NOT LISTED FOR SALE

424 Shirley Ridge Dr Saint Charles, MO 63304

Estimated Value: $167,000 - $241,000

2 Beds
2 Baths
1,384 Sq Ft
$147/Sq Ft Est. Value

About This Home

This home is located at 424 Shirley Ridge Dr, Saint Charles, MO 63304 and is currently estimated at $203,603, approximately $147 per square foot. 424 Shirley Ridge Dr is a home located in St. Charles County with nearby schools including Central Elementary School, Bryan Middle School, and Francis Howell Union High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 27, 2022
Sold by
Cordia Erin R
Bought by
Giesmann Michael D
Current Estimated Value
$203,603

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Outstanding Balance
$127,606
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$85,799

Purchase Details

Closed on
Dec 13, 2022
Sold by
Giesmann Stacy L
Bought by
Giesmann Michael D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Outstanding Balance
$127,606
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$85,799

Purchase Details

Closed on
Mar 30, 2017
Sold by
Lococo Kelly and Knopfel Heather
Bought by
Cordia Erin R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,750
Interest Rate
5.12%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Sep 9, 2008
Sold by
Taylor Hedy E
Bought by
Lococo Kelly and Curtis Heather

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,300
Interest Rate
6.54%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 20, 2006
Sold by
Krakowski Shannon and Krakowski John
Bought by
Taylor Hedy E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,250
Interest Rate
6.41%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 3, 2004
Sold by
Roemer Jerry N and Roemer Reba J
Bought by
Walsh Shannon E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,750
Interest Rate
3.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 20, 1996
Sold by
Facer Lisa A
Bought by
Roemer Jerry N and Roemer Reba J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,100
Interest Rate
6%
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Giesmann Michael D -- Investors Title
Giesmann Michael D -- None Listed On Document
Cordia Erin R -- Touchstone Title & Abstract
Lococo Kelly $137,000 Inv
Taylor Hedy E -- Inv
Walsh Shannon E -- Ust
Roemer Jerry N -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Giesmann Michael D $132,000
Closed Giesmann Michael D $132,000
Previous Owner Cordia Erin R $118,750
Previous Owner Lococo Kelly $123,300
Previous Owner Taylor Hedy E $128,250
Previous Owner Walsh Shannon E $105,750
Previous Owner Roemer Jerry N $62,100
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,625 $31,123 -- --
2023 $1,624 $27,404 $0 $0
2022 $1,691 $26,517 $0 $0
2021 $1,693 $26,517 $0 $0
2020 $1,336 $20,259 $0 $0
2019 $1,330 $20,259 $0 $0
2018 $999 $14,548 $0 $0
2017 $990 $14,548 $0 $0
2016 $1,135 $16,066 $0 $0
2015 $1,133 $16,066 $0 $0
2014 $1,456 $20,020 $0 $0
Source: Public Records

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