Seller's Agent in 2025
Michael Meneses
PMZ Real Estate
(209) 324-8726
8 in this area
149 Total Sales
427 Covena Ave Modesto, CA 95354
La Loma Neighborhood
2
Beds
2
Baths
1,104
Sq Ft
7,357
Sq Ft Lot
Highlights
- No HOA
- Tile Flooring
- 1-Story Property
- 2 Car Attached Garage
- Central Heating and Cooling System
About This Home
As of July 2025Situated in the coveted La Loma neighborhood, this updated duplex offers modern comfort and endless possibilities. Each unit features 1 bedroom, 1 bathroom, a private 1-car garage, and its own fenced backyardperfect for added privacy and outdoor enjoyment. The exterior of the duplex has been freshly painted, and both units have new water heaters installed within the past year. Unit 425 is equipped with central heating and air, plus a mini split system located on the side of the home. Unit 427 features a floor furnace for heating and is cooled by three window AC units. With separate utilities already in place, this is a great setup for investors or first-time homebuyers looking to live in one unit while renting out the other. A rare find in a prime location, this property blends functionality, charm, and long-term value.
Last Agent to Sell the Property
PMZ Real Estate License #02071158 Listed on: 06/26/2025
Property Details
Home Type
- Multi-Family
Year Built
- Built in 1949
Lot Details
- 7,357 Sq Ft Lot
Parking
- 2 Car Attached Garage
Home Design
- Duplex
- Raised Foundation
- Stucco
Interior Spaces
- 1,104 Sq Ft Home
- 1-Story Property
Flooring
- Tile
- Vinyl
Laundry
- Laundry in unit
- Washer and Dryer Hookup
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Utilities
- Central Heating and Cooling System
- Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 108-008-048-000
Community Details
Overview
- No Home Owners Association
- 2 Units
Building Details
- Net Lease
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 26, 2025
Closed on
Jul 24, 2025
Sold by
Nila Jonathon and Nila Jessica G
Bought by
Motogawa Duane and Moore Coi Iman
Seller's Agent
Michael Meneses
PMZ Real Estate
Buyer's Agent
Adrian Goss
eXp Realty of California Inc.
List Price
$390,000
Sold Price
$400,000
Premium/Discount to List
$10,000
2.56%
Views
25
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$20,538
Avg. Annual Appreciation
-10.20%
Original Mortgage
$280,000
Outstanding Balance
$279,525
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$99,937
Purchase Details
Closed on
Nov 8, 2021
Sold by
Logan Michael A and Pocoroba Alexandra S
Bought by
Nila Jonathon and Nila Jessica G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$324,022
Interest Rate
2.99%
Mortgage Type
FHA
Purchase Details
Listed on
Mar 11, 2017
Closed on
Jul 19, 2017
Sold by
Currie Diane and The Diane Currie Revocable Tru
Bought by
Logan Michael A and Pocoroba Alexandra S
Seller's Agent
Ben Petersen
Century 21 MM
Buyer's Agent
Joyce Metcalf
PMZ Real Estate
List Price
$249,900
Sold Price
$234,000
Premium/Discount to List
-$15,900
-6.36%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.85%
Original Mortgage
$229,761
Interest Rate
4.87%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 8, 2013
Sold by
Currie Diane
Bought by
Currie Diane and The Diane Currie Revocable Tru
Purchase Details
Closed on
Jun 25, 2013
Sold by
Limestone Properties Llc
Bought by
Currie Diane
Purchase Details
Closed on
Jun 12, 2008
Sold by
Maraviov Sharyl L
Bought by
Maraviov Sharyl L and Sharyl L Maraviov Revocable Tr
Purchase Details
