$299,900

The Palms of Destin 4207 Indian Bayou Trail Unit 21110 Destin, FL 32541

Estimated payment $2,916/month

2 Beds
2 Baths
970 Sq Ft
$309 Price per Sq Ft

Highlights

  • Gulf View
  • Gated Community
  • Bonus Room
  • Destin Elementary School Rated A-
  • Main Floor Primary Bedroom
  • 4-minute walk to Destin Dog Park

About This Home

VA assumable loan at 2.25% AVAILABLE! This 11th-floor, west-facing junior two-bedroom residence offers sweeping views of the City of Destin and the Gulf of Mexico. The open-concept living and dining area flows seamlessly onto an expansive, inviting balcony—an ideal place to enjoy the signature sunrises of the Emerald Coast. Residents and guests enjoy a wealth of resort-style amenities, including a beautifully landscaped pool deck featuring Destin's largest lagoon pool with waterfall features, a kiddie pool, hot tub, and splash pad, as well as a playground. Additionally, the complex offers a fitness center, tennis courts, and electric vehicle charging stations.
The Homeowners Association (HOA) fees conveniently cover all utilities. For days out and about, you'll appreciate the unbeatable location close to Gulf beaches, golf courses, fishing spots, shopping centers, a water park, restaurants, and the airport. Complimentary shuttle service also provides easy access to the June White Decker Public Beach access just minutes away.
Schedule your showing today with your favorite Realtor!

Listing Agent

Nichole Causton

Go Coastal Realty LLC License #3366389 Listed on: 11/25/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,592

Year Built

  • Built in 2007

HOA Fees

  • $1,199 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Guest Parking

Home Design

  • Metal Roof
  • Concrete Siding
  • Steel Siding
  • Stucco

Interior Spaces

  • 970 Sq Ft Home
  • Furnished
  • Window Treatments
  • Dining Room
  • Bonus Room

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

Outdoor Features

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-2310-0002-1110

Community Details

Overview

  • Association fees include accounting, electricity, ground keeping, insurance, internet service, legal, management, master, recreational faclty, security, sewer, telephone, water, cable TV, trash
  • 203 Buildings
  • 203 Units
  • The Palms Of Destin Subdivision
  • Handicap Modified Features In Community
  • 12-Story Property

Amenities

  • Community Barbecue Grill
  • Elevator

Recreation

  • Community Playground
  • Community Whirlpool Spa

Pet Policy

  • Pets Allowed

Security

  • Gated Community
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,592

Year Built

Built in 2007

Lot Details

0

HOA Fees

$1,199 per month

Parking

2

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: THE PALMS OF DESTIN
  • Directions: Highway 98 to Indian Bayou Trail. Turn right into The Palms of Destin. The unit is in the west tower on the 11th floor.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 2007
  • Remarks Misc:Remarks: VA assumable loan at 2.25% AVAILABLE! This 11th-floor, west-facing junior two-bedroom residence offers sweeping views of the City of Destin and the Gulf of Mexico. The open-concept living and dining area flows seamlessly onto an expansive, inviting balcony—an ideal place to enjoy the signature sunrises of the Emerald Coast. Residents and guests enjoy a wealth of resort-style amenities, including a beautifully landscaped pool deck featuring Destin's largest lagoon pool with waterfall features, a kiddie pool, hot tub, and splash pad, as well as a playground. Additionally, the complex offers a fitness center, tennis courts, and electric vehicle charging stations. The Homeowners Association (HOA) fees conveniently cover all utilities.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Waterview:Gulf2: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Rooms:Bonus Room: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - All
  • Number Of Buildings: 203
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar
  • Stories: 12
  • Window Features: Window Treatment All
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Furnished - All: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Window Treatment All: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Gulf
  • Construction Type: Concrete, Steel, Stucco
  • Exterior Features: Balcony
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Concrete: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Steel: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage Detached, Guest
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Detached: Yes
  • Parking Features:Guest: Yes

Utilities

  • Security: Fire Alarm/Sprinkler
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Dumpster, Elevators, Exercise Room, Gated Community, Handicap Provisions, Pets Allowed, Playground, Pool, Tennis, TV Cable, Whirlpool
  • Association #2 Fee: 3598.18
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Electricity, Ground Keeping, Insurance, Internet Service, Legal, Management, Master Association, Recreational Faclty, Security, Sewer, Telephone, Water, Cable TV, Trash

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-2310-0002-1110

Multi Family

  • Number Of Units In Community: 203

Tax Info

  • Tax Annual Amount: 1592.02
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,602 $178,879 -- --
2023 $1,555 $173,669 $0 $0
2022 $1,509 $168,611 $0 $0
2021 $1,498 $163,700 $0 $163,700
2020 $1,877 $150,000 $0 $150,000
2019 $1,760 $140,000 $0 $140,000
2018 $1,605 $125,000 $0 $0
2017 $1,542 $118,000 $0 $0
2016 $1,481 $114,000 $0 $0
2015 $1,576 $119,000 $0 $0
2014 $1,596 $119,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/26/2025 11/26/25 Price Changed $299,900 +0.3% $309 / Sq Ft
11/25/2025 11/25/25 For Sale $299,000 +57.4% $308 / Sq Ft
10/23/2020 10/23/20 Sold $190,000 0.0% $196 / Sq Ft View Prior Sale
09/12/2020 09/12/20 Pending -- -- --
09/09/2020 09/09/20 For Sale $190,000 -- $196 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $190,000 Customer First Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $190,000 New Conventional
Source: Public Records

About the Listing Agent

Nichole Causton

Go Coastal Realty LLC

(448) 233-5217

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  • 4203 Indian Bayou Trail Unit 11207, Destin, FL 32541

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  • 1751 Scenic Hwy 98 Unit 212, Destin, FL 32541

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    Motivated Sellers!! Experience Destin luxury with this turnkey, condo in the heart of Destin! Located in gated Sterling Shores, this unit is perfect as a 2nd home, primary residence or investment with rental projections up to $52k from on site management company, Vacasa! The kitchen has newer stainless steel appliances with white cabinets. Several recent updates to include LVP flooring, New

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Source: Emerald Coast Association of REALTORS®

MLS Number: 990332

Emerald Coast Association of REALTORS®

APN: 00-2S-22-2310-0002-1110