$229,900
$10K PRICE DROP

427 E Jefferson St Spencer, IN 47460

Estimated payment $1,320/month

Total Views 4,208
3 Beds
2 Baths
1,508 Sq Ft
$152 Price per Sq Ft

Highlights

  • Primary Bedroom Suite
  • Wood Flooring
  • Eat-In Kitchen
  • Ranch Style House
  • Covered Patio or Porch
  • Walk-In Closet

About This Home

Come check out this charming home in the heart of Spencer, Indiana! This home has 3 large bedrooms and 2 full bathrooms. The back deck is perfect for entertaining and the 12’x20’ shed adds lots of storage space. New flooring and baseboard trim in the kitchen, both bathrooms, and master bedroom. The roof and back deck were recently repaired. Water heater is less than 2 years old. Only 2 miles from McCormick’s Creek State Park!

Listing Agent

Heather Maggard

Seasons of Indiana Real Estate LLC Brokerage Phone: 812-327-0972 Listed on: 08/23/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,230

Year Built

  • Built in 1955

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 74x112

Parking

  • Gravel Driveway

Home Design

  • Ranch Style House
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 1,508 Sq Ft Home
  • Ceiling Fan

Kitchen

  • Eat-In Kitchen
  • Laminate Countertops

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Basement

  • Block Basement Construction
  • Crawl Space

Schools

  • Spencer Elementary School
  • Owen Valley Middle School
  • Owen Valley High School

Additional Features

  • Covered Patio or Porch
  • Suburban Location
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 60-10-21-300-400.355-028

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,230

Year Built

Built in 1955

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1955
  • Age: 70
  • Style: One Story
  • Architectural Style: Ranch
  • Total Number of Rooms: 7
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: Winders Lot 20
  • Parcel Number ID: 60-10-21-300-400.355-028
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Laminate, Deck Open, Dryer Hook Up Electric, Eat-In Kitchen, Porch Covered, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Main Floor Laundry, Washer Hook-Up
  • Improvmnts In Last5 Yrs: Yes
  • Location: City/Town/Suburb
  • Year Taxes Payable: 2025
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1508
  • Total Finished Sq Ft: 1508
  • Above Grade Finished Sq Ft: 1508
  • Price Per Sq Ft: 152.45
  • Basement Foundation: Crawl
  • Basement Material: Block
  • Flooring: Hardwood Floors, Carpet, Vinyl
  • Living Great Room: Dimensions: 21x17, On Level: Main
  • Kitchen: Dimensions: 13x12, On Level: Main
  • Extra Room: Office, Dimensions: 10x7, On Level: Main
  • Bedroom 1: Dimensions: 21x14, On Level: Main
  • Bedroom 2: Dimensions: 12x12, On Level: Main
  • Bedroom 3: Dimensions: 12x11, On Level: Main
  • Number of Main Level Full Bathrooms: 2

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Shingle
  • Outbuilding1: Shed, Dimensions: 12x20

Garage/Parking

  • Driveway: Gravel

Utilities

  • Cooling: Central Air
  • Heating Fuel: Electric, Forced Air
  • Sewer: Public
  • Water Utilities: Public
  • Electric Company: Duke Energy Indiana
  • Water Company: BBP
  • Cable Company: Comcast/Xfinity
  • Laundry: Dimensions: Mainx8, On Level: 13

Schools

  • School District: Spencer-Owen Community Schools
  • Elementary School: Spencer
  • Middle School: Owen Valley
  • High School: Owen Valley
  • Elementary School: Spencer

Lot Info

  • Lot Description: 0-2.9999
  • Lot Dimensions: 74x112
  • Estimated Lot Sq Ft: 7841
  • Estimated Lot Size Acres: 0.18

Tax Info

  • Annual Taxes: 1229.56
  • Exemptions: Homestead, Mortgage, Supplemental

MLS Schools

  • High School: Owen Valley
  • Middle School: Owen Valley
  • School District: Spencer-Owen Community Schools

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,230 $137,200 $20,900 $116,300
2023 $1,131 $127,800 $20,900 $106,900
2022 $804 $99,000 $20,900 $78,100
2021 $989 $108,900 $20,900 $88,000
2020 $903 $103,300 $20,900 $82,400
2019 $808 $96,000 $20,900 $75,100
2018 $737 $91,500 $20,900 $70,600
2017 $563 $82,400 $17,700 $64,700
2016 $542 $82,400 $17,700 $64,700
2014 $570 $82,900 $17,700 $65,200
2013 -- $82,300 $17,600 $64,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/25/2025 09/25/25 Price Changed $229,900 -2.1% $152 / Sq Ft
09/06/2025 09/06/25 Price Changed $234,900 -2.1% $156 / Sq Ft
08/23/2025 08/23/25 For Sale $239,900 -- $159 / Sq Ft
Source: Indiana Regional MLS

Purchase History

Date Type Sale Price Title Company
Deed -- None Available
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $92,820 New Conventional
Previous Owner $72,800 New Conventional
Source: Public Records

Source: Indiana Regional MLS

MLS Number: 202533819

Indiana Regional MLS

APN: 60-10-21-300-400.355-028