$315,000

4209 Chisholm Trail Dr Saint Charles, MO 63304

Cottleville Area

Estimated payment $2,041/month

Total Views 12,437
3 Beds
3 Baths
2,214 Sq Ft
$142 Price per Sq Ft

Highlights

  • Hot Property
  • Community Lake
  • 2 Car Attached Garage
  • Central Elementary School Rated A-
  • Ranch Style House
  • Forced Air Heating and Cooling System

About This Home

Well-maintained ranch in the heart of St. Charles! This 3-bedroom, 3 full bath home offers the perfect combination of comfortable main-level living and additional finished space. Pride of ownership is evident throughout, making this truly move-in ready. The main floor features a large living space with wood burning fireplace and a large dining room that opens up to the kitchen. Large primary suite with walk in closet and updated full bath. Two nicely sized bedrooms and clean full bathroom complete the main floor.

The functional ranch floor plan provides spacious living areas, while the partially finished basement adds valuable flex space that is perfect for a family room, game room, home office, or guest area—complete with a third full bathroom for added convenience.

Step outside and enjoy the covered back patio, an ideal spot for morning coffee, outdoor dining, or entertaining family and friends.

Major updates include a roof that is only 5 years old and an A/C system replaced in 2019, providing added peace of mind and long-term value. With its well-maintained condition, 3 full bathrooms, desirable ranch layout, and excellent St. Charles location, this home offers the space, functionality, and value today's buyers are searching for. Don’t miss your opportunity to make this exceptional home yours!

Listing Agent

Nicholas Wagenknecht

SCHNEIDER Real Estate License #2016024962 Listed on: 08/12/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,627

Year Built

  • Built in 1986

Lot Details

  • 7,405 Sq Ft Lot
  • Level Lot
  • Back and Front Yard

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • Wood Burning Fireplace
  • Living Room with Fireplace

Bedrooms and Bathrooms

  • 3 Bedrooms

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8+ Feet High
  • Sump Pump
  • Finished Basement Bathroom

Schools

  • Central Elem. Elementary School
  • Hollenbeck Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Connected
  • Cable TV Available

Community Details

  • Association fees include ground maintenance
  • Mcclay Trails Association
  • Community Lake

Listing and Financial Details

  • Assessor Parcel Number 3-0009-5737-00-0132.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,627

Year Built

Built in 1986

Lot Details

7,405 Sq Ft Lot

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1986
  • Directions: GPS Friendly
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Back Yard, Front Yard, Level
  • Lot Size Acres: 0.17
  • Reso Association Amenities: Lake
  • Co List Office Phone: 636-345-5323
  • MLS Status: Active
  • Subdivision Name: McClay Trails #2
  • Above Grade Finished Sq Ft: 1614
  • Architectural Style: Ranch
  • Carport Y N: No
  • Reso Fireplace Features: Living Room, Wood Burning
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • Financial Info Electric: Ameren
  • PreviousStatus: Coming Soon
  • MIS_PoolYN: 0
  • MIS_EfficiencyYN: 0
  • MIS_AuctionYN: 0
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + Pour, Bathroom, Concrete, Partially Finished, Full, Sleeping Area, Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 600
  • Fireplaces: 1
  • Fireplace: Yes
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Disclosures: Flood Plain No
  • Home Warranty: No
  • Construction Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Phone Connected, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 100
  • Senior Community: No
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: McClay Trails

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Central Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell Central High
  • Middle Or Junior School: Hollenbeck Middle

Lot Info

  • Lot Size Sq Ft: 7405.2
  • Parcel Number: 3-0009-5737-00-0132.0000000

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 3627

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,627 $60,369
2025 $3,312 $60,369
2023 $3,308 $53,473
2022 $3,037 $45,453 $0 $0
2021 $3,030 $45,453 $0 $0
2020 $2,621 $38,270 $0 $0
2019 $2,612 $38,270 $0 $0
2018 $2,496 $34,908 $0 $0
2017 $2,483 $34,908 $0 $0
2016 $2,163 $30,451 $0 $0
2015 $2,130 $30,451 $0 $0
2014 $2,112 $29,267 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/12/2026 08/12/26 For Sale $315,000 -- $142 / Sq Ft
Source: MARIS MLS

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $123,060 New Conventional
Previous Owner $137,600 New Conventional
Source: Public Records

About the Listing Agent

Nicholas Wagenknecht

SCHNEIDER Real Estate

(866) 974-6129

Section Image

I'm an expert real estate agent with Schneider Real Estate in St. Charles, MO and the nearby area, providing home-buyers and sellers with professional, responsive and attentive real estate services. Want an agent who'll really listen to what you want in a home? Need an agent who knows how to effectively market your home so it sells? Give me a call! I'm eager to help and would love to talk to you.

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Source: MARIS MLS

MLS Number: MIS26050189

MARIS MLS

APN: 3-0009-5737-00-0132.0000000

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