NOT LISTED FOR SALE

424 Spencer St Bethalto, IL 62010

Estimated Value: $197,000 - $225,000

4 Beds
2.5 Baths
2,214 Sq Ft
$96/Sq Ft Est. Value

Last Sold September 28, 2020

Last sale price $157,000 $71 Per Sq Ft

Est. 35% increase in value since last sale

Current estimated payment $1,444/month

2 Days on Market

Highlights

  • Spa
  • Traditional Architecture
  • Bonus Room
  • Civic Memorial High School Rated 10
  • Main Floor Primary Bedroom
  • Sun or Florida Room

About This Home

As of September 2020

Need a little extra space for your family? Everyone can have their own bedroom! Main floor has full bath with 2 bedrooms, upstairs you will find another 2 large bedrooms and a 1/2 bath, lower level has large family room, spacious utility room, full bath with a Jacuzzi tub & separate shower, and a bonus room with a closet. New water heater August 2020. Basement has a transferable water proofing lifetime warranty thru Helitech and has a total remodel 4 years ago. Sewer line from home to road new 4 years ago! Screened porch outside with hot tub that stays. Mature shade trees, carport & garage. Come see it for yourself!

Last Agent to Sell the Property

Shelly Niemeier

Legacy Realty & Auction, Llc License #475122791 Listed on: 08/20/2020

Co-Listed By

Gary Niemeier

Legacy Realty & Auction, Llc License #475122793

Last Buyer's Agent

Jill Cummings

RE/MAX Alliance License #475140540

RE/MAX Alliance

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,844

Year Built

  • Built in 1940

Lot Details

  • 7,710

Parking

  • 1 Car Detached Garage
  • 1 Carport Space
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Bungalow
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Bonus Room
  • Sun or Florida Room
  • Screened Porch
  • Partially Carpeted

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Electric Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • Primary Bedroom on Main

Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Schools

  • Bethalto Dist 8 Elementary And Middle School
  • Bethalto High School

Utilities

  • Forced Air Heating and Cooling System
  • Two Cooling Systems Mounted To A Wall/Window
  • Heating System Uses Gas
  • Gas Water Heater

Additional Features

  • Spa
  • Level Lot

Listing and Financial Details

  • Assessor Parcel Number 19-2-08-12-08-203-022

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,844

Year Built

Built in 1940

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Style: 1.5 Story
  • Style Description: Bungalow / Cottage
  • Special Areas: Bonus Room, Sun Room
  • Special Description: Owner Occupied
  • Age: 80
  • Ownership: Private
  • Year Built: 1940
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom in LL, Full
  • Bedroom Types: Main Floor Master
  • Interior Amenities: Some Carpeting, Some Wood Floors
  • Kitchen: Eat-In Kitchen
  • Lower Full Bathrooms: 1
  • Main Level Bedrooms: 2
  • Main Full Bathrooms: 1
  • Misc Features: Porch-Screened
  • Total Living Area: 2214.00
  • Appliances: Dishwasher, Electric Cooktop, Microwave, Range/Oven-Electric, Refrigerator
  • Bathrooms: 3.00
  • Bedrooms: 4.00
  • Room Cnt: 12
  • Square Footage: 1475
  • Square Footage Below Grade: 739
  • Total Full Baths: 2
  • Total Half Baths: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Vinyl Siding

Garage/Parking

  • Carport Spaces: 1
  • Garage Size: 14 x 18
  • Garage Spaces: 1
  • Parking: Detached, Garage Door Opener, Off Street

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: 2 Window/Wall, Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Amenities: Hot Tub

Schools

  • School District: Bethalto DIST 8
  • Elementary School: BETHALTO DIST 8
  • Middle School: BETHALTO DIST 8
  • High School: Bethalto
  • Elementary School: BETHALTO DIST 8
  • Junior High School: BETHALTO DIST 8
  • School District: Bethalto DIST 8
  • Senior High School: Bethalto

Lot Info

  • Lot Description: Level Lot
  • Lot Dimensions: 60 x 129 IRRG.

