$985,000
SOLD NOV 25, 2025

423 Gilpin Bay Saranac Lake, NY 12983

2 Beds
1 Bath
1,348 Sq Ft
1.4 Acres

Recently Sold

$731 Per Sq Ft

10% Below List Price

0 Day on Market

Highlights

  • Lake Front
  • Deck
  • Wooded Lot
  • Docks
  • Contemporary Architecture
  • Loft

About This Home

As of November 2025

Discover serenity at this charming lakefront cottage nestled on a level lot with picturesque island views on desirable Upper Saranac Lake. This private getaway features 2 comfortable bedrooms plus a cozy loft that offers views of the lake, perfect for quiet mornings or evening stargazing. The spacious, sun drenched deck is ideal for entertaining or simply relaxing in nature's beauty. With easy year-round road access, this tranquil retreat combines the comforts of home with the peacefulness of lakefront living.

Last Agent to Sell the Property

Beth Hall

Adirondack Premier Properties Berkshire Hathaway HomeService License #10401275077 Listed on: 08/08/2025

Adirondack Premier Properties Berkshire Hathaway HomeService

Last Buyer's Agent

Kathryn (Katie) Stiles

Adirondack Stiles Real Estate Company License #10371201349

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,453

Year Built

  • Built in 1980

Lot Details

  • 1.4 Acre Lot
  • Lake Front
  • Property fronts a private road
  • Level Lot
  • Wooded Lot
  • Private Yard

Property Views

  • Lake
  • Woods
  • Mountain

Home Design

  • Contemporary Architecture
  • Pillar, Post or Pier Foundation
  • Wood Siding

Interior Spaces

  • 1,348 Sq Ft Home
  • 1-Story Property
  • Living Room
  • Dining Room
  • Loft

Kitchen

  • Electric Oven
  • Electric Range

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 3 Parking Spaces
  • 3 Open Parking Spaces

Outdoor Features

  • Docks
  • Deck
  • Fire Pit
  • Exterior Lighting

Utilities

  • Heating Available
  • 200+ Amp Service
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Internet Available
  • Phone Available

Listing and Financial Details

  • Assessor Parcel Number 463.-2-3.200

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,453

Year Built

Built in 1980

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Lakefront, Waterfront
  • Lot Size Acres: 1.4
  • Road Frontage Type: Private Road
  • Road Surface Type: Gravel
  • Water Body Name: Upper Saranac Lake
  • Directions: From Saranac Lake, take Route 3 towards Tupper Lake. Right onto Route 30. Right onto Gilpin Bay Rd. Bear right at the fork to house at the end. Sign
  • Above Grade Finished Sq Ft: 1348.0
  • Architectural Style: Contemporary
  • Garage Yn: No
  • Unit Levels: One
  • Structure Type: House
  • Year Built: 1980
  • Financial Details School Taxes: 6617.65
  • Appliances Refrigerators: Yes
  • School Taxes Description: Actual
  • Room Types:Living Room2: Yes
  • Room Types:Dining Room2: Yes
  • Room Types:Loft: Yes
  • Special Features: None

Interior Features

  • Appliances: Electric Oven, Electric Range, Electric Water Heater, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Flooring: Carpet, Vinyl
  • Interior Amenities: High Speed Internet, Primary Downstairs
  • Living Area: 1348.0
  • Stories: 1
  • Window Features: Single Pane Windows
  • Appliances:Electric Oven: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Primary Downstairs: Yes
  • Appliances:Electric Water Heater: Yes
  • Appliances:Electric Range: Yes

Exterior Features

  • Lot Features: Level, Private, Views, Waterfront, Wooded
  • View: Lake, Mountain(s), Trees/Woods
  • Waterfront Features: Lake Front, Waterfront
  • Waterfront: Yes
  • Construction Type: Wood Siding
  • Exterior Features: Dock, Fire Pit, Lighting, Private Yard
  • Foundation Details: Pillar/Post/Pier
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Lot Features:Level: Yes
  • Lot Features:Wooded: Yes
  • Lot Features:Private: Yes
  • Lot Features:Waterfront: Yes
  • Construction Materials:Wood Siding: Yes
  • Lot Features:Views: Yes
  • Exterior Features:Lighting: Yes
  • Window Features:Single Pane Windows: Yes

Garage/Parking

  • Attached Garage: No
  • Open Parking Spaces: 3.0
  • Parking Features: Open
  • Total Parking Spaces: 3.0

Utilities

  • Laundry Features: None
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Heating: Electric
  • Heating Yn: Yes
  • Electric: 200+ Amp Service
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Internet Connected, Phone Available, Sewer Connected, Water Connected
  • Water Source: Other
  • Heating:Electric4: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Pets Allowed: Yes

Schools

  • Junior High Dist: Saranac Lake

Lot Info

  • Lot Size Sq Ft: 60984.0
  • Parcel #: 463.-2-3.200
  • Zoning: Residential

Rental Info

  • Lease Term: ["Short Term Lease"]

Tax Info

  • Tax Annual Amount: 9453.18

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 8, 2025
Closed on
Nov 14, 2025
Sold by
Lorraine A Senecal Revocable Trust and Briskie Daniel M
Bought by
Kellogg Robert and Antic Kellogg Irena
Seller's Agent
Beth Hall
Adirondack Premier Properties Berkshire Hathaway HomeService
Buyer's Agent
Kathryn (Katie) Stiles
Adirondack Stiles Real Estate Company
List Price
$1,099,000
Sold Price
$985,000
Premium/Discount to List
-$114,000
-10.37%
Views
56

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.34%
Original Mortgage
$788,000
Outstanding Balance
$787,244
Interest Rate
6.19%
Mortgage Type
New Conventional
Estimated Equity
$190,686

Purchase Details

Closed on
Oct 13, 2008
Sold by
Senecal Lorraine
Bought by
Senecal Lorraine and Lorraine A Senecal Rev Tr
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $985,000 Simplifile (Recording Service)
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $788,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/25/2025 11/25/25 Sold $985,000 -1.4% $731 / Sq Ft
08/21/2025 08/21/25 Price Changed $999,000 -9.1% $741 / Sq Ft
08/08/2025 08/08/25 For Sale $1,099,000 -- $815 / Sq Ft
08/08/2025 08/08/25 Pending -- -- --
Source: Adirondack-Champlain Valley MLS

Tax History Compared to Growth

Source: Public Records

Agents Affiliated with this Home

  • Beth Hall

    Seller's Agent in 2025

    Beth Hall

    Adirondack Premier Properties Berkshire Hathaway HomeService

    (518) 323-5666

    126 Total Sales

    Beth Hall
    Section Image

  • K

    Buyer's Agent in 2025

    Kathryn (Katie) Stiles

    Adirondack Stiles Real Estate Company

    (518) 524-5937

    30 Total Sales

    Kathryn (Katie) Stiles
    Section Image
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Map

Source: Adirondack-Champlain Valley MLS

MLS Number: 205465

APN: 165200-463-000-0002-003-200-0000

New York Franklin County Saranac Lake 12983

423 Gilpin Bay, Saranac Lake, NY

Sold

Detached

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