4244 Otterlake Cove Niceville, FL 32578
4
Beds
2
Baths
2,285
Sq Ft
0.37
Acres
Highlights
- Marina
- Golf Course Community
- Gated Community
- Bluewater Elementary School Rated A-
- Screened Pool
- Vaulted Ceiling
About This Home
As of March 2025Welcome to this charming single-story pool home, tucked away in the gated community of Magnolia Plantation in Bluewater Bay. Situated on a quiet cul-de-sac, this 4-bedroom treasure is ready for you to make it your own! The property boasts lush landscaping, a spacious front and side yard, a large driveway for multiple vehicles, a saltwater pool with an expansive enclosure, and a 2-car side entry garage.
Inside, you'll find an open floor plan featuring a formal dining room, a cozy living room with a gas fireplace, and a versatile flex space perfect for additional living space or a home office. The stunning kitchen is equipped with stainless steel appliances, including a gas range.
Last Agent to Sell the Property
Richardson Realty International Inc License #3323673 Listed on: 11/29/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,406
Year Built
- Built in 2000
Lot Details
- 0.37 Acre Lot
- Lot Dimensions are 100x150
- Property fronts a private road
- Property fronts an easement
- Cul-De-Sac
- Back Yard Fenced
- Interior Lot
- Level Lot
- Sprinkler System
HOA Fees
- $97 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Brick Exterior Construction
- Frame Construction
- Dimensional Roof
- Composition Shingle Roof
- Vinyl Trim
Interior Spaces
- 2,285 Sq Ft Home
- 1-Story Property
- Crown Molding
- Vaulted Ceiling
- Gas Fireplace
- Window Treatments
- Family Room
- Living Room
- Dining Room
- Utility Room
- Pull Down Stairs to Attic
Kitchen
- Gas Oven or Range
- Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
- Cultured Marble Bathroom Countertops
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
Laundry
- Dryer
- Washer
Home Security
- Storm Windows
- Fire and Smoke Detector
Pool
- Screened Pool
- Heated In Ground Pool
- Gunite Pool
Schools
- Bluewater Elementary School
- Choice-Destin/Ruckel Middle School
- Niceville High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Underground Utilities
- Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 15-1S-22-2100-0000-0290
Community Details
Overview
- Association fees include accounting, ground keeping, legal, management, security
- Magnolia Plantation At Bluewater Bay Subdivision
- The community has rules related to covenants, exclusive easements
Recreation
- Marina
- Golf Course Community
- Tennis Courts
- Community Pool
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 29, 2024
Closed on
Mar 14, 2025
Sold by
Amason Daniel and Amason Alecia
Bought by
Urenda Tania and Urenda David
Seller's Agent
Joseph Richardson
Richardson Realty International Inc
Buyer's Agent
Julia Eliasson
Realty ONE Group Emerald Coast
List Price
$679,900
Sold Price
$670,000
Premium/Discount to List
-$9,900
-1.46%
Views
113
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,549
Avg. Annual Appreciation
0.81%
Original Mortgage
$372,300
Outstanding Balance
$371,056
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$301,493
Purchase Details
Listed on
Jan 26, 2022
Closed on
Feb 22, 2022
Sold by
Slone and Melissa
Bought by
Amason Daniel and Amason Alecia
Seller's Agent
Skye Goldstein
EXP Realty LLC
Buyer's Agent
Mark Hiller
EXP Realty LLC
List Price
$571,000
Sold Price
$571,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.35%
Original Mortgage
$584,133
Interest Rate
3.55%
Mortgage Type
VA
Purchase Details
Listed on
Mar 5, 2021
Closed on
Apr 5, 2021
Sold by
Christianson John A and Christianson Sarah R
Bought by
Slone Travis and Slone Melissa
Seller's Agent
Curtis Jetton
Sound Choice Real Estate LLC
Buyer's Agent
Ginny Deptula
First Realty Of Florida
List Price
$524,500
Sold Price
$524,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.13%
Original Mortgage
$367,150
