NOT LISTED FOR SALE

424 E Saratoga St Ferndale, MI 48220

Estimated Value: $258,332 - $281,000

2 Beds
1 Bath
1,093 Sq Ft
$245/Sq Ft Est. Value

Last Sold August 12, 2022

Last sale price $226,000 $207 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $1,843/month

4 Days on Market

Highlights

  • Colonial Architecture
  • Covered Patio or Porch
  • Forced Air Heating and Cooling System
  • No HOA
  • Programmable Thermostat
  • Ceiling Fan

About This Home

As of August 2022

Charming 1920's colonial right in the heart of downtown Ferndale! Relax in this sunlight filled home with a beautiful brick fireplace focal point in the living room, coved ceilings and original hardwood oak floors throughout. Entertain in your new dining room that leads out to a porch and beautifully landscaped back yard. New Washer and Dryer 2022, Furnace 2016, AC 2016, Windows 2015, Roof 2014, Nest Smart Thermostat. New kitchen cabinets, plaster, and paint 2022. This home is a couple minutes walk to 9 Mile and Woodward Ave. and a short drive to major freeways. Enjoy all of the nightlife, restaurants, shopping, businesses and festivals that fabulous Ferndale has to offer.

Last Agent to Sell the Property

Amber Harte

Good Company License #6501426257 Listed on: 07/14/2022

Good Company

Last Buyer's Agent

Evan Treharne

Hall & Hunter-Birmingham License #RCO-6501392050

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1928

Lot Details

  • 3,485 Sq Ft Lot
  • Lot Dimensions are 33.00 x 108.00
  • Back Yard Fenced

Home Design

  • Colonial Architecture
  • Block Foundation
  • Poured Concrete
  • Asphalt Roof
  • Chimney Cap
  • Vinyl Construction Material

Interior Spaces

  • 1,093 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Living Room with Fireplace
  • Carbon Monoxide Detectors
  • Unfinished Basement

Kitchen

  • Free-Standing Gas Range
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting

Location

  • Ground Level

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Programmable Thermostat
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • The Little Farms Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 2534203025
  • $4,000 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,957

Year Built

Built in 1928

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architecture Style: Colonial
  • Architecture Level: 2 Story
  • Assessment: 172.00
  • Year Built: 1928
  • State Equalized Value: 84970.0000
  • Entry Location: Ground Level w/Steps
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: Smoke Alarm, Carbon Monoxide Alarm(s), Programmable Thermostat
  • Fireplace: Yes
  • Fireplace Fuel: Gas
  • Fireplace Locations: Living Room
  • Room Count: 6
  • Total Bedrooms: 2
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Basement: Yes
  • Basement Type: Unfinished
  • Kitchen Appliances: Dryer, Free-Standing Gas Range, Free-Standing Refrigerator, Microwave, Washer
  • Sq Ft Combined: 1093
  • Total Sq Ft: 1093
  • Sq Ft Total Bsmt: 535

Exterior Features

  • Roof Material: Asphalt
  • Foundation Details: Basement
  • Construction Materials: Vinyl
  • Exterior Features: Chimney Cap(s), Lighting, Fenced
  • Foundation Materials: Block, Poured
  • Frontage Feet: 33
  • Porch Type: Porch - Covered, Porch
  • Road Frontage Type: Paved
  • Sideof Street: S
  • Fencing: Back Yard

Garage/Parking

  • Garage Size: No Garage

Utilities

  • Heating Fuel: Natural Gas
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
  • Sewer: Public Sewer (Sewer-Sanitary)
  • Water Heater Fuel: Natural Gas
  • Water Source: Public (Municipal)

Condo/Co-op/Association

  • Association Fee: No

Schools

  • School District: Ferndale

Lot Info

  • Homestead: Yes
  • Lot Size Area: 0.08
  • Lot Dimensions: 33.00 x 108.00
  • Parcel Number: 2534203025

Tax Info

  • Tax Amount Summer: 3829.0000
  • Tax Amount Winter: 128.0000
  • Total Tax: 3957.0000
  • Taxable Value: 69700.0000

MLS Schools

  • School District: Ferndale

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 14, 2022
Closed on
Aug 12, 2022
Sold by
Elizabeth Raczkowski
Bought by
Scheidt Giavanna Ricelli
Seller's Agent
Amber Harte
Good Company
Buyer's Agent
Evan Treharne
Hall & Hunter-Birmingham
List Price
$209,900
Sold Price
$226,000
Premium/Discount to List
$16,100
7.67%
Current Estimated Value
$267,583

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$41,583
Avg. Annual Appreciation
4.53%
Original Mortgage
$214,700
Outstanding Balance
$206,635
Interest Rate
5.51%
Mortgage Type
New Conventional
Estimated Equity
$52,395

Purchase Details

Listed on
Aug 2, 2017
Closed on
Sep 28, 2017
Sold by
Zandi Alyssa M
Bought by
Raczkowski Elizabeth
Seller's Agent
Melanie Lovati
Innovation Real Estate Specialists Inc.
Buyer's Agent
Gary Callas
EXP Realty
List Price
$159,900
Sold Price
$150,000
Premium/Discount to List
-$9,900
-6.19%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.82%
Original Mortgage
$117,000
Interest Rate
3.82%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 6, 2014
Closed on
Mar 5, 2014
Sold by
Fannie Mae
Bought by
Zandi Alyssa M
Seller's Agent
Meghan Schubring
Pearl Real Estate
Buyer's Agent
Deborah Groves
Real Estate One-Southfield
List Price
$89,900
Sold Price
$89,000
Premium/Discount to List
-$900
-1%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.70%
Original Mortgage
$89,300
Interest Rate
4.24%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 24, 2013
Sold by
Santander Bank Na
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jun 11, 2013
Sold by
Heap Larissa A and John Adams Mortgage Company
Bought by
Sovereign Bank Na and Sovereign Bank

