NOT LISTED FOR SALE

424 Providence Dr Brandon, MS 39042

Estimated Value: $338,000 - $379,000

4 Beds
3 Baths
2,500 Sq Ft
$143/Sq Ft Est. Value

Last Sold July 31, 2020

Current estimated payment $2,268/month

114 Days on Market

Highlights

  • Waterfront
  • Multiple Fireplaces
  • Wood Flooring
  • Rouse Elementary School Rated A-
  • Traditional Architecture
  • High Ceiling

About This Home

As of July 2020

This charming 4/3 home in Cornerstone is beautiful and sits in cul-de-sac facing the neighborhood lake. Great location. This home features laminate wood floors and ceramic tile throughout. The home has an open floor plan and a large kitchen that features ceramic tile countertops, stainless appliances, gas cooktop, and breakfast bar area and eat-in kitchen nook. This spacious home has over 2500 sq/ft and a enclosed patio area. Guest bedrooms are large. New interior paint throughout. The home is professionally landscaped and features gutters and a wrought iron fully fenced backyard. Home also has a 2 car garage. Don't for get to enjoy the clubhouse, large pool, tennis courts, play area for kids, and the fishing lake! Brandon Schools and close to shopping. Come see this one before its gone! New laminate wood floors going in the bedrooms soon.

Last Agent to Sell the Property

Kris Koziol

Keller Williams License #S42998 Listed on: 06/07/2020

Keller Williams

Last Buyer's Agent

Nathan Holditch

Front Gate Realty LLC License #S45729

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,500

Year Built

  • Built in 2005

Lot Details

  • Waterfront
  • Cul-De-Sac
  • Wrought Iron Fence
  • Back Yard Fenced

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,500 Sq Ft Home
  • 1.5-Story Property
  • High Ceiling
  • Ceiling Fan
  • Multiple Fireplaces
  • Vinyl Clad Windows
  • Insulated Windows
  • Storage
  • Walkup Attic
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Self-Cleaning Convection Oven
  • Gas Oven
  • Gas Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms
  • Double Vanity

Outdoor Features

  • Enclosed patio or porch
  • Rain Gutters

Schools

  • Brandon Middle School
  • Brandon High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Hot Water Heating System
  • Gas Water Heater

Community Details

  • Association fees include ground maintenance, pool service
  • Cornerstone Subdivision

Listing and Financial Details

  • Assessor Parcel Number I09L000001 00170

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,500

Year Built

Built in 2005

Lot Details

0

HOA Fees

$33 per month

Parking

2

Listing Details

  • Architectural Style: Traditional
  • Unit Levels: One and One Half, Multi/Split
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Year Built: 2005
  • Subdivision Name: Cornerstone
  • Directions: Hwy 471 to E Deer Ridge Rd, right on Faith Way, left on Providence Dr.
  • Garage Yn: Yes
  • New Construction: No
  • Appliances Microwave: Yes
  • Special Features: None

Interior Features

  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Gas Water Heater, Microwave, Oven, Self Cleaning Oven, Water Heater
  • AtticFeaturesAttic: Yes
  • BasementFeaturesBasement: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Ceramic Tile, Laminate, Wood
  • Interior Amenities: Double Vanity, Eat-in Kitchen, High Ceilings, Storage, Other
  • Window Features: Insulated Windows, Vinyl
  • Fireplace: Yes
  • ResoLivingAreaSource: Owner
  • Appliances Dishwasher: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:High Ceilings: Yes
  • Appliances:Cooktop: Yes
  • Appliances:Exhaust Fan3: Yes
  • Appliances:Gas Cooktop: Yes
  • Appliances:Self Cleaning Oven: Yes
  • Attic Features:Walk-Up Access2: Yes
  • Interior Features:Storage2: Yes
  • Appliances:Convection Oven: Yes
  • Appliances:Oven: Yes
  • Appliances:Oven - Gas: Yes
  • Interior Features:Other8: Yes
  • Attic Features:Whirlybird Vent: Yes
  • Appliances:Range3: Yes

