Seller's Agent in 2025
Chelsea Steinman
Key Realty
(419) 957-2964
120 in this area
175 Total Sales
424 3rd St Findlay, OH 45840
3
Beds
1.5
Baths
1,166
Sq Ft
5,001
Sq Ft Lot
Highlights
- Corner Lot
- Breakfast Area or Nook
- Forced Air Heating and Cooling System
- No HOA
- Living Room
- Dining Room
About This Home
As of November 2025Full of warmth and character, this home has so much to offer! You'll enjoy the dining room with built-in cabinets and the cozy breakfast nook in the kitchen. The main living room has a gas insert fireplace that keeps the whole house toasty. There's an extra living area downstairs with a half bath that could work great as a fourth bedroom or family room. There's plenty of storage throughout, plus newer carpet and an oversized one-car garage. Enjoy the back patio (table and chairs can stay) - a perfect spot to relax or gather with friends.
Last Agent to Sell the Property
Key Realty License #2014001561 Listed on: 10/14/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1920
Lot Details
- 5,001 Sq Ft Lot
- Lot Dimensions are 50x100
- Corner Lot
Parking
- 2 Car Garage
- Garage Door Opener
- Driveway
Home Design
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,166 Sq Ft Home
- 1-Story Property
- Self Contained Fireplace Unit Or Insert
- Family Room with Fireplace
- Living Room
- Dining Room
- Carpet
- Basement Fills Entire Space Under The House
Kitchen
- Breakfast Area or Nook
- Microwave
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom Upstairs
Laundry
- Dryer
- Washer
Schools
- Jefferson Elementary School
- Donnell Middle School
- Findlay High School
Utilities
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Home warranty included in the sale of the property
- Assessor Parcel Number 570000214100
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 14, 2025
Closed on
Nov 21, 2025
Sold by
Frazier Shelby
Bought by
Caudill Jason and Caudill Christy
Seller's Agent
Chelsea Steinman
Key Realty
Buyer's Agent
Jennifer Aldoy
RE/MAX Unlimited Results Rlty
List Price
$189,900
Sold Price
$195,000
Premium/Discount to List
$5,100
2.69%
Views
39
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-31.25%
Original Mortgage
$199,192
Outstanding Balance
$199,192
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
-$12,767
Purchase Details
Listed on
Aug 6, 2020
Closed on
Sep 22, 2020
Sold by
Vergiels Mary L
Bought by
Frazier Shelby
Seller's Agent
Sharon Heilshorn
The Danberry Co
Buyer's Agent
Judith Geyer
ERA Geyer-Noakes Realty Group
List Price
$149,900
Sold Price
$149,000
Premium/Discount to List
-$900
-0.6%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.34%
Original Mortgage
$152,427
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 17, 2017
Sold by
Elchert Richard W and Elchert Linda H
Bought by
Vergiels Mary L
Purchase Details
Closed on
Mar 18, 2016
Bought by
Linda H Elchert and Richard W Elchert
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Interest Rate
3.73%
Purchase Details
Closed on
Sep 16, 2004
Sold by
Toth Dennis J and Toth Barbara A
Bought by
Vergiels Mary L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,200
Interest Rate
6.08%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 11, 1986
Bought by
Toth Dennis J and Lautermilch Barbara
Purchase Details
Closed on
Dec 31, 1984
Bought by
Russell Dennis C
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $195,000 | Assured Title | |
| Warranty Deed | $149,000 | Flag City Title Agency Inc | |
| Warranty Deed | $119,000 | Mid Am Title Agency | |
| Deed | $116,000 | -- | |
| Warranty Deed | $114,000 | Hancock Title | |
| Deed | $57,500 | -- | |
| Deed | $36,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $199,192 | New Conventional | |
| Previous Owner | $152,427 | New Conventional | |
| Previous Owner | -- | No Value Available | |
| Previous Owner | $91,200 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/21/2025 11/21/25 | Sold | $195,000 | +2.7% | $167 / Sq Ft | |
| 11/21/2025 11/21/25 | Pending | -- | -- | -- | |
| 10/14/2025 10/14/25 | For Sale | $189,900 | +27.4% | $163 / Sq Ft | |
| 09/22/2020 09/22/20 | Sold | $149,000 | -0.6% | $128 / Sq Ft | View Prior Sale |
| 08/11/2020 08/11/20 | Pending | -- | -- | -- | |
| 08/06/2020 08/06/20 | For Sale | $149,900 | -- | $129 / Sq Ft |
Source: Northwest Ohio Real Estate Information Service (NORIS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,697 | $47,780 | $3,750 | $44,030 |
| 2023 | $1,700 | $47,780 | $3,750 | $44,030 |
| 2022 | $1,694 | $47,780 | $3,750 | $44,030 |
| 2021 | $1,361 | $33,450 | $3,730 | $29,720 |
| 2020 | $1,361 | $33,450 | $3,730 | $29,720 |
| 2019 | $1,334 | $33,450 | $3,730 | $29,720 |
| 2018 | $1,276 | $29,320 | $3,400 | $25,920 |
| 2017 | $637 | $29,320 | $3,400 | $25,920 |
| 2016 | $1,299 | $29,320 | $3,400 | $25,920 |
| 2015 | $1,040 | $23,790 | $3,400 | $20,390 |
| 2014 | $1,040 | $23,790 | $3,400 | $20,390 |
| 2012 | $1,088 | $24,650 | $3,400 | $21,250 |
Source: Public Records
Agents Affiliated with this Home
-
Chelsea Steinman
-
Jennifer Aldoy
Buyer's Agent in 2025
Jennifer Aldoy
RE/MAX Unlimited Results Rlty
(567) 525-6934
37 in this area
82 Total Sales
-
Sharon Heilshorn
Seller's Agent in 2020
Sharon Heilshorn
The Danberry Co
(419) 348-6260
24 in this area
30 Total Sales
-
Judith Geyer
J
Buyer's Agent in 2020
Judith Geyer
ERA Geyer-Noakes Realty Group
(419) 306-2456
29 in this area
67 Total Sales
Map
Source: Northwest Ohio Real Estate Information Service (NORIS)
MLS Number: 10000044
APN: 57-0000214100
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. ©2025 NORIS. All rights reserved.
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