NOT LISTED FOR SALE

427 E Bannerville Rd Palatka, FL 32177

Estimated Value: $238,214 - $250,000

2 Beds
1 Bath
912 Sq Ft
$268/Sq Ft Est. Value

Last Sold September 16, 2025

Last sale price $245,000 $269 Per Sq Ft

Current estimated payment $1,350/month

48 Days on Market

Highlights

  • Fireplace
  • Shed
  • 1-Story Property
  • Laundry Room

About This Home

As of September 2025

Experience peaceful country living on this beautiful 1.3-acre property! This charming 2-bedroom, 1-bath home comes fully furnished, including a smart TV for your convenience. Enjoy 912 sq ft of updated indoor living space, plus an additional indoor laundry room. Experience peaceful country living on this beautiful 1.3-acre property! This charming 2-bedroom, 1-bath home comes fully furnished, including a smart TV for your convenience. The second bedroom features a Murphy bed, allowing the space to easily function as a guest room or office, with French doors that open directly onto the deck. Enjoy 912 sq ft of updated indoor living space, plus an additional indoor laundry room. The cozy screened-in front porch and large back deck provide ample outdoor living areas. The deck surrounds a sparkling above-ground pool with a new vinyl liner, perfect for relaxing and entertaining. Nature lovers will appreciate the abundance of bluebirds and cardinals in the trees that shade the property. Recent updates in 2023 include a new roof, remodeled kitchen and bath with luxury jetted tub, new interior doors, durable bamboo flooring throughout, a tankless water heater, and an electric fireplace. The home is equipped with two mini splits, providing efficient heating and cooling at the touch of a button. Additional features include a large utility workshop with a metal roof and updated electrical panel. Don't miss out on this perfect blend of comfort and tranquility!

Last Agent to Sell the Property

Todd Loeffler

Bosshardt Realty Services LLC Listed on: 07/03/2025

Bosshardt Realty Services LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $741

Year Built

  • Built in 1976

Lot Details

  • 1.23 Acre Lot
  • Property is zoned AG AG

Home Design

  • Shingle Roof

Interior Spaces

  • 912 Sq Ft Home
  • 1-Story Property
  • Fireplace
  • Crawl Space
  • Laundry Room

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Additional Features

  • Shed
  • Well

Listing and Financial Details

  • Assessor Parcel Number 29-08-26-0000-0010-0021

Home Details

Home Type

Single Family

Est. Annual Taxes

$741

Year Built

Built in 1976

Lot Details

0

Listing Details

  • Acreage: 1+ Acres
  • Class: Residential
  • Closing Price Per Sq Ft: 268.64
  • Construction: Wood
  • Legal Description: PT OF NE1/4 OF NW1/4 OR265 P565 (EX OR330 P1196 OR479 P989)
  • Lvt Date: 07/03/2025
  • Personal Property: Shed
  • Type Of Property: Single Family Residence
  • Year Built: 1976
  • Addnl Marketing Remarks: Experience peaceful country living on this beautiful 1.3-acre property! This charming 2-bedroom, 1-bath home comes fully furnished, including a smart TV for your convenience. The second bedroom features a Murphy bed, allowing the space to easily function as a guest room or office, with French doors that open directly onto the deck. Enjoy 912 sq ft of updated indoor living space, plus an additional indoor laundry room. The cozy screened-in front porch and large back deck provide ample outdoor living areas. The deck surrounds a sparkling above-ground pool with a new vinyl liner, perfect for relaxing and entertaining. Nature lovers will appreciate the abundance of bluebirds and cardinals in the trees that shade the property. Recent updates in 2023 include a new roof, remodeled kitchen and bath with luxury jetted tub, new interior doors, durable bamboo flooring throughout, a tankless water heater, and an electric fireplace. The home is equipped with two mini splits, providing efficient heating and cooling at the touch of a button. Additional features include a large utility workshop with a metal roof and updated electrical panel. Don't miss out on this perfect blend of comfort and tranquility!
  • Marketing For Public Vw: Experience peaceful country living on this beautiful 1.3-acre property! This charming 2-bedroom, 1-bath home comes fully furnished, including a smart TV for your convenience. Enjoy 912 sq ft of updated indoor living space, plus an additional indoor laundry room.
  • Subdivision Condo: Not Assigned-Putnam
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bathrooms: 1
  • Bedrooms: 2
  • Entry Level: Ground Level
  • Living Sq Ft: 912
  • Master Bedroom: On Level: 1
  • Price Per Sq Ft: 268.64

