NOT LISTED FOR SALE

427 Ruby Gulch Morganton, GA 30560

Estimated Value: $561,169 - $704,000

3 Beds
3 Baths
2,210 Sq Ft
$284/Sq Ft Est. Value

Last Sold November 13, 2023

Last sale price $598,322 $271 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $3,706/month

30 Days on Market

Highlights

  • Lake View
  • ENERGY STAR Certified Homes
  • Fireplace in Primary Bedroom
  • 2.76 Acre Lot
  • Green Roof
  • Deck

About This Home

As of November 2023

Recent Price Reduction from $669,900! Welcome to “A Slice of Paradise in the Mountains”! This is the Mountain View Home you have been looking for. The Great Room has a feeling of comfort with the cathedral ceilings, open plan and stone fireplace with hearth. The Primary Bedroom upstairs also has a stone fireplace, vaulted ceilings, ensuite bath and a private screened in porch. The views are captivating of Lake Blue Ridge, layered mountain views and property is adjacent to the US Forest Service land. Vista pruning has just been completed. Other notable improvements are a new Architectural Roof, Brand New Stainless Steel Appliances in the spacious kitchen and the exterior has been recently stained. The home furnishings are available on separate bill of sale. See the Virtual Tour which allows you to “walk through”. This home is situated on 2.76 gorgeous acres and the lot below is also available for separate purchase. Better come grab this slice while it’s hot!

Last Agent to Sell the Property

Kimberly Bruner

RE/MAX Town & Country-Hiawassee License #361483 Listed on: 09/22/2023

RE/MAX Town & Country-Hiawassee

Last Buyer's Agent

JODI C PATTERSON

BHHS Georgia Properties License #229145

BHHS Georgia Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,244

Year Built

  • Built in 2005

Lot Details

  • 2.76 Acre Lot
  • Property borders a national or state park
  • Private Lot
  • Level Lot
  • Partially Wooded Lot

Property Views

  • Lake
  • Mountain
  • Valley

Home Design

  • Cabin
  • Composition Roof
  • Wood Siding
  • Stone Siding
  • Stone

Interior Spaces

  • 3-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Factory Built Fireplace
  • Gas Log Fireplace
  • Double Pane Windows
  • Window Treatments
  • Family Room with Fireplace
  • 3 Fireplaces
  • Great Room
  • Combination Dining and Living Room
  • Loft
  • Game Room
  • Screened Porch

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Fireplace in Primary Bedroom
  • Walk-In Closet

Laundry

  • Laundry closet
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Fireplace in Basement
  • Finished Basement Bathroom
  • Natural lighting in basement

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • Parking Accessed On Kitchen Level
  • Off-Street Parking

Eco-Friendly Details

  • Green Roof
  • Energy-Efficient Appliances
  • ENERGY STAR Certified Homes

Outdoor Features

  • Deck
  • Patio
  • Outdoor Gas Grill

Schools

  • East Fannin Elementary School
  • Fannin County Middle School
  • Fannin County High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Propane
  • Underground Utilities
  • Propane
  • Private Water Source
  • Shared Well
  • Gas Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Wilscot Mtn Subdivision
  • Greenbelt

Listing and Financial Details

  • Tax Lot 1

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,244

Year Built

Built in 2005

Lot Details

0

Listing Details

  • Property Type: Residential
  • District: 7
  • Section: 1
  • Year Built: 2005
  • Financing Type: Cash
  • GreenEnergyEfficient: Roof, Appliances
  • Levels: Three Or More
  • Lot Size Acres: 2.76
  • Property Sub-Type: Single Family Residence
  • Structure Type: Cabin, House
  • Total Finished Area2: 2210
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Gas Water Heater, Dryer, Washer, Dishwasher, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s)
  • Bedrooms: 3
  • Dining Room Features: Dining Rm/Living Rm Combo
  • Basement: Bath Finished, Daylight, Interior Entry, Finished, Full
  • Below Grade Finished Sq Ft: 884
  • Total Finished Sq Ft: 1326
  • Above Grade Finished Sq Ft: 1326
  • Interior Amenities: Vaulted Ceiling(s), High Ceilings, Walk-In Closet(s)
  • Full Bathrooms: 3
  • Fireplace Features: Basement, Family Room, Master Bedroom, Factory Built, Gas Log
  • Flooring: Hardwood, Tile
  • Kitchen Features: Breakfast Bar
  • Window Features: Double Pane Windows, Window Treatments
  • Price Per Square Foot: 270.73

