$888,000
SOLD AUG 4, 2025

4201 32nd St S St. Cloud, MN 56301

4 Beds
4.5 Baths
4,608 Sq Ft
2.95 Acres

Recently Sold

$193 Per Sq Ft

13% Below List Price

169 Days on Market

Highlights

  • Family Room with Fireplace
  • No HOA
  • Home Gym
  • Radiant Floor
  • Home Office
  • Built-In Double Oven

About This Home

As of August 2025

This exceptional builder’s personal residence showcases an unparalleled level of craftsmanship and design, perfectly nestled on nearly 3 acres in Cortona, a luxury enclave within the sought-after Stone Gate neighborhood on the vibrant southern edge of town. From the moment you arrive, the home's distinctive architecture captivates, featuring full-glass overhead garage doors and a breathtaking entryway with a radius wood beam ceiling. Step through the grand double doors into a spectacular great room, where soaring 10 ft ceilings with elegant soffits, an oversized fireplace, and an expansive wall of windows frame stunning views of the serene woods and wetlands beyond. Designed for both beauty and functionality, the gourmet kitchen boasts contemporary flush cabinetry with premium Hafele hardware, double-thick granite countertops, a custom glass backsplash, double ovens, and a professional-grade 36” gas cooktop. A spacious center island anchors the space, while the adjacent dining area offers access to the deck and outdoor eating area. A sophisticated office just off the entry features rich bamboo flooring and abundant natural light, creating an ideal workspace. The expansive primary suite is a private retreat, complete with a spa-like bath featuring a porcelain tile shower with six showerheads, a bubble jet tub, and dual floating vanities. Convenience meets design with a well-appointed drop zone, main-floor laundry, and a stylish half-bath. Descend the stunning staircase, accented with custom glass and stainless steel railing, to a lower level designed for entertainment and relaxation. The family room boasts a sleek wet bar, a second fireplace, and a massive 16’x8’ patio door opening to the outdoor living space. This level also includes three generously sized bedrooms, two with private ensuite baths. The third lower bath has a steam shower, and is ideally positioned next to the gym, which features cork flooring and custom glass overlooking the common areas. The four-stall heated garage has in-floor heat, an epoxy-coated floor and a full staircase leading to nearly 600 sq ft of finished storage above. Outside, the home is wrapped in elegant stucco, complemented by refreshed landscaping with concrete edging, a spacious rear patio, and a partially covered composite deck with a commercial-grade rubber roof, ensuring protection for the covered patio below. A tranquil backyard pond with a fountain, along with a private well for irrigation, enhances the home’s picturesque setting. Home automation includes an updated Control4 system for seamless management of lighting, whole-home audio, and televisions. There are power blinds, and the newer furnace and central air conditioner are app controlled. This extraordinary home is loaded with countless high-end upgrades that must be seen in person to be fully appreciated. Don’t miss the opportunity to experience its unique blend of luxury and comfort.

Last Agent to Sell the Property

Matt Wieber

Agency North Real Estate, Inc Listed on: 02/06/2025

Last Buyer's Agent

Matt Wieber

Agency North Real Estate, Inc Listed on: 02/06/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,334

Year Built

  • Built in 2007

Lot Details

  • 2.95 Acre Lot
  • Lot Dimensions are 82x31x517x176x437x284
  • Property has an invisible fence for dogs

Parking

  • 4 Car Attached Garage
  • Parking Storage or Cabinetry
  • Heated Garage
  • Insulated Garage

Interior Spaces

  • 1-Story Property
  • Gas Fireplace
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Utility Room Floor Drain
  • Home Gym
  • Radiant Floor
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Built-In Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Well
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Stone Gate Subdivision

Listing and Financial Details

  • Assessor Parcel Number 82511880029

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,334

Year Built

Built in 2007

Lot Details

0

Parking

4

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 4
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: City Water/Connected, Well
  • Year Built: 2007
  • Above Grade Finished Sq Ft: 2383
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Full
  • Appliances: Cooktop, Dishwasher, Double Oven, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
  • Fireplace Features: Family Room, Gas, Living Room
  • Living Area: 4608
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 2225
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Dining Room, Living Room, Office, Bedroom 1, Primary Bathroom, Bedroom 2, Bedroom 3, Bedroom 4, Family Room, Exercise Room

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Asphalt
  • Fencing: Invisible
  • PatioPorchType: Deck,Patio

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Floor Drain, Finished Garage, Heated Garage, Insulated Garage, Storage

Utilities

  • Heating: Forced Air, Radiant Floor
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck,Exercise Room,Hardwood Floors,Kitchen Center Island,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Patio,In-Ground Sprinkler,Tile Floors,Wet Bar,Walk-In Closet

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 82x31x517x176x437x284
  • Lot Size Sq Ft: 128414.88
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Stucco

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 82511880029
  • Tax Annual Amount: 8334
  • TaxWithAssessments: 8334.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 6, 2025
Closed on
Aug 4, 2025
Sold by
Schmid Julie and Schmid Ted
Bought by
Dike Cassandra
Seller's Agent
Matt Wieber
Agency North Real Estate, Inc
Buyer's Agent
Matt Wieber
Agency North Real Estate, Inc
List Price
$1,020,000
Sold Price
$888,000
Premium/Discount to List
-$132,000
-12.94%
Views
199
Current Estimated Value
$865,334

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$22,666
Avg. Annual Appreciation
-5.97%
Original Mortgage
$700,000
Outstanding Balance
$698,796
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$166,538
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Deed $888,000 --
Warranty Deed $888,000 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $700,000 New Conventional
Closed $878,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/04/2025 08/04/25 Sold $888,000 -1.3% $193 / Sq Ft
07/25/2025 07/25/25 Pending -- -- --
06/16/2025 06/16/25 Price Changed $899,900 -7.7% $195 / Sq Ft
04/14/2025 04/14/25 Price Changed $975,000 -4.4% $212 / Sq Ft
02/06/2025 02/06/25 For Sale $1,020,000 -- $221 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,472 $609,700 $175,000 $434,700
2024 $8,334 $609,700 $175,000 $434,700
2023 $7,904 $609,700 $85,000 $524,700
2022 $7,570 $522,700 $85,000 $437,700
2021 $7,576 $522,700 $85,000 $437,700
2020 $7,440 $522,700 $85,000 $437,700
2019 $7,554 $501,900 $85,000 $416,900
2018 $28 $467,200 $85,000 $382,200
2017 $6,936 $449,000 $85,000 $364,000
2016 $6,676 $0 $0 $0
2015 $6,612 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6657898

NorthstarMLS

APN: 82.51188.0029