NOT LISTED FOR SALE

426 Elgin Rd Hubert, NC 28539

Hubert Neighborhood

Estimated Value: $311,738 - $350,000

3 Beds
2.5 Baths
1,673 Sq Ft
$195/Sq Ft Est. Value

Sale Details

Date Sold: June 30, 2025

Last sale price $310,000 $185 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $1,934 / mo

10 Days on Market

Highlights

  • Gated Community
  • Clubhouse
  • Fenced Yard
  • 1.14 Acre Lot
  • Community Pool
  • Porch

About This Home

As of June 2025

Welcome home to 426 Elgin Road, a beautifully maintained 3-bedroom, 2.5-bathroom home nestled in a desirable gated community offering tons of amenities! Step inside to find beautiful flooring throughout the spacious first floor with an open-concept layout ideal for entertaining. The kitchen is a chef's dream, featuring granite countertops, crisp white cabinetry, stylish backsplash, and plenty of prep and storage space. Upstairs, all three bedrooms provide comfort and privacy, with the expansive owner's suite offering a true retreat complete with a private en-suite bath. Enjoy outdoor living in the fully fenced backyard, perfect for pets or play, complete with a handy storage shed. This home combines modern finishes with comfort and convenience in a secure, amenity-rich neighborhood—ready for you to move in and enjoy!

Last Agent to Sell the Property

Amber Raynor

Coldwell Banker Sea Coast Advantage - Jacksonville License #270706 Listed on: 05/05/2025

Coldwell Banker Sea Coast Advantage - Jacksonville

Last Buyer's Agent

THE AGENTS

Berkshire Hathaway HomeServices Carolina Premier Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,484

Year Built

  • Built in 2020

Lot Details

  • 1.14 Acre Lot
  • Fenced Yard
  • Wood Fence
  • Property is zoned R-15

HOA Fees

  • $52 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Off-Street Parking

Home Design

  • Slab Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,673 Sq Ft Home
  • 2-Story Property
  • Tray Ceiling
  • Ceiling Fan
  • Combination Dining and Living Room

Kitchen

  • Electric Oven
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-in Shower

Laundry

  • Laundry closet
  • Washer and Dryer Hookup

Schools

  • Queens Creek Elementary School
  • Swansboro Middle School
  • Swansboro High School

Additional Features

  • Porch
  • Heat Pump System

Listing and Financial Details

  • Assessor Parcel Number 1313a-162

Community Details

Overview

  • Highlands Queens Creek HOA, Phone Number (910) 325-8182
  • Highlands At Queens Creek Subdivision
  • Maintained Community

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool

Security

  • Resident Manager or Management On Site
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,484

Year Built

Built in 2020

Lot Details

1.14 Acres

HOA Fees

$52 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Secondary Subdivision: N/A
  • Year Built: 2020
  • Property Sub Type: Single Family Residence
  • Appliances: Electric Oven, Built-In Microwave, Refrigerator, Dishwasher
  • Original List Price: 309900.00
  • Unit Levels: Two
  • Living Area: 1673.00
  • Is New Construction?: No
  • Island Or Mainland: Mainland
  • Prospect Exempt Y N: No
  • Remarks And Showing Info Recording Device Y N: Yes
  • Remarks Written By Agent Y N: Yes
  • List Price Per Sqft: 185.24
  • Special Features: None

Interior Features

  • Dining Room Type: Combination
  • Interior Amenities: Tray Ceiling(s), Kitchen Island, Ceiling Fan(s), Walk-in Shower
  • Master Bedroom Level: Non Primary Living Area
  • Stories: 2
  • Laundry Features: Dryer Hookup, Washer Hookup, Laundry Closet
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Has Fireplace?: No
  • Total Bedrooms: 5
  • Room Types: Dining Area
  • Bathrooms Total Source: Computed
  • Bathrooms Total Notational: 2.10
  • Living Area Range: 1600 - 1799

Exterior Features

  • Exterior Finish: Vinyl Siding
  • Fencing: Back Yard, Wood
  • Roof: Architectural Shingle
  • Road Frontage Type: Paved
  • Road Surface Type: Paved
  • Waterfront?: No
  • Foundation Details: Slab
  • Patio And Porch Features: Patio, Porch

Garage/Parking

  • Has Attached Garage?: No
  • Garaged Spaces: 2.00
  • Parking Features: Concrete, Off Street, On Site
  • Total Parking Spaces: 2.00
  • Attached Garage Spaces: 2.00

Utilities

  • Utilities: Water Available
  • Heating System Fuel Source: Electric
  • Water Source: Public
  • Cooling: Heat Pump
  • Heating: Heat Pump, Electric
  • Heating Yn: Yes
  • Sewer Provider: Septic Off Site

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Community Pool, Gated, Maintenance Common Areas, Management, Playground, Taxes
  • Association Fees: 625.00
  • Association Name: Highlands Queens Creek HOA
  • Association Phone#: 910-325-8182
  • Has H O A?: Yes

Schools

  • Elementary School: Queens Creek
  • High School: Swansboro
  • Junior High Dist: Onslow
  • Middle Or Junior School: Swansboro