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Bedroom Lower Level: 1
  • Bedroom Main Level: 1

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Stone, Wood Siding
  • ExteriorFeatures: Gas Grill
  • Fencing: Other
  • Lot Features: Greenbelt, Level, Private, Sloped
  • Patio And Porch Features: Deck, Patio, Porch, Screened
  • Property Condition: Resale
  • Roof: Composition
  • View: Mountain(s), Valley, Lake

Garage/Parking

  • Parking Features: Kitchen Level, Off Street

Utilities

  • Cooling: Electric, Ceiling Fan(s), Central Air
  • Heating: Propane, Central
  • Laundry Features: Laundry Closet
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Sewer: Septic Tank
  • Utilities: Underground Utilities, Cable Available, Electricity Available, High Speed Internet, Phone Available, Propane, Water Available
  • Water Source: Shared Well, Private

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: East Fannin
  • High School: Fannin County
  • High School Bus: Yes
  • Middle School: Fannin County
  • Middle School Bus: Yes
  • Elementary School: East Fannin
  • Middle School: Fannin County
  • High School: Fannin County

Lot Info

  • Land Lot: 26
  • Lot: 1
  • Deed Book: 1174
  • Deed Page: 318
  • Plat Book: D29
  • Plat Page: 4

Green Features

  • Green Building Verification Type: ENERGY STAR Certified Homes

Multi Family

  • Total Fireplaces: 3

Tax Info

  • Year: 2022
  • Tax Annual Amount: 2244.13

MLS Schools

  • Elementary Bus Line: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 16, 2016
Closed on
Jul 20, 2016
Sold by
Dekker Douglas S and Dekker Theresa
Bought by
Gale Miriam Jeanne and Ryan Richard Michael
Seller's Agent
Kimberly Bruner
Coldwell Banker High Country Realty - Blue Ridge
Buyer's Agent
Kimberly Bruner
Coldwell Banker High Country Realty - Blue Ridge
List Price
$320,000
Sold Price
$320,000
Total Days on Market
30
Current Estimated Value
$627,792

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$307,792
Avg. Annual Appreciation
7.84%
Original Mortgage
$256,000
Outstanding Balance
$124,871
Interest Rate
3.56%
Mortgage Type
New Conventional
Estimated Equity
$502,921

Purchase Details

Closed on
Dec 24, 2007
Sold by
Dekker Theresa
Bought by
Dekker Douglas S and Dekker Theresa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$233,850
Interest Rate
6.15%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 13, 2006
Sold by
Marty Rhodes Construction
Bought by
Dekker Theresa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,000
Interest Rate
6.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 26, 2004
Sold by
Wilscot Mountain Properties Llc
Bought by
Marty Rhodes Construction Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gale Miriam Jeanne $320,000 --
Dekker Douglas S -- --
Dekker Theresa $292,500 --
Marty Rhodes Construction Llc $60,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gale Miriam Jeanne $256,000
Previous Owner Dekker Douglas S $233,850
Previous Owner Dekker Theresa $234,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/13/2023 11/13/23 Sold $598,322 -4.3% $271 / Sq Ft
10/22/2023 10/22/23 Pending -- -- --
10/11/2023 10/11/23 Price Changed $624,900 -6.7% $283 / Sq Ft
09/22/2023 09/22/23 For Sale $669,900 +109.3% $303 / Sq Ft
07/15/2016 07/15/16 Sold $320,000 0.0% $142 / Sq Ft
06/20/2016 06/20/16 Pending -- -- --
05/16/2016 05/16/16 For Sale $320,000 -- $142 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,374 $259,002 $53,368 $205,634
2023 $2,205 $216,219 $53,368 $162,851
2022 $2,244 $220,142 $53,368 $166,774
2021 $1,780 $126,960 $53,368 $73,592
2020 $1,408 $98,763 $25,171 $73,592
2019 $1,435 $98,763 $25,171 $73,592
2018 $1,522 $98,763 $25,171 $73,592
2017 $1,627 $91,927 $25,171 $66,756
2016 $1,453 $85,559 $25,171 $60,388
2015 $1,530 $86,222 $25,171 $61,051
2014 $1,681 $94,921 $25,171 $69,750
2013 -- $79,635 $25,171 $54,464
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 20148417

Georgia MLS

APN: 0014-005A1D