Seller's Agent in 2025
Jennifer Newsom
Berkshire Hathaway HomeServices Chicago
(773) 580-5840
1 in this area
95 Total Sales
425 N Melrose Ave Elgin, IL 60123
Grant Park Neighborhood
3
Beds
2
Baths
2,812
Sq Ft
9,039
Sq Ft Lot
Highlights
- Landscaped Professionally
- Recreation Room
- Home Office
- Property is near park
- Wood Flooring
- Home Gym
About This Home
As of June 2025Larger than it looks - and filled with fantastic updates! This beautifully maintained and thoughtfully updated home offers the perfect blend of charm, functionality, and outdoor living in a quiet, established neighborhood. From the moment you arrive, you'll be drawn to the inviting curb appeal, featuring a manicured lawn, classic front porch, newer siding & windows, and a large bay window that fills the home with natural light. Inside, the first floor boasts a highly desirable open concept layout, with a recently remodeled kitchen (2024), living room, and dining room all seamlessly connected-ideal for everyday living and effortless entertaining. Custom built-ins, detailed wainscoting & moldings, and a cozy fireplace anchor the space, creating a warm and welcoming atmosphere. A family room/den with a sliding glass door extends your living space and leads to the backyard retreat. Upstairs, you'll find three generously sized bedrooms and a fully remodeled bathroom (2020). The lower level offers a spacious mudroom/den-perfect for a playroom, office, or media room-with convenient garage access and a 2nd remodeled bathroom (2020). A recently finished sub-basement (2019) adds even more versatility, featuring a large rec room, an office/bedroom, and two oversized storage closets. Exterior access with plumbing and gas connections remain in place from a previously existing second kitchen, offering great potential for future use as an in-law apartment. Step outside to your private backyard oasis! Professionally landscaped and designed for year-round enjoyment, the backyard includes a stunning stone patio, a custom pergola with added privacy features, a firepit with stone seating, and a fully fenced yard. Additional stonework enhances the back of the home, adding both beauty and durability (2018-2015). The tandem garage almost fits 2 regular-sized cars. Location is unbeatable! Situated on a quiet street directly across from Kimball Middle School and just minutes from Highland Elementary and Larkin High School. You'll also love the easy access to Wing Park, downtown Elgin, shopping, dining, two Metra train stations, and I-90 for commuting.
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Chicago License #475143224 Listed on: 05/01/2025
Last Buyer's Agent
Berkshire Hathaway HomeServices Starck Real Estate License #471021146
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,721
Year Built
- Built in 1959
Lot Details
- 9,039 Sq Ft Lot
- Lot Dimensions are 80x113
- Fenced
- Landscaped Professionally
- Paved or Partially Paved Lot
Parking
- 1.1 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Split Level with Sub
- Tri-Level Property
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,812 Sq Ft Home
- Ceiling Fan
- Family Room
- Living Room with Fireplace
- Combination Dining and Living Room
- Home Office
- Recreation Room
- Lower Floor Utility Room
- Storage Room
- Home Gym
- Wood Flooring
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Patio
- Shed
- Pergola
Location
- Property is near park
Schools
- Highland Elementary School
- Kimball Middle School
- Larkin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 1, 2025
Closed on
May 29, 2025
Sold by
Loriatti Richard and Loriatti Cari A
Bought by
Ramos Jordan and Fenlaciki Hayley
Seller's Agent
Jennifer Newsom
Berkshire Hathaway HomeServices Chicago
Buyer's Agent
Filomena Hautzinger
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$365,000
Sold Price
$385,000
Premium/Discount to List
$20,000
5.48%
Views
69
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,248
Avg. Annual Appreciation
-2.78%
Original Mortgage
$308,000
Outstanding Balance
$307,220
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$71,532
