NOT LISTED FOR SALE

42015 Vista Rd Isle, MN 56342

Estimated Value: $295,000 - $323,000

2 Beds
1 Bath
856 Sq Ft
$358/Sq Ft Est. Value

Last Sold January 08, 2021

Last sale price $232,000 $271 Per Sq Ft

Est. 32% increase in value since last sale

Current estimated payment $1,900/month

21 Days on Market

Highlights

  • Lake Front
  • No HOA
  • 1-Story Property
  • Beach View
  • Forced Air Heating and Cooling System

About This Home

As of January 2021

Charming year round cabin directly on Mille Lacs! Located in a protected bay, perfect spot on the lake to enjoy both the winter and summer recreational fun. The converted garage is a perfect bunk room with ample space. Furnishings can be included, easy for a quick move in.

Last Listed By

Darcy Warcken

Brick & Banister Real Estate Listed on: 11/24/2020

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,767

Year Built

  • Built in 1945

Lot Details

  • 10,149 Sq Ft Lot
  • Lot Dimensions are 54x201
  • Lake Front

Home Design

  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 856 Sq Ft Home
  • 1-Story Property
  • Beach Views

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Drain

Utilities

  • Forced Air Heating and Cooling System
  • Well
  • Drilled Well
  • 4 Inch Submersible Water Pump
  • Private Sewer
  • Sewer Holding Tank

Community Details

  • No Home Owners Association
  • Isle Harbor Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 054000770

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,767

Year Built

Built in 1945

Lot Details

0

Listing Details

  • Type: Single Family
  • Property Subtype 1: (SF) Single Family
  • Cooling System: Central
  • Outside Features: Vinyl
  • Accessibility Features: None
  • Water Source: 4-Inch Submersible, Drilled, Well
  • Fuel Type: Natural Gas
  • Year Built: 1945
  • Fractional Ownership Y N: No
  • Above Grade Finished Sq Ft: 856.00
  • Above Grade Finished Area Search: 856.00
  • Above Grade Finished Sq Ft: 856.00
  • Below Grade Units: Square Feet
  • Carport Y N: No
  • Elevation High Point Waterfront: 0-4
  • Foundation Area Units: Square Feet
  • Garage Area Units: Square Feet
  • Internet Entire Listing Display: Yes
  • Lake Bottom Type: Gravel, Sand
  • Lake Depth Feet: 42
  • List A O R Key Numeric: 5759
  • Listing Organization: Iowa
  • Living Area Finished: 856.00
  • Living Area Finished Units: Square Feet
  • Main Level Area: 856.00
  • Main Level Area Units: Square Feet
  • Parcel Numbers: 054000770
  • Rental License: No
  • Stories Type: One
  • Tax Assessment Balance: 1.00
  • Water Body Name: Mille Lacs
  • Waterfront Slope Type: Level
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement: Concrete Block, Drain Tiled, Full, Sump Pump
  • Dining Room Features: Living/Dining Room
  • Bathroom Type: Main Floor Full Bath
  • Living Area: 856.00
  • Fireplace: No
  • Stories: 1

Beds/Baths

  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 2

Exterior Features

  • Roof: Asphalt Shingles
  • LakeAcres: 128226.17000
  • Waterfront View: West
  • Road Between Waterfront And Home: No

Garage/Parking

  • Parking Features: Driveway - Asphalt

Utilities

  • Heating: Forced Air
  • Sewer: Holding Tanks, Private

Association/Amenities

  • Association Fee Yn: No

Schools

  • School District: 473 - Isle
  • School District Phone: 320-676-3146

Lot Info

  • Zoning: Residential-Single Family
  • Construction: Previously Owned
  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Assessment Pending: Unknown
  • Lot Size: 54x201
  • Homestead: No
  • Lot Size Acres: 0.2330
  • Lot Size Area Units: Square Feet

Building Info

  • New Development: No

Tax Info

  • TaxLegalDescription: ISLE HARBOR BEACH EX HWY
  • Tax Amount: 1767.00
  • Tax Year: 2020
  • Tax With Assessments: 1768.00
  • Assessor Parcel Number: 054000770

Multi Family

  • Above Grade Finished Sq Ft: Square Feet
  • WaterfrontFeatures: Lake Front

MLS Schools

  • School District Name: 473 - Isle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 24, 2020
Closed on
Jan 8, 2021
Sold by
Sankey Nicole Lynn
Bought by
Montgomery Anthony E and Moxness Rebecca M
Seller's Agent
Darcy Warcken
Brick & Banister Real Estate
Buyer's Agent
Lisa Miles
Edina Realty, Inc.
List Price
$240,000
Sold Price
$232,000
Premium/Discount to List
-$8,000
-3.33%
Total Days on Market
21
Current Estimated Value
$306,547

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$74,547
Avg. Annual Appreciation
6.65%
Original Mortgage
$185,600
Outstanding Balance
$167,238
Interest Rate
2.6%
Mortgage Type
New Conventional
Estimated Equity
$139,309

Purchase Details

Listed on
Apr 19, 2019
Closed on
Dec 13, 2019
Sold by
Bolanda Roger F and Bolanda Caroline
Bought by
Sankey Nicole Lynn
Seller's Agent
Ronda Bjornson-Main
Century 21 Atwood
List Price
$199,900
Sold Price
$175,000
Premium/Discount to List
-$24,900
-12.46%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
30.15%
Original Mortgage
$140,000
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 10, 2010
Sold by
Duffy Patrick M
Bought by
Bolanda Roger F and Bolanda Jennifer Lynn

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Montgomery Anthony E $232,000 Legacy Title
Sankey Nicole Lynn $175,000 North American Title
Bolanda Roger F -- None Available
Montgomery Anthony Anthony $232,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Montgomery Anthony E $185,600
Previous Owner Sankey Nicole Lynn $140,000
Closed Montgomery Anthony Anthony $185,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/08/2021 01/08/21 Sold $232,000 -3.3% $271 / Sq Ft
12/15/2020 12/15/20 Pending -- -- --
11/24/2020 11/24/20 For Sale $240,000 +37.1% $280 / Sq Ft
12/13/2019 12/13/19 Sold $175,000 -6.9% $204 / Sq Ft
10/31/2019 10/31/19 Pending -- -- --
10/18/2019 10/18/19 Price Changed $188,000 -3.5% $220 / Sq Ft
06/11/2019 06/11/19 Price Changed $194,900 -2.5% $228 / Sq Ft
04/19/2019 04/19/19 For Sale $199,900 -- $234 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,414 $253,800 $135,800 $118,000
2023 $2,378 $246,900 $130,400 $116,500
2022 $2,386 $235,200 $121,100 $114,100
2021 $1,668 $194,400 $106,300 $88,100
2020 $1,768 $146,300 $98,300 $48,000
2019 $1,874 $142,600 $98,300 $44,300
2018 $1,556 $155,500 $103,700 $51,800
2017 $1,642 $130,200 $89,000 $41,200
2016 $1,716 $0 $0 $0
2015 $1,936 $0 $0 $0
2014 $1,936 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: NST5685503

NorthstarMLS

APN: 05-400-0770