NOT LISTED FOR SALE

427 Saint Charles St Elgin, IL 60120

Elgin National Watch Historic District Neighborhood

Estimated Value: $270,000 - $351,000

5 Beds
2 Baths
2,554 Sq Ft
$125/Sq Ft Est. Value

Sale Details

Date Sold: September 3, 2013

Last sale price $52,100 $20 Per Sq Ft

Est. 515% increase in value since last sale

Current estimated payment $2,311 / mo

15 Days on Market

Highlights

  • Detached Garage
  • Forced Air Heating System
  • 4-minute walk to Kiwanis Park

About This Home

As of September 2013

Huge home in need of rehab 5 bedrooms full basement formal dining room and living room first floor bedroom close to downtown Elgin and riverboat new windows on front side of home

Last Agent to Sell the Property

Keith Wolf

Keith Wolf License #471000583 Listed on: 07/24/2013

Co-Listed By

Glen Piske

Winfield Realty And Consulting INC License #471017064

Last Buyer's Agent

Cecille Plurad

Coldwell Banker Realty License #475146521

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Year Built

  • 1905

Lot Details

  • 5,489

Parking

  • Detached Garage
  • Garage Is Owned

Home Design

  • Vinyl Siding

Unfinished Basement

  • Basement Fills Entire Space Under The House

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas

Home Details

Home Type

Single Family

Year Built

1905

Lot Details

5,489 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • Age: 100+ Years
  • Full Bathrooms: 2
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2
  • Type Detached: 2 Stories
  • Estimated Year Built: 1905
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 1905

Interior Features

  • Number Of Rooms: 9
  • Living Room: Dimensions: 31X12, On Level: Main Level
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 5
  • Above Grade Bedrooms: 5
  • Dining Room: Dimensions: 12X21, On Level: Main Level
  • Kitchen Type: Dimensions: 6X18, On Level: Main Level
  • Additional Rooms: 5th Bedroom
  • Master Bedroom: Dimensions: 25X11, On Level: 2nd Level
  • Additional Room 1 Name: 5th Bdrm, Dimensions: 11X11, On Level: 2nd Level
  • Bedroom 2: Dimensions: 12X12, On Level: Main Level
  • Bedroom 3: Dimensions: 10X9, On Level: 2nd Level
  • Bedroom 4: Dimensions: 12X10, On Level: 2nd Level
  • Estimated Sq Ft: 2554
  • Family Room: Dimensions: 15X18, On Level: 2nd Level

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Number of Cars: 1
  • Parking: Garage
  • Garage Type: Detached
  • Garage On Site: Yes
  • Number Garage Spaces: 1
  • Garage Ownership: Owned

Utilities

  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 50X110
  • Parcel Identification Number: 0624204005

Tax Info

  • Taxes: 5162.38

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 24, 2013
Closed on
Aug 27, 2013
Sold by
Wells Fargo Bank Na
Bought by
Massimb Adele
Seller's Agent
Keith Wolf
Keith Wolf
Buyer's Agent
Cecille Plurad
Coldwell Banker Realty
List Price
$52,000
Sold Price
$52,100
Premium/Discount to List
$100
0.19%
Current Estimated Value
$320,330

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$268,230
Avg. Annual Appreciation
15.35%

Purchase Details

Closed on
Apr 26, 2013
Sold by
Loeza Ricardo
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Apr 24, 2013
Sold by
Loeza Ricardo
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Aug 2, 2006
Sold by
Marcial Celene
Bought by
Loeza Ricardo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,750
Interest Rate
6.88%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Dec 23, 2004
Sold by
Loeza Ricardo
Bought by
Marcial Celene

Purchase Details

Closed on
Jul 13, 2004
Sold by
Baltazar Andres and Baltazar Inocencio
Bought by
Loeza Ricardo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,110
Interest Rate
4.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 11, 1995
Sold by
Alcantar Ignacio C and Munoz Maria
Bought by
Baltazar Andres and Baltazar Inocencio
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Massimb Adele $53,500 Chicago Title Insruance Comp
Wells Fargo Bank Na -- None Available
Wells Fargo Bank Na -- None Available
Loeza Ricardo -- Citywide Title Corporation
Marcial Celene -- Multiple
Loeza Ricardo $198,000 Atg
Baltazar Andres -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner Loeza Ricardo $168,750
Previous Owner Loeza Ricardo $178,110
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/03/2013 09/03/13 Sold $52,100 +0.2% $20 / Sq Ft
08/08/2013 08/08/13 Pending -- -- --
07/24/2013 07/24/13 For Sale $52,000 -- $20 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,239 $98,460 $11,750 $86,710
2023 $6,901 $88,951 $10,615 $78,336
2022 $6,513 $81,108 $9,679 $71,429
2021 $6,230 $75,830 $9,049 $66,781
2020 $5,778 $69,356 $8,639 $60,717
2019 $5,610 $66,066 $8,229 $57,837
2018 $4,947 $55,734 $7,752 $47,982
2017 $4,802 $52,688 $7,328 $45,360
2016 $4,573 $48,880 $6,798 $42,082
2015 -- $44,803 $6,231 $38,572
2014 -- $44,250 $6,154 $38,096
2013 -- $52,317 $6,316 $46,001
Source: Public Records

Agents Affiliated with this Home

  • K

    Seller's Agent in 2013

    Keith Wolf

    Keith Wolf

  • Glen Piske

    Seller Co-Listing Agent in 2013

    Glen Piske

    Winfield Realty And Consulting INC

    (630) 854-7457

    19 Total Sales

    Glen Piske
    Section Image
  • Cecille Plurad

    Buyer's Agent in 2013

    Cecille Plurad

    Coldwell Banker Realty

    (773) 719-0352

    186 Total Sales

    Cecille Plurad
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08402951

Midwest Real Estate Data (MRED)

APN: 06-24-204-005

Illinois Kane County Elgin 60120 Elgin National Watch Historic District

427 Saint Charles St, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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