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 21, 2018
Closed on
Aug 20, 2018
Sold by
Adams Jerry W and Adams Modra A
Bought by
Christianson John Allan and Christianson Sarah Ruth
Seller's Agent
Andrew Tidwell
Sound Choice Real Estate LLC
Buyer's Agent
Carli Harman
EXP Realty LLC
List Price
$409,000
Sold Price
$409,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.92%
Original Mortgage
$422,497
Interest Rate
4.5%
Mortgage Type
Negative Amortization
Purchase Details
Closed on
Jan 31, 2007
Sold by
Helms Charles A and Helms Margaret R
Bought by
Adams Jerry W and Adams Modra A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
6.07%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 3, 2000
Sold by
Adams Homes Of Northwest Florida Inc
Bought by
Helms Charles A and Helms Margaret R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,200
Interest Rate
7.94%
Similar Homes in Niceville, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $670,000 | Bright Light Land Title | |
| Warranty Deed | $571,000 | Bradley Title | |
| Warranty Deed | $524,500 | Mti Title Insurance Agcy Inc | |
| Warranty Deed | $409,000 | Old South Land Title Co | |
| Warranty Deed | $375,000 | Panhandle Title Inc | |
| Warranty Deed | $199,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $372,300 | New Conventional | |
| Previous Owner | $584,133 | VA | |
| Previous Owner | $367,150 | New Conventional | |
| Previous Owner | $422,497 | Negative Amortization | |
| Previous Owner | $290,650 | New Conventional | |
| Previous Owner | $300,000 | New Conventional | |
| Previous Owner | $49,604 | Credit Line Revolving | |
| Previous Owner | $68,000 | Unknown | |
| Previous Owner | $192,800 | New Conventional | |
| Previous Owner | $15,000 | Credit Line Revolving | |
| Previous Owner | $159,200 | Unknown | |
| Previous Owner | $159,200 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/19/2025 03/19/25 | Sold | $670,000 | -1.5% | $293 / Sq Ft |
| 01/16/2025 01/16/25 | Pending | -- | -- | -- |
| 11/29/2024 11/29/24 | For Sale | $679,900 | +19.1% | $298 / Sq Ft |
| 02/22/2022 02/22/22 | Sold | $571,000 | 0.0% | $250 / Sq Ft |
| 01/26/2022 01/26/22 | Pending | -- | -- | -- |
| 01/26/2022 01/26/22 | For Sale | $571,000 | +8.9% | $250 / Sq Ft |
| 04/05/2021 04/05/21 | Sold | $524,500 | 0.0% | $230 / Sq Ft |
| 03/07/2021 03/07/21 | Pending | -- | -- | -- |
| 03/05/2021 03/05/21 | For Sale | $524,500 | +28.2% | $230 / Sq Ft |
| 08/20/2018 08/20/18 | Sold | $409,000 | 0.0% | $179 / Sq Ft |
| 07/22/2018 07/22/18 | Pending | -- | -- | -- |
| 07/21/2018 07/21/18 | For Sale | $409,000 | -- | $179 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,632 | $503,311 | $100,118 | $403,193 |
| 2023 | $5,632 | $504,439 | $99,126 | $405,313 |
| 2022 | $5,802 | $476,437 | $94,406 | $382,031 |
| 2021 | $4,029 | $356,950 | $0 | $0 |
| 2020 | $4,019 | $352,022 | $0 | $0 |
| 2019 | $3,971 | $344,108 | $81,279 | $262,829 |
| 2018 | $3,313 | $289,393 | $0 | $0 |
| 2017 | $3,293 | $283,441 | $0 | $0 |
| 2016 | $3,203 | $277,611 | $0 | $0 |
| 2015 | $3,268 | $275,681 | $0 | $0 |
| 2014 | $3,280 | $273,493 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Joseph Richardson
J
Seller's Agent in 2025
Joseph Richardson
Richardson Realty International Inc
(850) 830-3912
32 Total Sales
-
Julia Eliasson
J
Buyer's Agent in 2025
Julia Eliasson
Realty ONE Group Emerald Coast
(850) 496-6429
6 Total Sales
-
Skye Goldstein
S
Seller's Agent in 2022
Skye Goldstein
EXP Realty LLC
(850) 687-4415
31 Total Sales
-
Mark Hiller
Seller Co-Listing Agent in 2022
Mark Hiller
EXP Realty LLC
(850) 749-5350
904 Total Sales
-
Curtis Jetton
C
Seller's Agent in 2021
Curtis Jetton
Sound Choice Real Estate LLC
(850) 502-7133
47 Total Sales
-
G
Buyer's Agent in 2021
Ginny Deptula
First Realty Of Florida
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 963850
APN: 15-1S-22-2100-0000-0290
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