NOT LISTED FOR SALE

425 Bay Shore Dr Unit 15 Panama City Beach, FL 32407

Upper Grand Lagoon Neighborhood

Estimated Value: $552,000 - $750,000

2 Beds
2 Baths
2,005 Sq Ft
$329/Sq Ft Est. Value

Last Sold June 24, 2020

Last sale price $375,000 $187 Per Sq Ft

Est. 76% increase in value since last sale

Current estimated payment $4,298/month

10 Days on Market

Highlights

  • Marina
  • Boat Dock
  • In Ground Pool
  • J.R. Arnold High School Rated A-
  • Home fronts a seawall
  • Bay View

About This Home

As of June 2020

Enjoy expansive water view of St Andrews Bay from both floors of this two-story townhome. A private marina opposite the bay allows you to dock your boat in a protected lagoon. From the deck of your private bay front patio, you can entertain while enjoying big water views across one of the widest parts of St Andrews Bay. A two-story foyer allow you to property greet guest. Chiseled-edge travertine flooring allows for your choice of decor. Two story living room windows provide ample light. A thoughtful kitchen separates the main living area from the den

Last Agent to Sell the Property

Bruce King

Beachy Beach Real Estate License #688136 Listed on: 04/01/2020

Beachy Beach Real Estate

Last Buyer's Agent

Christopher Gough

Keller Williams Realty Emerald Coast License #10283

Keller Williams Realty Emerald Coast

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,654

Year Built

  • Built in 1985

Lot Details

  • Lot Dimensions are 28x95
  • Home fronts a seawall
  • Property fronts a bayou
  • Property fronts a private road
  • Property fronts a county road
  • Landscaped

HOA Fees

  • $400 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Guest Parking

Property Views

  • Bay
  • Lagoon
  • Bayou

Home Design

  • Tile Roof
  • Stucco

Interior Spaces

  • 2,005 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Double Pane Windows
  • Entrance Foyer
  • Dining Room
  • Den

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Fence Around Pool
  • Gunite Pool

Outdoor Features

  • Balcony
  • Covered Patio or Porch

Schools

  • Breakfast Point Elementary And Middle School
  • Arnold High School

Utilities

  • Multiple cooling system units
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet

Community Details

Overview

  • Association fees include management, legal/accounting, ground maintenance, pool(s), sewer, trash, water
  • HOA Managed Association
  • The Moorings Subdivision

Recreation

  • Boat Dock
  • Marina
  • Community Pool

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,654

Year Built

Built in 1985

Lot Details

0

HOA Fees

$400 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1985
  • Property Sub Type: Attached
  • Lot Size: 28x95
  • Road Frontage Type: County Road, Private Road
  • Road Surface Type: Paved
  • Subdivision Name: The Moorings
  • Unit Levels: Two
  • Building Stories: 2
  • Structure Type: Townhouse
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Townhouse
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Water Heater, Disposal, Self Cleaning Oven, Washer
  • Interior Amenities: Breakfast Bar, High Ceilings, Vaulted Ceiling(s), Entrance Foyer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Living Area: 2005.0
  • Dining Room Type: Bedroom, Den, Dining Room, Full Bath, Foyer, Garage, Kitchen, Laundry, Primary Bathroom, Primary Bedroom, Porch
  • Window Features: Double Pane Windows
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: Fenced, Gunite, In Ground, Community
  • View: Bay, Bayou, Lagoon
  • View: Yes
  • Waterfront Features: Bay Access, Bayou, Seawall, Deeded Access, Waterfront
  • Waterfront: Yes
  • Construction Type: Stucco
  • Exterior Features: Balcony
  • Patio And Porch Features: Balcony, Covered, Patio
  • Roof: Tile

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage, Garage Door Opener, Guest
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Natural Gas Available, Natural Gas Connected, High Speed Internet Available, Other, Sewer Connected, Trash Collection, Underground Utilities, Water Connected
  • Cooling: Multi Units
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes

Condo/Co-op/Association

  • Association Fee: 1200.0
  • Community Features: Dock, Marina, Other, Pool, See Remarks, Waterfront
  • Amenities: Marina
  • Association Fee Frequency: Quarterly
  • Association Name: HOA Managed
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Association Management, Legal/Accounting, Maintenance Grounds, Pool(s), Sewer, Trash, Water

Schools

  • Middle Or Junior School: Breakfast Point

Lot Info

  • Lot Features: Landscaped, Level, Waterfront

Rental Info

  • Furnished: Partially

MLS Schools

  • Elementary School: Breakfast Point
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 1, 2020
Closed on
Jun 23, 2020
Sold by
Maddox Gary S and Maddox Joanne
Bought by
Lancto Michael and Lancto Jennifer
Seller's Agent
Bruce King
Beachy Beach Real Estate
Buyer's Agent
Christopher Gough
Keller Williams Realty Emerald Coast
List Price
$399,000
Sold Price
$375,000
Premium/Discount to List
-$24,000
-6.02%
Current Estimated Value
$659,386

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$284,386
Avg. Annual Appreciation
10.62%
Original Mortgage
$200,000
Outstanding Balance
$179,616
Interest Rate
3.2%
Mortgage Type
New Conventional
Estimated Equity
$452,242

Purchase Details

Closed on
Aug 1, 2003
Sold by
Boggs Charla and Boggs Charla W
Bought by
Maddox Gary S and Maddox Joanne
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lancto Michael $375,000 Mti Title Insurance Agcy Inc
Maddox Gary S $270,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lancto Michael $200,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/05/2022 07/05/22 Off Market $375,000 -- --
06/24/2020 06/24/20 Sold $375,000 -6.0% $187 / Sq Ft
04/11/2020 04/11/20 Pending -- -- --
04/01/2020 04/01/20 For Sale $399,000 -- $199 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,654 $343,071 -- --
2023 $3,654 $333,079 $0 $0
2022 $3,282 $323,378 $0 $0
2021 $3,292 $313,959 $47,047 $266,912
2020 $3,141 $282,037 $50,391 $231,646
2019 $2,602 $207,943 $47,044 $160,899
2018 $2,645 $208,110 $0 $0
2017 $2,665 $208,256 $0 $0
2016 $2,708 $207,826 $0 $0
2015 $2,813 $210,078 $0 $0
2014 $2,850 $213,222 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Bruce King

    Seller's Agent in 2020

    Bruce King

    Beachy Beach Real Estate

    (850) 598-3660

    5 in this area

    35 Total Sales

    Bruce King
    Section Image
  • Christopher Gough

    Buyer's Agent in 2020

    Christopher Gough

    Keller Williams Realty Emerald Coast

    (425) 210-1025

    1 in this area

    76 Total Sales

    Christopher Gough
    Section Image
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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 697281

Central Panhandle Association of REALTORS®

APN: 27340-015-000

Florida Bay County Panama City Beach 32407 Upper Grand Lagoon

425 Bay Shore Dr Unit 15, Panama City Beach, FL

This home is located at 425 Bay Shore Dr Unit 15, Panama City Beach, FL 32407 since 01 April 2020 and is currently estimated at $659,386, approximately $328 per square foot. This property was built in 1985. 425 Bay Shore Dr Unit 15 is a home located in Bay County with nearby schools including Breakfast Point Academy, J.R. Arnold High School, and Rising Leaders Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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