Purchase Details
Listed on
Dec 21, 2017
Closed on
Mar 1, 2018
Sold by
Murray Brian K
Bought by
Loriatti Richard and Loriatti Ioriatti
Seller's Agent
Bob Wisdom
RE/MAX Horizon
Buyer's Agent
Jonathan Ernest
Berkshire Hathaway HomeServices Chicago
List Price
$234,900
Sold Price
$230,000
Premium/Discount to List
-$4,900
-2.09%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.34%
Original Mortgage
$207,000
Interest Rate
4.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 25, 2012
Sold by
Florek Jamie L and Murray Brian K
Bought by
Urray Brian K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,076
Interest Rate
3.87%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 14, 2011
Sold by
Fannie Mae
Bought by
Florek Jamie L and Murray Brian K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,077
Interest Rate
4.63%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 16, 2010
Sold by
Spears Jeffrey M
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Jun 20, 2006
Sold by
Midamerica Bank Fsb
Bought by
Spears Jeffrey M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$183,350
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 17, 2004
Sold by
Zamora Arturo M and Zamora Gloria
Bought by
Zamora Mario J and Zamora Gloria L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
5.12%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 22, 1998
Sold by
Polischuk Alexander J and Polischuk Bernadette J
Bought by
Zamora Arturo M and Zamora Gloria
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,272
Interest Rate
7.18%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $385,000 | None Listed On Document | |
| Warranty Deed | $230,000 | Greater Illinois Title Co | |
| Interfamily Deed Transfer | -- | None Available | |
| Special Warranty Deed | $109,000 | Greater Illinois Title Co | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $193,000 | Chicago Title Insurance Co | |
| Interfamily Deed Transfer | $225,000 | Nlt Title Llc | |
| Warranty Deed | $130,000 | Plm Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $308,000 | New Conventional | |
| Previous Owner | $207,000 | New Conventional | |
| Previous Owner | $139,076 | FHA | |
| Previous Owner | $139,077 | FHA | |
| Previous Owner | $183,350 | Purchase Money Mortgage | |
| Previous Owner | $180,000 | Purchase Money Mortgage | |
| Previous Owner | $128,272 | No Value Available | |
| Closed | $23,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/04/2025 06/04/25 | Sold | $385,000 | +5.5% | $137 / Sq Ft | |
| 05/05/2025 05/05/25 | Pending | -- | -- | -- | |
| 05/01/2025 05/01/25 | For Sale | $365,000 | 0.0% | $130 / Sq Ft | |
| 04/29/2025 04/29/25 | Price Changed | $365,000 | +58.7% | $130 / Sq Ft | |
| 03/01/2018 03/01/18 | Sold | $230,000 | -2.1% | $128 / Sq Ft | View Prior Sale |
| 01/02/2018 01/02/18 | Pending | -- | -- | -- | |
| 12/21/2017 12/21/17 | For Sale | $234,900 | -- | $130 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,052 | $96,124 | $22,656 | $73,468 |
| 2023 | $6,721 | $86,841 | $20,468 | $66,373 |
| 2022 | $6,346 | $79,184 | $18,663 | $60,521 |
| 2021 | $6,070 | $74,032 | $17,449 | $56,583 |
| 2020 | $5,899 | $70,675 | $16,658 | $54,017 |
| 2019 | $5,727 | $67,323 | $15,868 | $51,455 |
| 2018 | $5,677 | $63,423 | $14,949 | $48,474 |
| 2017 | $5,550 | $59,957 | $14,132 | $45,825 |
| 2016 | $5,292 | $55,624 | $13,111 | $42,513 |
| 2015 | -- | $50,984 | $12,017 | $38,967 |
| 2014 | -- | $50,355 | $11,869 | $38,486 |
| 2013 | -- | $51,683 | $12,182 | $39,501 |
Source: Public Records
Agents Affiliated with this Home
-
Jennifer Newsom
-
Filomena Hautzinger
Buyer's Agent in 2025
Filomena Hautzinger
Berkshire Hathaway HomeServices Starck Real Estate
(630) 632-5296
2 in this area
55 Total Sales
-
Bob Wisdom
Seller's Agent in 2018
Bob Wisdom
RE/MAX
(847) 695-8348
11 in this area
651 Total Sales
-
Jonathan Ernest
Buyer's Agent in 2018
Jonathan Ernest
Berkshire Hathaway HomeServices Chicago
(617) 784-5471
9 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12349947
APN: 06-10-456-004
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