$129,900
SOLD JUL 2, 2012

427 S Buchanan St Enid, OK 73703

3 Beds
2.5 Baths
2,220 Sq Ft
1.4 Acres

Recently Sold

$59 Per Sq Ft

49 Days on Market

Highlights

  • Traditional Architecture
  • Separate Formal Living Room
  • Shades
  • Wood Flooring
  • 2 Car Detached Garage
  • Storm Windows

About This Home

As of July 2020

100% VA loan @ USAA, 3.75% interest, 30 years; 2220 sq ft mol per appraiser. Concessions paid by seller for buyer: $1,500.00. Electrical, plumbing, heat and air units and roof all updated approximately 6 or 7 years ago.This is a great home. Refurbished original hardwood floors, updated paint, updated carpet and tile upstairs. Lots of character.

Last Agent to Sell the Property

Gary Smith

Non-Member License #039545 Listed on: 03/09/2012

Last Buyer's Agent

Drew Ritchie

Non-Member License #145343

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,840

Year Built

  • 1920

Lot Details

  • Lot Dimensions are 70x185
  • Chain Link Fence

Home Design

  • Traditional Architecture
  • Gable Roof Shape
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Ceiling Fan
  • Shades
  • Drapes & Rods
  • Entryway
  • Separate Formal Living Room
  • Combination Kitchen and Dining Room
  • Partially Finished Basement

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Wall to Wall Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms

Home Security

  • Storm Windows
  • Storm Doors
  • Fire and Smoke Detector

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

  • Homestead Exemption

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,840

Year Built

1920

Lot Details

0

Listing Details

  • Age: 71 Years Or More
  • Estimated Above Grade Sq Ft: 2201-2500
  • Ceiling: unk
  • Class: Residential
  • Dining Room: Formal Dining, Kitchen/Dining Combo
  • Enid School District: McKinley, Waller
  • Equipment: Electric Oven/Range, Microwave, Dishwasher, Disposal, Garage Door Opener
  • Exterior: Vinyl Siding
  • Exterior Extras: Fence-Chain Link, Storm Windows, Storm Doors, Cable Tv, Guttering
  • Flood Ins: Not Required
  • Heating: Central Gas, Two Zoned Or More
  • Homestead Exemption Yn: Yes
  • Interior Extras: Drapes/Curtains/Partial, Shades/Blinds, Wall-Wall Carpet, Smoke Detector, Ceiling Fans
  • Interest Rate: 3.75%
  • Legal Description: Lot 12 & N. 20' of Lot 13 Block 3
  • Legal Name S: Douglas and Amy Ratzlaff
  • Living Areas: 2
  • Roof Type: Gable
  • Sq Ft Provided By: Appraiser
  • Estimated Sq Ft: 2220
  • Style: Traditional
  • Type: Single House
  • Walls R: unk
  • Water Sewer: City Water, City Sewer, Water Well For Outside
  • Annual Taxes: Call
  • Zoning: Residental
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 12
  • Year Built: 1920

Interior Features

  • Entrance: Living Room Ent.
  • Basement Type: Partially Finished
  • Bedrooms: 3
  • Floor: Wood/Raised
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Levels: One & 1/2 Story
  • Other Rooms: Formal Living, Inside Utility, Basement, See Section Dd
  • Price Per Sq Ft: 58.51
  • Sq Ft Level 1: 2220

Exterior Features

  • Roofing: Composition

Garage/Parking

  • Garage Type: Detached
  • Garage Capacity: 2
  • Insulation: Unknown

Utilities

  • Cooling: Central Electric, Two Zone Or More

Lot Info

  • Lot Size: 70X185

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2020
Closed on
Jul 17, 2020
Sold by
Chism Andrea Lynn
Bought by
Winters Kelly
Seller's Agent
Tracy Boeckman
Epic R E
Buyer's Agent
Tracy Boeckman
Epic R E
List Price
$154,900
Sold Price
$146,000
Premium/Discount to List
-$8,900
-5.75%
Total Days on Market
49
Current Estimated Value
$178,670

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,670
Avg. Annual Appreciation
3.28%
Original Mortgage
$116,800
Outstanding Balance
$105,172
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$65,746

Purchase Details

Listed on
Apr 3, 2020
Closed on
Jul 11, 2020
Sold by
Springer Jeffrey John
Bought by
Winters Kelly
Seller's Agent
Tracy Boeckman
Epic R E
Buyer's Agent
Tracy Boeckman
Epic R E
List Price
$154,900
Sold Price
$146,000
Premium/Discount to List
-$8,900
-5.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,800
Outstanding Balance
$105,172
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$65,746

Purchase Details

Closed on
Jul 15, 2013
Sold by
Springer Jeffrey John
Bought by
Chism Andrea Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,739
Interest Rate
4.36%
Mortgage Type
VA

Purchase Details

Listed on
Mar 9, 2012
Closed on
Jul 2, 2012
Sold by
Ratzlaff Douglas W and Ratzlaff Amy E
Bought by
Springer Jeffrey J and Springer Andrea L
Seller's Agent
Gary Smith
Non-Member
Buyer's Agent
Drew Ritchie
Non-Member
List Price
$129,900
Sold Price
$129,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.15%
Original Mortgage
$129,900
Interest Rate
3.81%
Mortgage Type
VA

Purchase Details

Closed on
Aug 7, 2006
Sold by
Keiser Robert E and Keiser Kathryn L
Bought by
Ratzlaff Douglas W and Ratzlaff Amy E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,400
Interest Rate
6.78%
Mortgage Type
New Conventional
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $146,000 Enid Title & Closing Llc
Quit Claim Deed -- Enid Title & Closing Llc
Quit Claim Deed -- None Available
Warranty Deed $130,000 None Available
Warranty Deed $112,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $116,800 New Conventional
Previous Owner $135,739 VA
Previous Owner $129,900 VA
Previous Owner $514,084 Stand Alone Refi Refinance Of Original Loan
Previous Owner $56,400 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/17/2020 07/17/20 Sold $146,000 -5.7% $65 / Sq Ft
06/16/2020 06/16/20 Pending -- -- --
04/03/2020 04/03/20 For Sale $154,900 +19.2% $69 / Sq Ft
07/02/2012 07/02/12 Sold $129,900 0.0% $59 / Sq Ft
04/27/2012 04/27/12 Pending -- -- --
03/09/2012 03/09/12 For Sale $129,900 -- $59 / Sq Ft
Source: Northwest Oklahoma Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,840 $17,443 $1,400 $16,043
2023 $1,840 $17,443 $1,400 $16,043
2022 $1,866 $17,443 $1,400 $16,043
2021 $1,830 $17,213 $1,400 $15,813
2020 $1,689 $16,511 $1,400 $15,111
2019 $1,605 $16,419 $1,340 $15,079
2018 $1,552 $15,941 $1,400 $14,541
2017 $1,500 $15,515 $1,400 $14,115
2016 $1,437 $15,981 $1,442 $14,539
2015 $1,419 $15,515 $1,400 $14,115
2014 $1,419 $15,515 $1,400 $14,115
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Oklahoma Association of REALTORS®

MLS Number: 697297

Northwest Oklahoma Association of REALTORS®

APN: 4950-00-003-012-0-041-00