$320,000
SOLD OCT 30, 2025

423 N Cedar St Lincolnton, NC 28092

3 Beds
2.5 Baths
1,481 Sq Ft
0.5 Acres

Recently Sold

$216 Per Sq Ft

17% Below List Price

89 Days on Market

Highlights

  • Workshop
  • Attached Carport
  • Gas Fireplace
  • Laundry in Mud Room
  • Central Heating and Cooling System

About This Home

As of October 2025

PERFECT LOCATION Charming Remodeled Home in the Heart of Lincolnton! This beautifully updated home blends timeless character with modern upgrades for truly effortless living. Featuring all-new plumbing and select electrical improvements, it's move-in ready and worry-free. Step inside to admire the gorgeous original hardwood floors and relax in the cozy enclosed sun porch that adds warmth and charm to the space. Located just a short walk or golf cart ride from downtown Lincolnton’s shops, restaurants, parks, walking trails, and the vibrant new social district, you'll love the convenience of everything this thriving town offers. Enjoy the private, wooded backyard, framed by mature landscaping—perfect for peaceful evenings or entertaining guests in your own backyard retreat. Tons of possibilities with an unfinished basement. This home even has Expansive walk-up 2nd floor, easily finishable with potential for two additional bedrooms or whatever you desire. TONS of storage with this home.

Last Agent to Sell the Property

Brent Heavner

Premier South Brokerage Email: brentheavner.realestate@gmail.com License #302896 Listed on: 07/02/2025

Premier South

Last Buyer's Agent

Rachel Herman

Keller Williams Advantage License #309400

Keller Williams Advantage

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1947

Lot Details

  • Property is zoned R-8

Home Design

  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Gas Fireplace
  • Den with Fireplace
  • Laundry in Mud Room

Kitchen

  • Gas Oven
  • Gas Range

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Workshop
  • Basement Storage

Parking

  • Garage
  • Attached Carport
  • Basement Garage
  • Driveway

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • Beverly Heights Subdivision

Listing and Financial Details

  • Assessor Parcel Number 20324

Home Details

Home Type

Single Family

Year Built

Built in 1947

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1947
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One and One Half
  • Ratio CurrentPrice/TotalPropertyHLA: 216.07
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: brentheavner.realestate@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1481
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 1323
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 1323
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Appliances: Gas Oven, Gas Range, Gas Water Heater
  • Above Grade Finished Sq Ft: 1481
  • Has Basement: Basement Garage Door, Basement Shop, Full, Interior Entry, Storage Space, Unfinished, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Den, Gas
  • Living Area: 1481
  • Bedroom Main: 3
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • New Construction: No
  • Roof: Metal
  • Construction Type: Site Built
  • Construction Type: Vinyl

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: Yes
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Attached Carport, Driveway

Utilities

  • Heating: Central, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Mud Room
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 20324
  • Additional Parcels: No
  • Zoning Specification: R-8

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 2, 2025
Closed on
Oct 30, 2025
Sold by
Payseur Jerry and Payseur Doris
Bought by
Spainhour Lincoln Sydnor and Spainhour Virginia Raymer
Seller's Agent
Brent Heavner
Premier South
Buyer's Agent
Rachel Herman
Keller Williams Advantage
List Price
$384,500
Sold Price
$320,000
Premium/Discount to List
-$64,500
-16.78%
Views
69

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
42.95%
Original Mortgage
$240,000
Outstanding Balance
$240,000
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$98,827

Purchase Details

Closed on
Aug 31, 2010
Sold by
Fannie Mae
Bought by
Payseur Jerry

Purchase Details

Closed on
May 8, 2010
Sold by
Spinnler Jill A and Spinnler Jill
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Feb 10, 2006
Sold by
Heafner Marguerite Bandy and Heafner Ethel Marguerite Bandy
Bought by
Spinnler Jilla A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,900
Interest Rate
6.04%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $320,000 None Listed On Document
Special Warranty Deed -- None Available
Trustee Deed $88,769 None Available
Warranty Deed $113,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $240,000 New Conventional
Previous Owner $86,900 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/30/2025 10/30/25 Sold $320,000 -8.5% $216 / Sq Ft
08/04/2025 08/04/25 Price Changed $349,900 -5.2% $236 / Sq Ft
07/14/2025 07/14/25 Price Changed $369,000 -4.0% $249 / Sq Ft
07/02/2025 07/02/25 For Sale $384,500 -- $260 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,602 $246,415 $34,000 $212,415
2024 $2,582 $246,415 $34,000 $212,415
2023 $2,577 $246,415 $34,000 $212,415
2022 $1,844 $146,675 $22,000 $124,675
2021 $1,844 $146,675 $22,000 $124,675
2020 $1,700 $146,675 $22,000 $124,675
2019 $1,700 $146,675 $22,000 $124,675
2018 $1,628 $130,395 $21,350 $109,045
2017 $1,527 $130,395 $21,350 $109,045
2016 $1,527 $130,395 $21,350 $109,045
2015 $1,582 $130,395 $21,350 $109,045
2014 $1,495 $121,973 $22,858 $99,115
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4264178

Canopy MLS (Canopy Realtor® Association)

APN: 20324