Lot Info

  • Deed Book: 5820
  • Deed Page: 481.00
  • Zoning: R-15
  • Lot Size Acres: 1.14
  • Lot Size: Irregular, see plat
  • Lot Size Sq Ft: 49658.00
  • Purchase Contract Date: 2025-05-15
  • Parcel#: 1313a-162
  • Cobra Zone Y N: No
  • Permitted Use: Public

Tax Info

  • Tax Year: 2023
  • Tax Book Number: 75
  • Tax Map Number: 66
  • Tax Other Assessment Amount Frequency: None Known
  • Tax Amount: 1483.58

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 5, 2025
Closed on
Jun 24, 2025
Sold by
Bought by
Seller's Agent
Amber Raynor
Coldwell Banker Sea Coast Advantage - Jacksonville
Buyer's Agent
THE AGENTS
Berkshire Hathaway HomeServices Carolina Premier Properties
List Price
$309,900
Sold Price
$310,000
Premium/Discount to List
$100
0.03%
Views
13
Current Estimated Value
$326,185

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,185
Avg. Annual Appreciation
5.39%
Original Mortgage
$310,000
Outstanding Balance
$309,204
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
$16,981

Purchase Details

Listed on
Jul 11, 2022
Closed on
Aug 1, 2022
Sold by
Bought by
Seller's Agent
Ryan Ayre
Mitchell Prime Properties EI
Buyer's Agent
Madeline Barrett
MacDonald Realty Group
List Price
$284,900
Sold Price
$286,000
Premium/Discount to List
$1,100
0.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.85%
Original Mortgage
$292,578
Interest Rate
5.3%
Mortgage Type
VA

Purchase Details

Listed on
Apr 30, 2020
Closed on
Dec 11, 2020
Sold by
Bought by
Seller's Agent
Brittany Spencer
360 REALTY
Buyer's Agent
Kathryn Gorham
Sun-Surf Realty
List Price
$200,000
Sold Price
$200,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.97%
Original Mortgage
$196,377
Interest Rate
2.8%
Mortgage Type
FHA

Purchase Details

Listed on
Apr 30, 2020
Closed on
Nov 23, 2020
Sold by
Bought by
Seller's Agent
Brittany Spencer
360 REALTY
Buyer's Agent
Kathryn Gorham
Sun-Surf Realty
List Price
$200,000
Sold Price
$200,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,377
Interest Rate
2.8%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$310,000 None Listed On Document
$286,000 Cook Legal Pllc
-- None Listed On Document
$200,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $310,000
Previous Owner $292,578
Previous Owner $196,377
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/30/2025 06/30/25 Sold $310,000 0.0% $185 / Sq Ft
05/15/2025 05/15/25 Pending -- -- --
05/05/2025 05/05/25 For Sale $309,900 +8.4% $185 / Sq Ft
08/19/2022 08/19/22 Sold $286,000 +0.4% $179 / Sq Ft View Prior Sale
07/14/2022 07/14/22 Pending -- -- --
07/11/2022 07/11/22 For Sale $284,900 +42.5% $178 / Sq Ft
11/24/2020 11/24/20 Sold $200,000 0.0% $125 / Sq Ft View Prior Sale
04/30/2020 04/30/20 Pending -- -- --
04/30/2020 04/30/20 For Sale $200,000 -- $125 / Sq Ft
Source: Hive MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,484 $226,501 $45,100 $181,401
2024 $1,484 $226,501 $45,100 $181,401
2023 $1,484 $226,501 $45,100 $181,401
2022 $1,484 $226,501 $45,100 $181,401
2021 $1,099 $188,520 $44,100 $144,420
2020 $81 $44,100 $44,100 $0
2019 $311 $44,100 $44,100 $0
Source: Public Records

Agents Affiliated with this Home

  • Amber Raynor

    Seller's Agent in 2025

    Amber Raynor

    Coldwell Banker Sea Coast Advantage - Jacksonville

    (252) 241-4049

    117 in this area

    501 Total Sales

    Amber Raynor
    Section Image

  • T

    Buyer's Agent in 2025

    THE AGENTS

    Berkshire Hathaway HomeServices Carolina Premier Properties

  • T

    Buyer's Agent in 2025

    THE AGENTS .

    Berkshire Hathaway HomeServices Hometown, REALTORS

  • R

    Seller's Agent in 2022

    Ryan Ayre

    Mitchell Prime Properties EI

    (252) 499-9465

    3 in this area

    133 Total Sales

    Ryan Ayre
    Section Image

  • M

    Buyer's Agent in 2022

    Madeline Barrett

    MacDonald Realty Group

    (832) 773-8165

    10 in this area

    57 Total Sales

    Madeline Barrett
    Section Image
  • Brittany Spencer

    Seller's Agent in 2020

    Brittany Spencer

    360 REALTY

    (910) 750-6650

    63 in this area

    180 Total Sales

    Brittany Spencer
    Section Image
See All Agents

Map

Source: Hive MLS

MLS Number: 100505465

Hive MLS

APN: 163823

North Carolina Onslow County Hubert 28539 Hubert

426 Elgin Rd, Hubert, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Hive MLS The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS LLC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Homesnap, Inc. shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. ©2026 Hive MLS LLC

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.