NOT LISTED FOR SALE

423 W Washington St Ottawa, IL 61350

Estimated Value: $97,000 - $126,075

3 Beds
1 Bath
1,062 Sq Ft
$104/Sq Ft Est. Value

Last Sold November 02, 2021

Last sale price $78,500 $74 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $744/month

55 Days on Market

About This Home

As of November 2021

Up to $3000 seller assistance for closing costs. Affordable starter home or rental within walking distance to downtown Ottawa. Equipped with 3bed, 1 bath, full basement. Seller will consider FHA, USDA & VA loans.

Last Agent to Sell the Property

Phil Makarewicz

RE/MAX 1st Choice License #475138878 Listed on: 07/03/2021

Last Buyer's Agent

Dana Hathorn

Crosstown REALTORS Inc License #475170569

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,873

Year Built

  • 1920

Lot Details

  • 2,178

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,062 Sq Ft Home
  • 1-Story Property
  • Exterior Basement Entry

Parking

  • Dirt Driveway
  • Uncovered Parking
  • On-Site Parking
  • Parking Included in Price

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,873

Year Built

1920

Lot Details

0

Listing Details

  • Property Type: Detached Single
  • Property Type: Residential
  • Type Detached: 1 Story
  • Property Sub Type: 1 Story
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Directions: Rt. 23 to Washington St. go West to home
  • Lot Size: 39X60
  • New Construction: No
  • Ownership: Fee Simple
  • Special Features: None
  • Year Built: 1920

Interior Features

  • Has Basement: Full
  • Estimated Total Finished Sq Ft: 1062
  • Assessed Sq Ft: 980
  • Basement Description: Exterior Access
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 1062
  • Total Sq Ft: 1062
  • Main Level Sq Ft: 1062
  • Full Bathrooms: 1
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Dining Room Type: Enclosed Porch

Exterior Features

  • Roof: Asphalt
  • Exterior Building Type: Vinyl Siding
  • Waterfront: No

Garage/Parking

  • Parking Features: Off Street, Driveway
  • Number of Cars: 1
  • Driveway: Dirt
  • Parking: Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned
  • Total Parking Spaces: 1

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas
  • Electric: Circuit Breakers
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Master Association Fee Frequency: Not Required
  • Association Fee Frequency: Not Applicable

Fee Information

  • Association Fee Includes: None

Schools

  • High School: Ottawa Township High School
  • Junior High Dist: 140

Lot Info

  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Additional Parcels: No

Rental Info

  • Board Number: 18
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 1870.88
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 3, 2021
Closed on
Sep 28, 2021
Sold by
Grundy Bank
Bought by
Ferguson Mark J and Ferguson Mary C
Seller's Agent
Phil Makarewicz
RE/MAX 1st Choice
Buyer's Agent
Dana Hathorn
Crosstown REALTORS Inc
List Price
$84,000
Sold Price
$78,500
Premium/Discount to List
-$5,500
-6.55%
Current Estimated Value
$110,769

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,269
Avg. Annual Appreciation
9.18%
Original Mortgage
$79,292
Outstanding Balance
$73,499
Interest Rate
4.01%
Mortgage Type
New Conventional
Estimated Equity
$37,270

Purchase Details

Closed on
Nov 9, 2010
Sold by
Stephens Kyle L
Bought by
Miller Anthony R and Miller Eileen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
4.23%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ferguson Mark J $78,500 None Available
Miller Anthony R $275,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ferguson Mark J $79,292
Previous Owner Miller Anthony R $300,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/02/2021 11/02/21 Sold $78,500 -6.5% $74 / Sq Ft
08/28/2021 08/28/21 Pending -- -- --
07/03/2021 07/03/21 For Sale $84,000 -- $79 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,873 $24,850 $2,172 $22,678
2023 $1,648 $22,241 $1,944 $20,297
2022 $1,457 $19,644 $2,458 $17,186
2021 $1,980 $18,412 $2,304 $16,108
2020 $1,871 $17,491 $2,189 $15,302
2019 $1,915 $17,313 $2,167 $15,146
2018 $1,867 $16,897 $2,115 $14,782
2017 $1,803 $16,379 $2,050 $14,329
2016 $1,732 $15,677 $1,962 $13,715
2015 $823 $14,955 $1,872 $13,083
2012 -- $16,348 $2,046 $14,302
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11144229

Midwest Real Estate Data (MRED)

APN: 21-11-125003