Exterior Features

  • Exterior Features: Rain Gutters
  • Fencing: Back Yard, Wrought Iron
  • Foundation Details: Concrete Perimeter, Slab
  • Lot Features: Cul-De-Sac
  • Roof: Asphalt Shingle
  • Patio And Porch Features: Enclosed, Patio, Slab
  • Waterfront Features: Other
  • WaterfrontFeaturesWaterfront: Yes
  • Pool Private: No
  • Waterfront: Yes
  • Construction Type: Brick
  • General Property Information:Accessibility Features: No
  • Lot Features:Cul-De-Sac: Yes
  • Patio And Porch Features:Patio - Covered: Yes
  • Patio And Porch Features:Slab2: Yes
  • Window Features:Vinyl2: Yes
  • Exterior Features:Rain Gutters: Yes
  • Patio And Porch Features:Enclosed2: Yes
  • Window Features:Insulated Windows: Yes
  • Patio And Porch Features:Patio: Yes
  • Waterfront Features:Other14: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage Door Opener
  • Attached Garage: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage2: Yes
  • Parking Features:Garage Door Opener: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central, Fireplace(s), Hot Water, Natural Gas
  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Natural Gas2: Yes
  • Water Heater: Yes
  • Heating:Fireplace(s): Yes
  • Heating:Hot Water: Yes

Condo/Co-op/Association

  • Association Fee: 200.0
  • Association Fee Frequency: Semi-Annually
  • Association: Yes

Association/Amenities

  • Tax and Financial Information:Association: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Tax and Financial Information:Association Fee: 200.0
  • Tax and Financial Information:Association Fee Frequency: Semi-Annually
  • Association Fee Includes:Other19: Yes
  • Association Fee Includes:Pool Service: Yes
  • Tax and Financial Information:Association Transfer Fee: No

Fee Information

  • Association Fee Includes: Maintenance Grounds, Pool Service, Other

Schools

  • High School: Brandon
  • Middle Or Junior School: Brandon

Lot Info

  • Parcel #: I09L000001 00170

Tax Info

  • Tax Annual Amount: 2500.0
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 7, 2020
Closed on
Jul 31, 2020
Sold by
Loftin Justin L
Bought by
Gentry John B and Gentry Virginia P
Seller's Agent
Kris Koziol
Keller Williams
Buyer's Agent
Nathan Holditch
Front Gate Realty LLC
List Price
$269,900
Sold Price
$262,000
Premium/Discount to List
-$7,900
-2.93%
Current Estimated Value
$356,266

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$94,266
Avg. Annual Appreciation
6.63%
Original Mortgage
$209,600
Outstanding Balance
$187,180
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$171,420

Purchase Details

Closed on
Sep 3, 2019
Sold by
Leight-Loftin Melissa
Bought by
Loftin Jutin L

Purchase Details

Closed on
Nov 30, 2005
Sold by
Moreau Building Contractors Inc A Mis
Bought by
Loftin Justin Lee and Loftin Melissa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.23%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gentry John B -- None Available
Loftin Jutin L -- --
Loftin Justin Lee -- M-Tec, Miller Title & Escrow
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gentry John B $209,600
Previous Owner Loftin Justin Lee $197,035
Previous Owner Loftin Justin Lee $200,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2020 07/31/20 Sold -- -- --
06/04/2020 06/04/20 Pending -- -- --
02/10/2020 02/10/20 For Sale $269,900 -- $108 / Sq Ft
Source: MLS United

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,004 $25,312 $0 $0
2023 $2,819 $23,897 $0 $0
2022 $2,783 $23,897 $0 $0
2021 $2,783 $23,897 $0 $0
2020 $2,783 $23,897 $0 $0
2019 $2,499 $21,237 $0 $0
2018 $2,456 $21,237 $0 $0
2017 $2,456 $21,237 $0 $0
2016 $2,199 $20,686 $0 $0
2015 $2,199 $20,686 $0 $0
2014 $2,155 $20,686 $0 $0
2013 -- $20,686 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS United

MLS Number: 1327790

MLS United

APN: I09L-000001-00170