Sold by
Edgar Jones D and Edgar Mary L
Bought by
Jones D Edgar and Jones Mary Lorraine
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Grassa Marialisa | $2,000,000 | Lawyers Title | |
| Grassa Living Trust | $585,000 | Equity Title San Diego | |
| Jones D Edgar | -- | Commonwealth Land Title Co | |
| The D Edgar & Mary Lorraine Jones Trust | -- | None Available | |
| Jones D Edgar | -- | Gateway Title Company | |
| Jones D Edgar | -- | New Century Title Company | |
| Jones D Edgar | -- | New Century Title Company | |
| Jones D Edgar | -- | -- | |
| Jones D Edgar | -- | New Century Title Company | |
| Jones D Edgar | -- | Gateway Title Company | |
| Jones D Edgar | -- | Guardian Title Company | |
| Jones D Edgar | -- | -- | |
| Jones D Edgar | -- | Stewart Title | |
| Jones D Edgar | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Grassa Marialisa | $1,500,000 | |
| Previous Owner | Grassa Living Trust | $525,000 | |
| Previous Owner | Jones D Edgar | $544,185 | |
| Previous Owner | Jones D Edgar | $197,000 | |
| Previous Owner | Jones D Edgar | $166,500 | |
| Previous Owner | Jones D Edgar | $137,000 | |
| Previous Owner | Jones D Edgar | $48,100 | |
| Previous Owner | Jones D Edgar | $29,000 | |
| Closed | Jones D Edgar | $20,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/16/2023 10/16/23 | Sold | $585,000 | -2.0% | $690 / Sq Ft |
| 09/14/2023 09/14/23 | Pending | -- | -- | -- |
| 09/05/2023 09/05/23 | For Sale | $597,000 | 0.0% | $704 / Sq Ft |
| 08/21/2023 08/21/23 | Pending | -- | -- | -- |
| 08/10/2023 08/10/23 | For Sale | $597,000 | 0.0% | $704 / Sq Ft |
| 08/07/2023 08/07/23 | Pending | -- | -- | -- |
| 08/01/2023 08/01/23 | Price Changed | $597,000 | -5.1% | $704 / Sq Ft |
| 07/18/2023 07/18/23 | Price Changed | $629,000 | -3.1% | $742 / Sq Ft |
| 07/02/2023 07/02/23 | For Sale | $649,000 | -- | $765 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,731 | $706,700 | $459,000 | $247,700 |
| 2024 | $7,731 | $585,000 | $450,000 | $135,000 |
| 2023 | $1,360 | $75,665 | $35,945 | $39,720 |
| 2022 | $1,266 | $74,183 | $35,241 | $38,942 |
| 2021 | $1,224 | $72,729 | $34,550 | $38,179 |
| 2020 | $1,228 | $71,984 | $34,196 | $37,788 |
| 2019 | $814 | $70,574 | $33,526 | $37,048 |
| 2018 | $800 | $69,191 | $32,869 | $36,322 |
| 2017 | $788 | $67,835 | $32,225 | $35,610 |
| 2016 | $754 | $66,506 | $31,594 | $34,912 |
| 2015 | $749 | $65,508 | $31,120 | $34,388 |
| 2014 | $734 | $64,226 | $30,511 | $33,715 |
Source: Public Records
Agents Affiliated with this Home
-
Mike Habib
-
Alice Kulikowski
Seller Co-Listing Agent in 2023
Alice Kulikowski
Coldwell Banker Realty
(619) 315-7383
14 Total Sales
-
Russell Grassa
R
Buyer's Agent in 2023
Russell Grassa
Russell Grassa, Broker
(619) 571-1989
3 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: PTP2303162
APN: 487-060-17
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Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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