NOT LISTED FOR SALE

427 Cross Rd Gurnee, IL 60031

Estimated Value: $447,402 - $482,000

4 Beds
2.5 Baths
2,306 Sq Ft
$203/Sq Ft Est. Value

Last Sold January 12, 2018

Last sale price $319,500 $139 Per Sq Ft

Est. 46% increase in value since last sale

Current estimated payment $3,357/month

60 Days on Market

Highlights

  • Colonial Architecture
  • Landscaped Professionally
  • Recreation Room
  • Woodland Elementary School Rated A-
  • Deck
  • Wood Flooring

About This Home

As of January 2018

Pure Perfection in Providence Village! Perfectly maintained and tastefully decorated home offering you gleaming hardwood flooring, designer light fixtures throughout, crown molding, plantation shutters, sparkling kitchen, finished basement, NEW ROOF, NEWER furnaces and air conditioner, NEWER Trex deck and MORE! Entertain with ease in the formal living and dining rooms. The updated kitchen includes granite counters, stainless steel appliances, white cabinetry, pantry and an eating area. Open to the kitchen, the family room boasts a cozy fireplace and custom built-ins. Escape to the master bedroom that includes an oversized walk-in closet and an updated master bathroom with a double bowl vanity, standing shower and soaking tub. Three additional bedrooms and a full bathroom completed the second floor. For added living space the home features a finished basement. Enjoy the outdoors on the deck overlooking the fenced yard. A must see!

Last Agent to Sell the Property

Leslie McDonnell

RE/MAX Suburban License #475124525 Listed on: 09/21/2017

RE/MAX Suburban

Last Buyer's Agent

Corey Barker

Keller Williams North Shore West License #475162994

Keller Williams North Shore West

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,533

Year Built

  • Built in 1990

Lot Details

  • 8,464 Sq Ft Lot
  • Lot Dimensions are 80x135x55x123
  • Fenced Yard
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $10 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Colonial Architecture
  • Shake Roof
  • Concrete Perimeter Foundation
  • Cedar

Interior Spaces

  • 2,306 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Attached Fireplace Door
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Wood Flooring
  • Unfinished Attic
  • Home Security System

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck

Schools

  • Woodland Elementary School
  • Woodland Middle School
  • Warren Township High School

Utilities

  • Forced Air Heating and Cooling System
  • Two Heating Systems
  • Heating System Uses Natural Gas
  • Lake Michigan Water

Community Details

  • Association Phone (847) 989-0759
  • Providence Village Subdivision
  • Property managed by Providence Village HOA

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,533

Year Built

Built in 1990

Lot Details

0

HOA Fees

$10 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Colonial
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: PROVIDENCE VILLAGE
  • Year Built: 1990
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning, Attached Fireplace Doors/Screen
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors
  • LivingArea: 2306
  • Other Equipment: Security System, Ceiling Fan(s), Sump Pump
  • Room Type: Eating Area, Recreation Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Attic: Unfinished

Exterior Features

  • ExteriorFeatures: Deck
  • Foundation Details: Concrete Perimeter
  • List Price: 309500
  • Lot Features: Fenced Yard, Landscaped
  • Roof: Shake
  • Waterfront: No
  • Exterior Building Type: Cedar

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air, Sep Heating Systems - 2+
  • Water Source: Lake Michigan, Public

Condo/Co-op/Association

  • Association Fee: 125
  • Association Fee Frequency: Annually
  • Community Features: Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Management Company: Providence Village HOA
  • Management Contact Name: N/A
  • Management Phone: 847-989-0759
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: WOODLAND ELEMENTARY SCHOOL
  • High School: WARREN TOWNSHIP HIGH SCHOOL
  • Middle/Junior School: WOODLAND MIDDLE SCHOOL
  • Middle/Junior School District: 50

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.1943
  • Lot Dimensions: 80X135X55X123
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 9533
  • Tax Year: 2016
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 21, 2017
Closed on
Dec 29, 2017
Sold by
The Chicago Trust Company N A
Bought by
Luna Eric and Luna Johanna
Seller's Agent
Leslie McDonnell
RE/MAX Suburban
Buyer's Agent
Corey Barker
Keller Williams North Shore West
List Price
$328,000
Sold Price
$319,500
Premium/Discount to List
-$8,500
-2.59%
Current Estimated Value
$467,601

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$148,101
Avg. Annual Appreciation
5.05%
Original Mortgage
$313,712
Outstanding Balance
$274,527
Interest Rate
5.5%
Mortgage Type
FHA
Estimated Equity
$193,074

Purchase Details

Closed on
Jan 13, 2012
Sold by
Trost Joel T and Trost Shanna Lee
Bought by
The Chicago Trust Company Na and Trust #Bev-3383

Purchase Details

Closed on
Mar 15, 2011
Sold by
Gohsman Robert and Gohsman Kristine A
Bought by
Trost Joel J and Trost Shanna L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$336,300
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 23, 2007
Sold by
Sperber Dwayne L and Sperber Marcia R
Bought by
Gohsman Robert and Gohsman Kristine A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$335,200
Interest Rate
6.31%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 4, 1995
Sold by
Boyce Timothy R and Boyce Leann K
Bought by
Sperber Dwayne R and Sperber Marcia R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
7.91%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Luna Eric $319,500 Petra Title Llc
The Chicago Trust Company Na -- None Available
Trost Joel J $354,000 Success Title Services Inc
Gohsman Robert $419,000 None Available
Sperber Dwayne R $220,000 First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Luna Eric $313,712
Previous Owner Trost Joel J $336,300
Previous Owner Gohsman Robert $335,200
Previous Owner Sperber Dwayne R $160,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/12/2018 01/12/18 Sold $319,500 +3.2% $139 / Sq Ft
11/20/2017 11/20/17 Pending -- -- --
11/15/2017 11/15/17 Price Changed $309,500 -3.1% $134 / Sq Ft
10/12/2017 10/12/17 Price Changed $319,500 -2.6% $139 / Sq Ft
09/21/2017 09/21/17 For Sale $328,000 -- $142 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,418 $124,618 $19,057 $105,561
2023 $11,470 $112,328 $17,178 $95,150
2022 $11,470 $121,773 $15,019 $106,754
2021 $10,377 $116,887 $14,416 $102,471
2020 $10,042 $114,014 $14,062 $99,952
2019 $9,754 $110,704 $13,654 $97,050
2018 $9,715 $111,621 $15,347 $96,274
2017 $9,611 $108,422 $14,907 $93,515
2016 $9,534 $103,594 $14,243 $89,351
2015 $9,291 $98,249 $13,508 $84,741
2014 $8,627 $92,254 $13,313 $78,941
2012 $8,176 $92,961 $13,415 $79,546
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 09757254

Midwest Real Estate Data (MRED)

APN: 07-26-104-032