Exterior Features

  • Roof: Shingle
  • Stories: 1
  • Substructure: Crawl

Utilities

  • Water: Well

Lot Info

  • Acres: 1.23
  • Lot Size: 53579
  • Zoning: AG AG
  • Geo Subdivision: FL

Tax Info

  • Assessor Parcel Number: 29-08-26-0000-0010-0021
  • Taxes: 741
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 3, 2025
Closed on
Sep 16, 2025
Sold by
Heller Leona G
Bought by
Robertson Thomas and Robertson Amanda
Seller's Agent
Todd Loeffler
Bosshardt Realty Services LLC
List Price
$289,500
Sold Price
$245,000
Premium/Discount to List
-$44,500
-15.37%
Views
121
Current Estimated Value
$244,554

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$446
Avg. Annual Appreciation
-0.63%
Original Mortgage
$145,000
Outstanding Balance
$145,000
Interest Rate
5.71%
Mortgage Type
New Conventional
Estimated Equity
$99,554

Purchase Details

Closed on
Mar 31, 2023
Sold by
Heller Timothy W
Bought by
Heller Leona G

Purchase Details

Closed on
Apr 19, 2019
Sold by
Kembro George Anthony
Bought by
Heller Timothy W and Heller Leona G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,060
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 21, 2017
Closed on
Aug 18, 2017
Sold by
First Coast Community Credit Union
Bought by
Kembro George Anthony
Seller's Agent
EMILY MORRIS
COLDWELL BANKER BEN BATES INC
Buyer's Agent
Jenni Galli
KELLER WILLIAMS REALTY ATLANTIC PARTNERS
List Price
$41,500
Sold Price
$41,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.57%

Purchase Details

Closed on
Apr 7, 2017
Sold by
Hager Thomas Roy and Case #2016-Ca-000332
Bought by
First Coast Community Credit Union

Purchase Details

Closed on
Jan 21, 2005
Sold by
Mccollum Susan and Thigpen Weston H
Bought by
Hager Thomas Roy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,000
Interest Rate
5.62%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Nov 12, 2003
Sold by
Wachovia Bank Of Delaware Na
Bought by
Mccollum Susan and Thigpen Weston H
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Robertson Thomas $245,000 Bosshardt Title
Heller Leona G -- Stewart Title
Heller Timothy W $98,000 Action Ttl Svcs Of St Johns
Kembro George Anthony $41,500 Guaranty Title Co Of Palatka
First Coast Community Credit Union -- None Available
Hager Thomas Roy $58,000 All Florida Title Svcs Inc
Mccollum Susan $15,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Robertson Thomas $145,000
Previous Owner Heller Timothy W $95,060
Previous Owner Hager Thomas Roy $58,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/16/2025 09/16/25 Sold $245,000 -1.8% $269 / Sq Ft
08/20/2025 08/20/25 Pending -- -- --
08/04/2025 08/04/25 Price Changed $249,500 -7.6% $274 / Sq Ft
07/23/2025 07/23/25 Price Changed $270,000 -6.7% $296 / Sq Ft
07/03/2025 07/03/25 For Sale $289,500 +597.6% $317 / Sq Ft
12/17/2023 12/17/23 Off Market $41,500 -- --
08/18/2017 08/18/17 Sold $41,500 0.0% $46 / Sq Ft View Prior Sale
08/06/2017 08/06/17 Pending -- -- --
07/21/2017 07/21/17 For Sale $41,500 -- $46 / Sq Ft
Source: St. Augustine and St. Johns County Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $861 $68,460 -- --
2024 $756 $64,220 -- --
2023 $741 $62,350 $0 $0
2022 $718 $60,540 $0 $0
2021 $737 $58,780 $0 $0
2020 $755 $57,970 $0 $0
2019 $1,086 $45,050 $41,910 $3,140
2018 $1,064 $42,850 $40,500 $2,350
2017 $333 $25,040 $23,200 $1,840
2016 $325 $24,530 $0 $0
2015 $334 $24,367 $0 $0
2014 $395 $24,864 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: St. Augustine and St. Johns County Board of REALTORS®

MLS Number: 253976

St. Augustine and St. Johns County Board of REALTORS®

APN: 29-08-26-0000-0010-0021