NOT LISTED FOR SALE

42448 Swiftwater Point Clayton, NY 13624

Estimated Value: $700,000 - $974,028

4 Beds
2 Baths
2,046 Sq Ft
$425/Sq Ft Est. Value

Last Sold September 08, 2023

Last sale price $805,000 $393 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $5,533/month

74 Days on Market

Highlights

  • 180 Feet of Waterfront
  • 1.3 Acre Lot
  • Wooded Lot
  • Beach Access
  • Colonial Architecture
  • Main Floor Primary Bedroom

About This Home

As of September 2023

Welcome to Grindstone Island,secluded oasis in the heart of the 1000 Islands.This stunning island home offers the perfect blend of modern comfort and natural serenity. Built in 2017, this property boasts 180' of waterfront, providing unparalleled views of both Picton Channel and Main Channel.Large steel built docks with deep water and protection.This private retreat is nestled in a natural setting, ensuring tranquility and seclusion.Expansive screened porch offers a peaceful space to relax, versatility allows for additional sleeping options.Fully insulated zoned heating and a second-floor minisplit system, ensuring optimal comfort.Open living area on the first floor offers panoramic views, allowing you to soak in the breathtaking scenery from every angle. Large custom kitchen, complete with exquisite Hickory cabinets and gas stove. A well with water filtration system.Being sold partially furnished, including a convenient washer and dryer located on the first floor.Your outdoor adventures, with trail access, allowing you to explore the island's hidden treasures. Don't miss this opportunity to own a piece of paradise on Grindstone. No negotiations will take place until 6/1/23.

Last Agent to Sell the Property

Robin Lucas

Listing by Four Seasons Sotheby's Inter. License #10301222323 Listed on: 05/19/2023

Four Seasons Sotheby's Inter.

Last Buyer's Agent

Cathy Garlock

Listing by Garlock Realty License #40GA0888002

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,285

Year Built

  • Built in 2018

Lot Details

  • 1.3 Acre Lot
  • Lot Dimensions are 437 x 180
  • 180 Feet of Waterfront
  • River Front
  • Wooded Lot

Parking

  • No Garage

Home Design

  • Colonial Architecture
  • Cottage
  • Asphalt Roof
  • Pier And Beam

Interior Spaces

  • 2,046 Sq Ft Home
  • 2-Story Property
  • Partially Furnished
  • Woodwork
  • Thermal Windows
  • Family Room
  • Combination Kitchen and Living
  • Screened Porch
  • Storage Room
  • Water Views
  • Crawl Space

Kitchen

  • Gas Range
  • Microwave
  • Kitchen Island
  • Solid Surface Countertops

Flooring

  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Beach Access
  • Outdoor Grill

Utilities

  • Baseboard Heating
  • Programmable Thermostat
  • Well
  • Electric Water Heater
  • Water Purifier
  • Septic Tank

Listing and Financial Details

  • HUD Owned
  • Assessor Parcel Number 223289-012-000-0001-023-200

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,285

Year Built

Built in 2018

Lot Details

0

Listing Details

  • NY Swis Code: Clayton-223289
  • Total Assessed Value: 730000
  • Foundation Description: Pier and Beam
  • Island Name: Grindstone Island
  • Listing Type: Exclusive Right To Sell
  • Lot Dimension Depth: 437
  • Lot Dimension Front: 180
  • Lot Information: Wooded Lot
  • Nearest Cross Street: Saint Lawrence River
  • Number of Stories: 2.0000
  • Property Type: Single Family Residential
  • Ratio Close Price By Acres: 619230.77
  • Ratio Close Price By Sq Ft: 393.45
  • Ratio List Price By Acres: 653076.92
  • Ratio List Price By Sq Ft: 414.96
  • Regional Board Code: Syracuse
  • Roof Description: Asphalt
  • School Tax: 5719
  • Styles of Residence: Colonial, Cottage
  • Sub Board Code: Syracuse
  • Type of Sale: HUD or Govt Owned
  • Year Built Description: Existing
  • Lot Sq Ft: 56628
  • Age of Building: 5
  • Year Built: 2018
  • Above Grade Finished Sq Ft: 2046
  • Directions To Property: By Boat: Near Rusho Bay entering the Picton Channel, see U-shape dock and house behind.
  • Sq Ft Total Pub: 2046
  • Attribution Contact: 518-580-8500
  • EnergyEquipment: Propane Tank-Owned
  • WaterRelatedFeatures: Beach/Water Access, Boat Access Only, Water View, Other - See Remarks
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 2018

