NOT LISTED FOR SALE

Estimated Value: $356,000 - $373,258

4 Beds
1.5 Baths
1,929 Sq Ft
$189/Sq Ft Est. Value

Last Sold October 21, 2024

Last sale price $359,000 $186 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,475/month

2 Days on Market

Highlights

  • Mature Trees
  • Property is near a park
  • English Architecture
  • McDade Elementary Classical School Rated 10
  • Pond
  • 2-minute walk to Channing Park

About This Home

As of October 2024

Charming Cotswold English cottage nestled in the heart of Elgin's renowned Historic District. This home seamlessly blends timeless elegance with modern comforts. This home showcases beautiful architectural design both inside and out, including, rusticated masonry brick, rough stone coining, and a slate roof. Inside, you will love the arched doorways and stunning woodwork throughout. The spacious living room features wood ceiling beams, gas/wood burning fireplace, refinished hardwood flooring, and custom built-in bookshelves. Sitting room with French doors and crown molding adds even more living/entertaining space. The updated kitchen boasts 42 inch cherry cabinets with crown molding, stainless steel appliances, tile backsplash, built-in pantry, and a quaint breakfast nook. The formal dining room is perfect for entertaining. There is also a convenient main floor powder room that has been updated. Upstairs includes 4 bedrooms, including access to the balcony overlooking the picturesque backyard and pond. There is also a completely updated bathroom with wainscoting and custom tiled shower. So many updates: All knob and tube wiring has been replaced 3 years ago, 3 zoned AC was added, sewer cleaned out from house to street, furnace (2023- radiators are decorative only), plumbing pipes replaced with copper, windows new (upstairs, basement, and door) and fence (2024) . Situated in a vibrant historic district, you'll enjoy proximity to Elgin's quaint shops, restaurants, and entertainment. Don't miss your chance to own this unique cottage home with both history and elegance!

Last Agent to Sell the Property

Sarah Leonard

Legacy Properties, A Sarah Leonard Company, LLC License #475122634 Listed on: 09/06/2024

Co-Listed By

Suzi Warner

Legacy Properties, A Sarah Leonard Company, LLC License #475138157

Last Buyer's Agent

Tina Mastrangelo

Great Western Properties License #471021967

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,444

Year Built

  • Built in 1930 | Remodeled in 2015

Lot Details

  • Lot Dimensions are 66 x 124
  • Fenced Yard
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • English Architecture
  • Brick Exterior Construction
  • Slate Roof

Interior Spaces

  • 1,929 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Historic or Period Millwork
  • Beamed Ceilings
  • Fireplace With Gas Starter
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Sitting Room
  • Breakfast Room
  • Formal Dining Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Soaking Tub

Outdoor Features

  • Pond
  • Balcony
  • Patio

Location

  • Property is near a park

Schools

  • Channing Memorial Elementary Sch
  • Ellis Middle School
  • Elgin High School

Utilities

  • Two Cooling Systems Mounted To A Wall/Window
  • Heating System Uses Steam

Community Details

  • James T Giffords Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,444

Year Built

Built in 1930 | Remodeled in 2015

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: English
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: James T Giffords
  • Year Built: 1930
  • Age: 91-100 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train,Historical District
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2015
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2015

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: Full
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors, Built-in Features, Historic/Period Mlwk, Beamed Ceilings, Separate Dining Room
  • LivingArea: 1929
  • Room Type: Breakfast Room, Sitting Room, Foyer
  • Estimated Total Finished Sq Ft: 1929
  • Basement Description: Unfinished
  • Bathroom Amenities: Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Living Room
  • Total Sq Ft: 3279
  • Window Features: All
  • Flooring: Hardwood
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Balcony, Patio
  • Lot Features: Fenced Yard, Pond(s), Mature Trees, Sidewalks, Streetlights
  • OtherStructures: None
  • Roof: Slate
  • Waterfront: No
  • Exterior Building Type: Brick

Garage/Parking

  • Garage Spaces: 1
  • ParkingTotal: 1
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Window/Wall Units - 2
  • Electric: Circuit Breakers
  • Heating: Steam
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Channing Memorial Elementary Sch
  • High School: Elgin High School
  • Middle/Junior School: Ellis Middle School

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 66 X 124
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6444
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 6, 2024
Closed on
Oct 11, 2024
Sold by
Glinos James
Bought by
Lauger Roger and Lauger Jacquelyn
Seller's Agent
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
Buyer's Agent
Tina Mastrangelo
Great Western Properties
List Price
$359,000
Sold Price
$359,000
Views
71
Current Estimated Value
$363,815

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,815
Avg. Annual Appreciation
1.19%
Original Mortgage
$287,200
Outstanding Balance
$284,053
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$79,762

Purchase Details

Closed on
Apr 7, 2017
Sold by
Durrrance Brain
Bought by
Gilnos James
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lauger Roger $359,000 None Listed On Document
Gilnos James $197,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lauger Roger $287,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/21/2024 10/21/24 Sold $359,000 0.0% $186 / Sq Ft
09/08/2024 09/08/24 Pending -- -- --
09/06/2024 09/06/24 For Sale $359,000 -- $186 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,765 $92,533 $14,199 $78,334
2023 $6,444 $83,597 $12,828 $70,769
2022 $6,089 $76,226 $11,697 $64,529
2021 $5,823 $71,266 $10,936 $60,330
2020 $5,658 $68,034 $10,440 $57,594
2019 $5,492 $64,807 $9,945 $54,862
2018 $4,749 $53,934 $9,369 $44,565
2017 $4,627 $50,987 $8,857 $42,130
2016 $4,405 $47,302 $8,217 $39,085
2015 -- $43,357 $7,532 $35,825
2014 -- $42,822 $7,439 $35,383
2013 -- $50,360 $7,635 $42,725
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12152538

Midwest Real Estate Data (MRED)

APN: 06-13-330-005