Closed on
Aug 9, 2007
Sold by
Dmc Realty Group Llc
Bought by
Limestone Properties Llc
Purchase Details
Closed on
Aug 4, 2005
Sold by
Currie Diane M
Bought by
Dmc Realty Group Llc
Purchase Details
Closed on
Nov 17, 2004
Sold by
Locke Stephen
Bought by
Currie Diane M and Maraviov Sharyl L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,750
Interest Rate
5.12%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 19, 2002
Sold by
Locke Rhonda Michelle
Bought by
Locke Stephen S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,000
Interest Rate
6.25%
Mortgage Type
Commercial
Purchase Details
Closed on
Dec 11, 2002
Sold by
Malson Martha L and Baker Jane M
Bought by
Locke Stephen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,000
Interest Rate
6.25%
Mortgage Type
Commercial
Purchase Details
Closed on
Dec 7, 2001
Sold by
Atlantic Mtg & Investment Corp
Bought by
Hud
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $400,000 | Cypress Title | |
| Grant Deed | $330,000 | First American Title Company | |
| Grant Deed | $234,000 | Cypress Title Corporation | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | -- | |
| Grant Deed | $265,000 | First American Title Co | |
| Interfamily Deed Transfer | -- | First American Title Co | |
| Grant Deed | -- | First American Title Co | |
| Grant Deed | $133,500 | First American Title Co | |
| Grant Deed | -- | First American Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $280,000 | New Conventional | |
| Previous Owner | $324,022 | FHA | |
| Previous Owner | $229,761 | FHA | |
| Previous Owner | $198,750 | Purchase Money Mortgage | |
| Previous Owner | $102,000 | Commercial | |
| Previous Owner | $102,000 | Commercial |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/29/2025 07/29/25 | Sold | $400,000 | +2.6% | $362 / Sq Ft | |
| 07/04/2025 07/04/25 | Pending | -- | -- | -- | |
| 06/26/2025 06/26/25 | For Sale | $390,000 | 0.0% | $353 / Sq Ft | |
| 10/08/2024 10/08/24 | Off Market | $1,350 | -- | -- | |
| 10/01/2024 10/01/24 | For Rent | $1,350 | 0.0% | -- | |
| 07/25/2017 07/25/17 | Sold | $234,000 | -6.4% | $212 / Sq Ft | View Prior Sale |
| 05/12/2017 05/12/17 | Pending | -- | -- | -- | |
| 03/07/2017 03/07/17 | For Sale | $249,900 | -- | $226 / Sq Ft |
Source: MetroList
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,013 | $350,198 | $159,181 | $191,017 |
| 2024 | $3,832 | $343,332 | $156,060 | $187,272 |
| 2023 | $3,774 | $336,600 | $153,000 | $183,600 |
| 2022 | $3,681 | $330,000 | $150,000 | $180,000 |
| 2021 | $2,689 | $245,974 | $147,164 | $98,810 |
| 2020 | $2,742 | $243,453 | $145,656 | $97,797 |
| 2019 | $2,679 | $238,680 | $142,800 | $95,880 |
| 2018 | $2,550 | $234,000 | $140,000 | $94,000 |
| 2017 | $1,600 | $147,500 | $48,500 | $99,000 |
| 2016 | $1,455 | $134,000 | $44,000 | $90,000 |
| 2015 | $1,218 | $112,000 | $44,000 | $68,000 |
| 2014 | $1,092 | $100,000 | $44,000 | $56,000 |
Source: Public Records
Agents Affiliated with this Home
-
Michael Meneses
-
Daniel Del Real
Seller Co-Listing Agent in 2025
Daniel Del Real
PMZ Real Estate
(209) 750-7019
42 in this area
893 Total Sales
-
Adrian Goss
Buyer's Agent in 2025
Adrian Goss
eXp Realty of California Inc.
(209) 226-3096
1 in this area
120 Total Sales
-
B
Seller's Agent in 2017
Ben Petersen
Century 21 MM
-
J
Buyer's Agent in 2017
Joyce Metcalf
PMZ Real Estate
Map
Source: MetroList
MLS Number: 225085846
APN: 108-08-48
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