$325,000
PENDING

The Palms of Destin 4207 Indian Bayou Trail Unit 2204 Destin, FL 32541

Estimated payment $3,276/month

Total Views 4,548
2 Beds
2 Baths
970 Sq Ft
$335 Price per Sq Ft

Highlights

  • Heated In Ground Pool
  • Main Floor Primary Bedroom
  • Balcony
  • Destin Elementary School Rated A-
  • Furnished
  • 4-minute walk to Destin Dog Park

About This Home

OWNER FINANCING! WOW!! 6% INTEREST, 25% DOWN, 30 YR AMORTIZATION! Looking for a beautiful condo where the association fees actually cover (almost) everything-even electricity? This is the perfect unit for you! This spacious and beautifully maintained 2-bedroom, 2-bathroom condo offers the perfect blend of comfort and convenience. Enjoy resort-style living with this well-designed unit featuring a bright and open living space, a fully equipped kitchen, new water heater, appliances, paint and light fixtures. Washer and Dryer in unit as well! The Palms offers shuttle service as well as an 11,000sf lagoon style pool, Kid's pool parking garage, restaurant, Bar, coffee shop, fitness center, tennis and MORE!! Seller financing available. Ask for more information.
$1200 mo associations fees cover almost everything!!!-electricity, internet, water, sewer, trash, groundskeeping, building and facility insurance (you only insure walls in, current policy only $50 mo through State Farm in Niceville), recreational facilities, mgmt, security, master assoc, etc.
This unit is fully furnished and equipped to be ready to rent out as an investment or great for a fantastic place to live!!
Call your favorite realtor to schedule your showing today!! **must schedule showing around bookings

Listing Agent

Karen McCauley

Realty ONE Group Emerald Coast License #3162948 Listed on: 05/03/2025

Realty ONE Group Emerald Coast

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,562

Year Built

  • Built in 2007

HOA Fees

  • $1,199 Monthly HOA Fees

Home Design

  • Metal Roof
  • Concrete Siding
  • Stucco

Interior Spaces

  • 970 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Window Treatments
  • Living Room
  • Vinyl Flooring

Kitchen

  • Breakfast Bar
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

Pool

  • Heated In Ground Pool
  • Spa

Outdoor Features

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-2310-0000-2204

Community Details

Overview

  • Association fees include accounting, electricity, ground keeping, insurance, internet service, land recreation, legal, licenses/permits, management, master, recreational faclty, security, sewer, water, cable TV, trash
  • 203 Buildings
  • 203 Units
  • The Palms Of Destin Subdivision
  • 12-Story Property

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Recreation Room
  • Elevator

Recreation

Security

  • Storm Doors

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,562

Year Built

Built in 2007

Lot Details

0

HOA Fees

$1,199 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: THE PALMS OF DESTIN
  • Directions: Located on US-98 W/Emerald Coast Pkwy, Turn North onto Indian Bayou Trail, Turn right into The Palms of Destin
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 2007
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Storm Doors: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - All
  • Number Of Buildings: 203
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smooth Stovetop Rnge, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Storm Door(s)
  • Flooring: Floor Vinyl
  • Interior Amenities: Breakfast Bar, Elevator, Washer/Dryer Hookup
  • Stories: 12
  • Window Features: Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Elevator: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Interior:Furnished - All: Yes
  • Interior:Window Treatment All: Yes

Exterior Features

  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Construction Type: Concrete, Stucco
  • Exterior Features: Balcony, Hot Tub, Tennis Court
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Concrete: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:Tennis Court: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Community Room, Elevators, Exercise Room, Picnic Area, Pool, Tennis
  • Association #2 Fee: 3598.18
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Electricity, Ground Keeping, Insurance, Internet Service, Land Recreation, Legal, Licenses/Permits, Management, Master Association, Recreational Faclty, Security, Sewer, Water, Cable TV, Trash

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-2310-0000-2204

Multi Family

  • Number Of Units In Community: 203

Tax Info

  • Tax Annual Amount: 3562.27
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,364 $300,700 -- $300,700
2023 $3,364 $300,700 $0 $300,700
2022 $2,908 $241,300 $0 $241,300
2021 $1,730 $139,330 $0 $139,330
2020 $1,589 $127,000 $0 $127,000
2019 $1,497 $118,000 $0 $118,000
2018 $1,432 $111,500 $0 $0
2017 $1,366 $104,500 $0 $0
2016 $1,305 $100,500 $0 $0
2015 $1,398 $105,500 $0 $0
2014 $1,415 $105,500 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2025 08/04/25 Pending -- -- --
08/01/2025 08/01/25 Price Changed $325,000 -1.2% $335 / Sq Ft
07/01/2025 07/01/25 Price Changed $329,000 -5.7% $339 / Sq Ft
05/24/2025 05/24/25 Price Changed $349,000 -6.9% $360 / Sq Ft
05/03/2025 05/03/25 For Sale $375,000 +19.0% $387 / Sq Ft
06/12/2024 06/12/24 Sold $315,000 -7.3% $325 / Sq Ft
06/04/2024 06/04/24 Pending -- -- --
05/21/2024 05/21/24 Price Changed $339,900 -9.4% $350 / Sq Ft
03/21/2024 03/21/24 Price Changed $375,000 -6.2% $387 / Sq Ft
02/09/2024 02/09/24 For Sale $399,900 +6.7% $412 / Sq Ft
03/20/2023 03/20/23 Sold $374,900 -5.1% $386 / Sq Ft
02/15/2023 02/15/23 Pending -- -- --
02/09/2023 02/09/23 Price Changed $394,900 -2.5% $407 / Sq Ft
01/11/2023 01/11/23 Price Changed $405,000 -2.3% $418 / Sq Ft
12/26/2022 12/26/22 Price Changed $414,400 -0.1% $427 / Sq Ft
12/14/2022 12/14/22 For Sale $414,900 +43.6% $428 / Sq Ft
08/29/2022 08/29/22 Off Market $289,000 -- --
06/30/2021 06/30/21 Sold $289,000 0.0% $298 / Sq Ft
05/11/2021 05/11/21 Pending -- -- --
05/08/2021 05/08/21 For Sale $289,000 +156.9% $298 / Sq Ft
06/23/2019 06/23/19 Off Market $112,500 -- --
10/28/2015 10/28/15 Sold $112,500 0.0% $116 / Sq Ft
10/08/2015 10/08/15 Pending -- -- --
09/09/2015 09/09/15 For Sale $112,500 -- $116 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $315,000 Waypoint Title
Warranty Deed $374,900 --
Warranty Deed $289,000 Foundation T&E Series Llc
Warranty Deed $112,500 Mcneese Title Llc
Warranty Deed $87,400 Mcneese Title Llc
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 975501

Emerald Coast Association of REALTORS®

APN: 00-2S-22-2310-0000-2204