Tax Info

  • Taxes Paid: 2138
  • Taxes Paid Year: 2019
  • Assessor Parcel Number: 19-2-08-12-08-203-022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 20, 2020
Closed on
Sep 28, 2020
Sold by
Helton Nova
Bought by
Baughman Kyle and Baughman Caitlin
Seller's Agent
Shelly Niemeier
Legacy Realty & Auction, Llc
Buyer's Agent
Jill Cummings
RE/MAX Alliance
List Price
$154,900
Sold Price
$157,000
Premium/Discount to List
$2,100
1.36%
Current Estimated Value
$211,983

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$54,983
Avg. Annual Appreciation
5.57%
Original Mortgage
$152,290
Outstanding Balance
$136,065
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$69,902

Purchase Details

Listed on
Aug 20, 2020
Closed on
Sep 16, 2020
Sold by
Helton Nova and Helton Daniel
Bought by
Helton Nova
Seller's Agent
Shelly Niemeier
Legacy Realty & Auction, Llc
Buyer's Agent
Jill Cummings
RE/MAX Alliance
List Price
$154,900
Sold Price
$157,000
Premium/Discount to List
$2,100
1.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,290
Outstanding Balance
$136,065
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$69,902

Purchase Details

Listed on
Oct 12, 2016
Closed on
Dec 30, 2016
Sold by
Lisa Doubet
Bought by
Helton Daniel and Helton Nova
Seller's Agent
Kara Beyers
RE/MAX Alliance
Buyer's Agent
Shelly Niemeier
Legacy Realty & Auction, Llc
List Price
$150,000
Sold Price
$139,500
Premium/Discount to List
-$10,500
-7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.20%
Original Mortgage
$139,500
Interest Rate
4.32%

Purchase Details

Closed on
Oct 19, 2012
Sold by
Monroe Jonathan R and Monroe Lisa
Bought by
Doubet Lisa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,000
Interest Rate
3.53%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 15, 2011
Sold by
Gateway Group Lp
Bought by
Monroe Jon and Monroe Lisa B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$114,750
Interest Rate
3.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 29, 2005
Sold by
Overmeyer Fallen T and Overmeyer Cheri L
Bought by
Monroe Jonathan R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,920
Interest Rate
5.32%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Oct 10, 2003
Sold by
Phelps Christopher P
Bought by
Overmeyer Fallon T and Overmeyer Cheri L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,957
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Baughman Kyle $157,000 Community Title & Escrow
Helton Nova -- Community Title & Escrow
Helton Daniel -- --
Doubet Lisa $140,000 Serenity Title And Escrow Lt
Monroe Jon $153,000 Community Title & Escrow Ltd
Monroe Jonathan R $125,000 Community Title & Escrow
Overmeyer Fallon T $98,000 Community Title & Escrow
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Baughman Kyle $152,290
Previous Owner Helton Daniel $139,500
Previous Owner Helton Daniel --
Previous Owner Doubet Lisa $112,000
Previous Owner Monroe Jon $114,750
Previous Owner Monroe Jonathan R $99,920
Previous Owner Overmeyer Fallon T $92,957
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/28/2020 09/28/20 Sold $157,000 +1.4% $71 / Sq Ft
08/23/2020 08/23/20 Pending -- -- --
08/20/2020 08/20/20 For Sale $154,900 +11.0% $70 / Sq Ft
12/29/2016 12/29/16 Sold $139,500 -2.1% $59 / Sq Ft
11/24/2016 11/24/16 Pending -- -- --
11/18/2016 11/18/16 Price Changed $142,500 -1.7% $60 / Sq Ft
10/26/2016 10/26/16 Price Changed $145,000 -3.3% $61 / Sq Ft
10/12/2016 10/12/16 For Sale $150,000 -- $63 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,844 $60,560 $4,720 $55,840
2023 $3,844 $56,460 $4,400 $52,060
2022 $3,686 $36,440 $4,060 $32,380
2021 $2,228 $33,960 $3,780 $30,180
2020 $2,186 $32,710 $3,640 $29,070
2019 $2,138 $31,730 $3,530 $28,200
2018 $2,093 $30,150 $3,350 $26,800
2017 $2,019 $29,430 $3,270 $26,160
2016 $1,998 $29,430 $3,270 $26,160
2015 $1,914 $29,120 $3,240 $25,880
2014 $1,914 $29,120 $3,240 $25,880
2013 $1,914 $29,540 $3,290 $26,250
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS20059954

MARIS MLS

APN: 19-2-08-12-08-203-022