Interior Features

  • Full Bathrooms: 2
  • Additional Interior Features: Furnished-Partially, Natural Woodwork - some, Water Purification System
  • Additional Rooms: 1st Floor Bedroom, 1st Floor Primary Bedroom, Family Room, Laundry-1st Floor, Porch - Screened, Storage Room
  • Basement Description: Crawl Space
  • Floor Description: Tile-Some, Vinyl-Luxury-Some
  • Kitchen Appliances Included: Dryer, Microwave, Oven/Range Gas, Refrigerator, Washer
  • Kitchen Dining Description: Island, Kitchen/Family Room Combo, Pantry, Solid Surface Counter
  • Number of Bedrooms 1st Floor: 2
  • Number of Bedrooms 2nd Floor: 2
  • Number of 1st Floor Full Bathrooms: 1
  • Number of 2nd Floor Full Bathrooms: 1
  • Number of Rooms: 8
  • Total Bathrooms: 2.00
  • Total Bedrooms: 4
  • Total Sq Ft: 2046

Exterior Features

  • Construction: Wood
  • Waterfront Name: Saint Lawrence Seaway
  • Additional Exterior Features: Barbecue, Dock- see Remarks, Thermal Windows - Some, Wood Screens/Storms-some
  • Number of Acres: 1.3000
  • Waterfront Description: River/Stream/Creek
  • Waterfront Frontage: 180

Garage/Parking

  • Garage Description: No Garage

Utilities

  • Heating Fuel Description: Electric
  • Hvac Type: Baseboard, Programmable Thermostat
  • Sewer Description: Septic
  • Water Heater Fuel: Electric

Condo/Co-op/Association

  • HOA Payment Frequency: None

Schools

  • School District: Thousand Islands

Lot Info

  • Parcel Number: 223289-012-000-0001-023-200

Tax Info

  • Total Taxes: 11285

MLS Schools

  • School District Name: Thousand Islands

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 19, 2023
Closed on
Sep 8, 2023
Sold by
Mccall Thomas M and Mccall Lisa
Bought by
Smith Eric F and Smith Milissa L
Seller's Agent
Robin Lucas
Four Seasons Sotheby's Inter.
Buyer's Agent
Cathy Garlock
Garlock Realty
List Price
$849,000
Sold Price
$805,000
Premium/Discount to List
-$44,000
-5.18%
Views
1
Current Estimated Value
$869,009

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$64,009
Avg. Annual Appreciation
3.73%
Original Mortgage
$705,000
Outstanding Balance
$689,879
Interest Rate
6.9%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$179,130

Purchase Details

Listed on
May 19, 2023
Closed on
Sep 1, 2023
Sold by
Mccall Thomas Michael and Mccall Lisa
Bought by
Smith Eric F and Smith Milissa L
Seller's Agent
Robin Lucas
Four Seasons Sotheby's Inter.
Buyer's Agent
Cathy Garlock
Garlock Realty
List Price
$849,000
Sold Price
$805,000
Premium/Discount to List
-$44,000
-5.18%
Views
1

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$705,000
Outstanding Balance
$689,879
Interest Rate
6.9%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$179,130

Purchase Details

Closed on
Apr 21, 2023
Sold by
Mccall Thomas Michael
Bought by
Mccall Jan Marie

Purchase Details

Closed on
Jul 17, 2018
Sold by
Mccall Thomas M
Bought by
Mccall Thomas M and Mccall Lisa
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Eric F $805,000 None Available
Smith Eric F $805,000 None Listed On Document
Mccall Jan Marie -- None Listed On Document
Mccall Thomas M -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Eric F $705,000
Closed Smith Eric F $705,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/08/2023 09/08/23 Sold $805,000 -5.2% $393 / Sq Ft
08/01/2023 08/01/23 Pending -- -- --
05/19/2023 05/19/23 For Sale $849,000 -- $415 / Sq Ft
Source: Central New York Information Services

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,112 $730,000 $169,500 $560,500
2023 $11,233 $730,000 $169,500 $560,500
2022 $10,624 $509,900 $158,600 $351,300
2021 $10,521 $509,900 $158,600 $351,300
2020 $10,423 $509,900 $158,600 $351,300
2019 $1,736 $509,900 $158,600 $351,300
2018 $1,736 $85,000 $85,000 $0
2017 $1,722 $85,000 $85,000 $0
2016 $1,699 $85,000 $85,000 $0
2015 -- $85,000 $85,000 $0
2014 -- $85,000 $85,000 $0
Source: Public Records

Agents Affiliated with this Home

  • Robin Lucas

    Seller's Agent in 2023

    Robin Lucas

    Four Seasons Sotheby's Inter.

    (315) 430-9729

    22 in this area

    51 Total Sales

    Robin Lucas
    Section Image
  • Cathy Garlock

    Buyer's Agent in 2023

    Cathy Garlock

    Garlock Realty

    (315) 486-4944

    32 in this area

    244 Total Sales

    Cathy Garlock
    Section Image
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Map

Source: Central New York Information Services

MLS Number: S1471830

Central New York Information Services

APN: 223289-012-000-0001-023-200

New York Jefferson County Clayton 13624

42448 Swiftwater Point, Clayton, NY

This home is located at 42448 Swiftwater Point, Clayton, NY 13624 since 19 May 2023 and is currently estimated at $869,009, approximately $424 per square foot. This property was built in 2018. 42448 Swiftwater Point is a home located in Jefferson County with nearby schools including Thousand Islands High School.

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