420 Stonemill Ln Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $441,000 - $474,000
3
Beds
3
Baths
2,562
Sq Ft
$178/Sq Ft
Est. Value
Highlights
- Recreation Room
- Wood Flooring
- Granite Countertops
- Oswego High School Rated A-
- Corner Lot
- 5-minute walk to Pearce's Ford Park
About This Home
As of May 2021This Millrace Creek home is clean! Clean! Clean! These original owners built this home and have maintained it so well throughout the years. There are so many new/newer items including the furnace, roof, gutters, Pella family room window & Pella sliding glass door, humidifier, garage door, carpet, stove, refrigerator, dishwasher & dryer. Work from home? ELearning? Not a problem! In addition to the 1st floor office/4th bedroom there is a 19x14 office in the finished basement that includes 2 built in work stations complete with desks, cabinets/drawers, a storage space and plenty of closets. The basement also has a rec room with a wonderful gathering space showcasing a beautiful built in entertainment unit for all the electronic toys! The kitchen is upgraded and includes granite, a ceramic backsplash and most of the appliances are new. The family room is anchored by a gas, brick fireplace with a raised hearth and the new Pella windows highlights the fenced yard with a custom brick pave patio, knee wall and landscape wall. The eating area is nestled between the family room & kitchen and has an updated chandelier. The 1st floor laundry room has a closet, utility tub, cabinets, hooks for those backpacks and a convenient door to the garage where you will discover finished walls, built in shelving and new garage door. The first floor is also home to the dining room, living room & office that can easily be bedroom #4 with its closet. Upstairs is the master suite with a private full bathroom and 2 other bedrooms that both have new carpet, ceiling fans/lights and walk in closets! Walking up to this home you will know all are welcome with the quaint covered front porch. Walking in you will love the dramatic entry. Welcome home!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,602
Year Built
- 1990
Lot Details
- Fenced Yard
- Corner Lot
HOA Fees
- $45 per month
Parking
- Attached Garage
- Driveway
- Garage Is Owned
Home Design
- Brick Exterior Construction
- Asphalt Shingled Roof
- Cedar
Interior Spaces
- Built-In Features
- Attached Fireplace Door
- Gas Log Fireplace
- Dining Area
- Home Office
- Recreation Room
- Storage Room
- Storm Screens
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Partial Basement
- Recreation or Family Area in Basement
- Crawl Space
- Basement Storage
Outdoor Features
- Brick Porch or Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Water Softener is Owned
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 5, 2021
Closed on
May 14, 2021
Sold by
Snider John R and Snider Luann G
Bought by
Barron Nivardo and Barron Allissia
Seller's Agent
Carol Guist
Baird & Warner
Buyer's Agent
Cynthia Agate
Keller Williams Preferred Rlty
List Price
$339,000
Sold Price
$350,000
Premium/Discount to List
$11,000
3.24%
Total Days on Market
3
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$105,653
Avg. Annual Appreciation
6.80%
Original Mortgage
$310,000
Outstanding Balance
$285,462
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$170,191
Purchase Details
Closed on
Dec 22, 2010
Sold by
Snider John R and Snider Luann G
Bought by
Snider John R and Snider Luann G
Purchase Details
Closed on
Aug 1, 1990
Bought by
Snider John and Snider Luann
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Oswego, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Barron Nivardo | $350,000 | Baird & Warner Ttl Svcs Inc | |
| Snider John R | -- | None Available | |
| Snider John | $173,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Barron Nivardo | $310,000 | |
| Previous Owner | Snider John | $200,000 | |
| Closed | Snider John | -- |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/21/2021 05/21/21 | Sold | $350,000 | +3.2% | $137 / Sq Ft |
| 04/08/2021 04/08/21 | Pending | -- | -- | -- |
| 04/05/2021 04/05/21 | For Sale | $339,000 | -- | $132 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $9,602 | $120,203 | $22,879 | $97,324 |
| 2022 | $9,602 | $112,339 | $21,382 | $90,957 |
| 2021 | $8,526 | $102,126 | $19,438 | $82,688 |
| 2020 | $7,896 | $94,561 | $17,998 | $76,563 |
| 2019 | $7,540 | $89,552 | $17,998 | $71,554 |
| 2018 | $8,533 | $96,364 | $24,292 | $72,072 |
| 2017 | $8,371 | $92,658 | $23,358 | $69,300 |
| 2016 | $8,733 | $89,960 | $22,678 | $67,282 |
| 2015 | $8,873 | $87,339 | $22,017 | $65,322 |
| 2014 | -- | $83,180 | $20,969 | $62,211 |
| 2013 | -- | $84,020 | $21,181 | $62,839 |
Source: Public Records
Agents Affiliated with this Home
-
Carol Guist
Seller's Agent in 2021
Carol Guist
Baird Warner
(630) 244-6808
29 in this area
281 Total Sales
-
Cynthia Agate
Buyer's Agent in 2021
Cynthia Agate
Keller Williams Preferred Rlty
(708) 274-0743
1 in this area
81 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD11042164
APN: 03-09-277-001
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