Purchase Details

Closed on
Apr 19, 2006
Sold by
Primacy Closing Corp
Bought by
Heap Larissa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,000
Interest Rate
6.39%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 14, 2006
Sold by
Forbes Jeffrey P and Forbes Joelle M
Bought by
Primacy Closing Corp

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,000
Interest Rate
6.39%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 20, 1996
Sold by
Day Elizabeth C
Bought by
Kress Thomas A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,900
Interest Rate
8.13%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Scheidt Giavanna Ricelli $226,000 --
Raczkowski Elizabeth $150,000 Devon Title Agency
Zandi Alyssa M $89,000 Etitle
Federal National Mortgage Association -- None Available
Sovereign Bank Na $111,563 None Available
Heap Larissa A $132,500 Metropolitan
Primacy Closing Corp $132,500 Metropolitan
Kress Thomas A $82,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Scheidt Giavanna Ricelli $214,700
Previous Owner Raczkowski Elizabeth $117,000
Previous Owner Zandi Alyssa M $89,300
Previous Owner Heap Larissa A $106,000
Previous Owner Primacy Closing Corp $106,000
Previous Owner Kress Thomas A $77,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2022 08/12/22 Sold $226,000 +7.7% $207 / Sq Ft
07/19/2022 07/19/22 Pending -- -- --
07/14/2022 07/14/22 For Sale $209,900 +39.9% $192 / Sq Ft
10/05/2017 10/05/17 Sold $150,000 +0.1% $137 / Sq Ft
08/26/2017 08/26/17 Pending -- -- --
08/22/2017 08/22/17 Price Changed $149,900 -3.2% $137 / Sq Ft
08/17/2017 08/17/17 Price Changed $154,900 -3.1% $142 / Sq Ft
08/02/2017 08/02/17 For Sale $159,900 +79.7% $146 / Sq Ft
03/07/2014 03/07/14 Sold $89,000 0.0% $82 / Sq Ft
03/07/2014 03/07/14 Sold $89,000 -1.0% $82 / Sq Ft
01/13/2014 01/13/14 Pending -- -- --
01/13/2014 01/13/14 Pending -- -- --
01/06/2014 01/06/14 For Sale $89,900 -21.8% $82 / Sq Ft
09/03/2013 09/03/13 For Sale $114,900 -- $105 / Sq Ft
Source: Realcomp

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,747 $94,360 $0 $0
2023 $6,415 $92,340 $0 $0
2022 $3,782 $86,770 $0 $0
2021 $3,957 $84,970 $0 $0
2020 $3,748 $81,640 $0 $0
2019 $3,810 $74,510 $0 $0
2018 $3,824 $65,880 $0 $0
2017 $2,656 $64,010 $0 $0
2016 $2,622 $51,950 $0 $0
2015 -- $44,000 $0 $0
2014 -- $31,970 $0 $0
2011 -- $32,470 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Amber Harte

    Seller's Agent in 2022

    Amber Harte

    Good Company

    (248) 444-6809

    6 in this area

    51 Total Sales

    Amber Harte
    Section Image
  • Evan Treharne

    Buyer's Agent in 2022

    Evan Treharne

    Hall & Hunter-Birmingham

    (248) 321-6699

    3 in this area

    98 Total Sales

    Evan Treharne
    Section Image
  • Melanie Lovati

    Seller's Agent in 2017

    Melanie Lovati

    Innovation Real Estate Specialists Inc.

    (810) 650-4349

    232 Total Sales

    Melanie Lovati
    Section Image
  • Gary Callas

    Buyer's Agent in 2017

    Gary Callas

    EXP Realty

    (248) 813-4900

    1 in this area

    70 Total Sales

    Gary Callas
    Section Image
  • Meghan Schubring

    Seller's Agent in 2014

    Meghan Schubring

    Pearl Real Estate

    (586) 489-7286

    97 Total Sales

    Meghan Schubring
    Section Image
  • Deborah Groves

    Buyer's Agent in 2014

    Deborah Groves

    Real Estate One-Southfield

    (313) 549-8492

    21 Total Sales

    Deborah Groves
    Section Image
See All Agents

Map

Source: Realcomp

MLS Number: 20221016361

Realcomp

APN: 25-34-203-025

Michigan Oakland County Ferndale 48220

424 E Saratoga St, Ferndale, MI

This home is located at 424 E Saratoga St, Ferndale, MI 48220 since 14 July 2022 and is currently estimated at $267,583, approximately $244 per square foot. This property was built in 1928. 424 E Saratoga St is a home located in Oakland County with nearby schools including Ferndale Lower Elementary Campus, Ferndale Upper Elementary Campus, and Ferndale Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
Listing Information presented by local MLS brokerage: Ten-X, local REALTOR®- Arlene Richardson - (888)-952-6393

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