Seller's Agent in 2025
Jodi Klepac
Edina Realty, Inc.
(651) 226-2672
5 in this area
231 Total Sales
420 Emerald Ln Saint Paul, MN 55115
5
Beds
4.5
Baths
5,977
Sq Ft
3.88
Acres
Highlights
- 400 Feet of Waterfront
- Beach Access
- 169,013 Sq Ft lot
- O.H. Anderson Elementary School Rated A
- Multiple Garages
- Family Room with Fireplace
About This Home
As of April 2025A rare opportunity to own a lakeside retreat on nearly 4 acres in award-winning Mahtomedi School District. With 400 feet of fully recreational lakeshore, this exceptional home is designed for year-round lake life from boating and jet skiing to fishing & ice skating.
Remodeled top to bottom compliments of a local interior designer, this lake home blends natural elements with modern comforts creating a relaxing retreat that maximizes waterfront views. Large windows frame the lake, allowing natural light to flood the open concept living space. The color palette draws inspiration from the surroundings including soft blues, earthy neutrals and warm wood flooring.
The great room is anchored by a stunning fireplace, adding warmth and texture, while plush seating invites cozy gatherings. The kitchen features a 10-foot island with gorgeous quartz countertops providing the perfect place for parties and family gatherings.
Bedrooms prioritize comfort and subtle nods to nature through textured wallpaper and decor. The primary suite includes a private balcony offering a serene spot to enjoy morning coffee and happy hour cocktails while enjoying the sunsets. Main level living with the potential for 2 bedroom suites and a lower level with an additional 2 bedroom en-suites and a bunk room. Plenty of space for family and friends a like!
Outdoor spaces are thoughtfully designed with a large deck, fire pit, sandy beach and more! Imagine the summer soirees, graduation parties and a space large enough for a wedding! The lake life you have been dreaming of!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $14,651
Year Built
- Built in 1986
Lot Details
- 3.88 Acre Lot
- Lot Dimensions are 193x485x706x476
- 400 Feet of Waterfront
- Lake Front
- Cul-De-Sac
- Property has an invisible fence for dogs
- Many Trees
Parking
- 5 Car Attached Garage
- Multiple Garages
- Tuck Under Garage
- Insulated Garage
- Garage Door Opener
Interior Spaces
- 1-Story Property
- Wood Burning Fireplace
- Stone Fireplace
- Gas Fireplace
- Mud Room
- Family Room with Fireplace
- 3 Fireplaces
- Living Room with Fireplace
- Dining Room
- Game Room
- Hobby Room
- Home Gym
- Radiant Floor
Kitchen
- Built-In Double Oven
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
- The kitchen features windows
Bedrooms and Bathrooms
- 5 Bedrooms
Laundry
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Basement Storage
- Basement Window Egress
Outdoor Features
- Beach Access
- Porch
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Private Water Source
- Gas Water Heater
- Water Softener is Owned
Community Details
- No Home Owners Association
- Emerald Pointe Subdivision
Listing and Financial Details
- Assessor Parcel Number 2003021110018
Matterport 3D Tour
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 21, 2025
Sold by
Craig Gavin and Shelley Lynn
Bought by
Craig Gavin and Craig Shelley Lynn
Current Estimated Value
Purchase Details
Closed on
Sep 8, 2021
Sold by
Green Gina T and Green Frederick C
Bought by
Mcmanus Chris and Gibson Michelle
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,060,500
Interest Rate
2.45%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 18, 2016
Sold by
Cartus Financial Corporation
Bought by
Green Frederick C and Green Gina T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$704,000
Interest Rate
3.62%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Jul 13, 2015
Sold by
Krohn Scott and Cornejo Krohn Lourdes
Bought by
Cartus Financial Corporation
Purchase Details
Listed on
Apr 11, 2012
Closed on
Jul 12, 2012
Sold by
Conroy Thomas and Conroy Mary
Bought by
Krohn Scott and Cornejo Krohn Lourdes
Seller's Agent
John Hanson
SPARA Realty, Inc
Buyer's Agent
Patrick McGrath
Coldwell Banker Burnet
List Price
$889,000
Sold Price
$852,500
Premium/Discount to List
-$36,500
-4.11%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.37%
Original Mortgage
$402,500
Interest Rate
3.48%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 19, 2000
Sold by
Collova Edward J and Collova Linda M
Bought by
Conroy Thomas C and Conroy Mary M
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $500 | None Listed On Document | |
| Warranty Deed | $1,515,000 | Titlesmart Inc | |
| Warranty Deed | $880,000 | Burnet Title | |
| Warranty Deed | $946,000 | Burnet Title | |
| Warranty Deed | $852,500 | Stewart Title Of Minnesota | |
| Warranty Deed | $1,000,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $1,060,500 | New Conventional | |
| Previous Owner | $704,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $402,500 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/18/2025 04/18/25 | Sold | $1,975,000 | -6.0% | $330 / Sq Ft | |
| 02/24/2025 02/24/25 | Pending | -- | -- | -- | |
| 02/13/2025 02/13/25 | For Sale | $2,100,000 | +146.3% | $351 / Sq Ft | |
| 07/23/2012 07/23/12 | Sold | $852,500 | -4.1% | $146 / Sq Ft | View Prior Sale |
| 06/05/2012 06/05/12 | Pending | -- | -- | -- | |
| 04/11/2012 04/11/12 | For Sale | $889,000 | -- | $152 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $15,302 | $1,250,600 | $337,200 | $913,400 |
| 2023 | $15,302 | $1,248,900 | $377,200 | $871,700 |
| 2022 | $13,882 | $1,221,100 | $377,700 | $843,400 |
| 2021 | $13,782 | $975,400 | $308,300 | $667,100 |
| 2020 | $13,536 | $998,800 | $310,300 | $688,500 |
| 2019 | $14,882 | $970,200 | $243,300 | $726,900 |
| 2018 | $13,464 | $1,008,500 | $203,300 | $805,200 |
| 2017 | $13,062 | $968,800 | $173,300 | $795,500 |
| 2016 | $13,656 | $892,900 | $269,600 | $623,300 |
| 2015 | $13,502 | $895,500 | $221,100 | $674,400 |
| 2013 | -- | $854,400 | $214,600 | $639,800 |
Source: Public Records
Agents Affiliated with this Home
-
Jodi Klepac
-
Sara Yocum
Seller Co-Listing Agent in 2025
Sara Yocum
Edina Realty, Inc.
(651) 334-4740
6 in this area
204 Total Sales
-
Jim and Shelley Diffley
J
Buyer's Agent in 2025
Jim and Shelley Diffley
Edina Realty, Inc.
(612) 986-6418
1 in this area
213 Total Sales
-
J
Seller's Agent in 2012
John Hanson
SPARA Realty, Inc
-
P
Buyer's Agent in 2012
Patrick McGrath
Coldwell Banker Burnet
Map
Source: NorthstarMLS
MLS Number: 6654990
APN: 20-030-21-11-0018
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