$330,500
SOLD JUN 5, 2025

424 Terning Way Howard Lake, MN 55349

3 Beds
2 Baths
1,883 Sq Ft
0.33 Acres

Recently Sold

$176 Per Sq Ft

3% Below List Price

103 Days on Market

Highlights

  • No HOA
  • Patio
  • Forced Air Heating and Cooling System
  • 3 Car Attached Garage
  • Living Room
  • Family Room

About This Home

As of June 2025

As close to 'Lake Life' as you can get without paying lake life taxes! Discover this nearly new home in a delightful town, featuring impressive vaulted ceilings on the main level that create an airy, open atmosphere. The kitchen is well appointed with a granite topped center island & stainless appliances. The primary bedroom boasts both a walk-in closet & a private bathroom. All bedrooms are freshly painted & conveniently all on one level. The stylish custom family room (fresh paint here as well) is designed for both comfort and entertainment & offers walkout access to a large, fully fenced, flat backyard—perfect for gatherings or relaxing! You have ample space for a garden, the kids to run, playing sports & exercising your pup! Nice treed view too! Situated just a 5-minute walk to a public park & boat launch! This lovely home is situated on one of the best lots in the develpement & is an ideal retreat for outdoor enthusiasts. The large garage is finished & heated with a bonus lockable storage room! Space for a future 3rd bathroom in lower level if you choose.This idylic location provides small town tranquility, charm, lake life & so much more! The annual Wright County Fair, trails & preserves are close by. Only available due to military transfer. Easy access to freeway(s). Don't miss out on this exceptional find!

Last Agent to Sell the Property

Laura Heppner

Keller Williams Classic Realty Listed on: 01/16/2025

Keller Williams Classic Realty

Last Buyer's Agent

Raymond Quist

RE/MAX Results

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,724

Year Built

  • Built in 2020

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 96x63x135x87x100

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Tuck Under Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Bi-Level Home
  • Pitched Roof

Interior Spaces

  • Family Room
  • Living Room

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service

Community Details

  • No Home Owners Association
  • Terning Trails 2 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 109050003020

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,724

Year Built

Built in 2020

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 2020
  • Above Grade Finished Sq Ft: 1395
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Finished, Full, Walkout
  • Living Area: 1883
  • Fireplace: No
  • Below Grade Finished Sq Ft: 488
  • Basement YN: Yes
  • Dining Room Type: Living Room, Kitchen, Dining Room, Family Room, Bedroom 1, Bedroom 2, Bedroom 3

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 3

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt, Pitched
  • ConstructionMaterialsDesc: Block
  • PatioPorchType: Patio

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Electric, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Tuckunder Garage
  • Garage Square Feet: 650
  • Garage Door Height: 7

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: 200+ Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Howard Lake-Waverly-Winsted
  • SchoolDistrictNumber: 2687
  • SchoolDistrictPhone: 320-543-3521

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 96x63x135x87x100
  • Lot Size Sq Ft: 14374.8
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 109050003020
  • Tax Annual Amount: 3724
  • TaxWithAssessments: 3724.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2025
Closed on
May 23, 2025
Sold by
Thao Der and Thao Quincey
Bought by
Etem Jeremy and Mccarty Kezia
Seller's Agent
Laura Heppner
Keller Williams Classic Realty
Buyer's Agent
Raymond Quist
RE/MAX Results
List Price
$339,000
Sold Price
$330,500
Premium/Discount to List
-$8,500
-2.51%
Views
83
Current Estimated Value
$330,756

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$256
Avg. Annual Appreciation
3.74%
Original Mortgage
$315,096
Outstanding Balance
$314,538
Interest Rate
6.62%
Mortgage Type
New Conventional
Estimated Equity
$19,258

Purchase Details

Listed on
Apr 4, 2023
Closed on
May 8, 2023
Sold by
Friedl Ryan and Friedl Kahlie
Bought by
Thao Der and Thao Quincey
Seller's Agent
Janna Pollard
Luke Team Real Estate
Buyer's Agent
Elaine Kue
National Realty Guild
List Price
$324,900
Sold Price
$315,000
Premium/Discount to List
-$9,900
-3.05%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.35%
Original Mortgage
$315,000
Interest Rate
6.42%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 25, 2020
Sold by
R Home Llc
Bought by
Friedl Ryan Matthew and Friedl Kahlie Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,905
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 6, 2019
Sold by
City Of Howard Lake
Bought by
R Home Llc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $330,500 --
Deed $315,000 --
Warranty Deed $219,900 Land Title
Warranty Deed -- Land Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $315,096 New Conventional
Previous Owner $315,000 New Conventional
Previous Owner $208,905 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/05/2025 06/05/25 Sold $330,500 -1.3% $176 / Sq Ft
04/29/2025 04/29/25 Pending -- -- --
04/03/2025 04/03/25 Price Changed $335,000 -1.2% $178 / Sq Ft
01/16/2025 01/16/25 For Sale $339,000 +7.6% $180 / Sq Ft
05/12/2023 05/12/23 Sold $315,000 0.0% $167 / Sq Ft
04/26/2023 04/26/23 Pending -- -- --
04/13/2023 04/13/23 Price Changed $315,000 -3.0% $167 / Sq Ft
04/04/2023 04/04/23 For Sale $324,900 -- $173 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,490 $327,300 $55,800 $271,500
2024 $4,136 $330,000 $58,100 $271,900
2023 $3,724 $319,900 $50,100 $269,800
2022 $3,388 $283,600 $46,400 $237,200
2021 $278 $211,700 $25,500 $186,200
2020 $0 $26,800 $16,000 $10,800
2019 $320 $9,500 $0 $0
2018 $0 $9,500 $0 $0
2017 $0 $3,600 $0 $0
2016 $320 $0 $0 $0
2015 $330 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6650655

NorthstarMLS

APN: 109-050-003020