E
Seller's Agent in 2026
Emily Cerrillos
Ardain Real Estate Inc.
(331) 431-7737
1 in this area
5 Total Sales
489 Division St Elgin, IL 60120
Gifford Park Neighborhood
4
Beds
1.5
Baths
1,824
Sq Ft
1920
Built
Highlights
- Heated Sun or Florida Room
- Crown Molding
- Entrance Foyer
- 1 Car Detached Garage
- Laundry Room
- 5-minute walk to Channing Park
About This Home
As of May 2026You'll fall in love with this well-maintained, four-bedroom brick colonial located in the historic district of Elgin. This home features classic character throughout, including original hardwood floors and crown molding. Just a few highlights include an inviting foyer, a four-season sunroom, Kraftmaid kitchen cabinetry, and a fully functional wood-burning fireplace. This property offers an abundance of space both inside and out with a fully finished basement and a spacious back and side yard. Conveniently located within walking distance to downtown Elgin, this home combines timeless charm with ample updated living.
Last Agent to Sell the Property
Ardain Real Estate Inc. License #475203143 Listed on: 04/07/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,091
Year Built
- Built in 1920
Lot Details
- Lot Dimensions are 61 x 75
Parking
- 1 Car Detached Garage
- Parking Available
Home Design
- Brick Exterior Construction
Interior Spaces
- 1,824 Sq Ft Home
- 2-Story Property
- Crown Molding
- Wood Burning Fireplace
- Entrance Foyer
- Family Room
- Living Room with Fireplace
- Dining Room
- Heated Sun or Florida Room
- Finished Basement
- Basement Fills Entire Space Under The House
- Laundry Room
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 7, 2026
Closed on
May 20, 2026
Sold by
Bought by
Seller's Agent
Emily Cerrillos
Ardain Real Estate Inc.
Buyer's Agent
Emily Cerrillos
Ardain Real Estate Inc.
List Price
$349,900
Sold Price
$365,000
Premium/Discount to List
$15,100
4.32%
Views
80
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-46.40%
Original Mortgage
$326,000
Outstanding Balance
$326,000
Interest Rate
6.49%
Mortgage Type
New Conventional
Estimated Equity
$21,235
Purchase Details
Closed on
Jun 21, 2022
Sold by
Bought by
Purchase Details
Closed on
Jun 17, 2022
Sold by
Bought by
Purchase Details
Closed on
Oct 2, 2021
Sold by
Bought by
Purchase Details
Listed on
May 4, 2012
Closed on
Sep 4, 2012
Sold by
Bought by
Seller's Agent
Keith McMahon
Compass
Buyer's Agent
Susan Kalina
Karen Douglas Realty
List Price
$139,000
Sold Price
$123,000
Premium/Discount to List
-$16,000
-11.51%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.85%
Original Mortgage
$6,000
Interest Rate
3.53%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Jan 30, 2012
Sold by
Bought by
Purchase Details
Closed on
Sep 21, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,600
Interest Rate
7.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 16, 2006
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $365,000 | Chicago Title | |
| Quit Claim Deed | -- | None Listed On Document | |
| Quit Claim Deed | -- | None Listed On Document | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $123,000 | First American Title | |
| Sheriffs Deed | $52,000 | None Available | |
| Warranty Deed | $197,000 | First American Title Ins Co | |
| Interfamily Deed Transfer | -- | First American Title Ins Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $326,000 | New Conventional | |
| Previous Owner | $6,000 | Stand Alone Second | |
| Previous Owner | $116,910 | FHA | |
| Previous Owner | $157,600 | Purchase Money Mortgage |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/26/2026 05/26/26 | Sold | $365,000 | +4.3% | $200 / Sq Ft | |
| 04/12/2026 04/12/26 | Pending | -- | -- | -- | |
| 04/07/2026 04/07/26 | For Sale | $349,900 | +184.5% | $192 / Sq Ft | |
| 10/02/2012 10/02/12 | Sold | $123,000 | -1.2% | $67 / Sq Ft | View Prior Sale |
| 07/09/2012 07/09/12 | Pending | -- | -- | -- | |
| 06/28/2012 06/28/12 | Price Changed | $124,550 | -0.1% | $68 / Sq Ft | |
| 06/22/2012 06/22/12 | Price Changed | $124,650 | -0.2% | $68 / Sq Ft | |
| 06/05/2012 06/05/12 | Price Changed | $124,900 | -2.3% | $68 / Sq Ft | |
| 05/30/2012 05/30/12 | Price Changed | $127,900 | -1.6% | $70 / Sq Ft | |
| 05/22/2012 05/22/12 | Price Changed | $129,997 | -5.8% | $71 / Sq Ft | |
| 05/18/2012 05/18/12 | Price Changed | $138,000 | -0.7% | $76 / Sq Ft | |
| 05/04/2012 05/04/12 | For Sale | $139,000 | -- | $76 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,091 | $84,106 | $12,650 | $71,456 |
| 2023 | $5,795 | $75,983 | $11,428 | $64,555 |
| 2022 | $5,487 | $69,283 | $10,420 | $58,863 |
| 2021 | $5,244 | $64,775 | $9,742 | $55,033 |
| 2020 | $4,864 | $59,335 | $9,300 | $50,035 |
| 2019 | $4,718 | $56,520 | $8,859 | $47,661 |
| 2018 | $4,417 | $50,676 | $8,346 | $42,330 |
| 2017 | $4,310 | $47,907 | $7,890 | $40,017 |
| 2016 | $4,100 | $44,445 | $7,320 | $37,125 |
| 2015 | -- | $40,737 | $6,709 | $34,028 |
| 2014 | -- | $40,234 | $6,626 | $33,608 |
| 2013 | -- | $47,383 | $6,801 | $40,582 |
Source: Public Records
Agents Affiliated with this Home
-
Emily Cerrillos
-
Keith McMahon
Seller's Agent in 2012
Keith McMahon
Compass
(630) 803-4150
247 Total Sales
-
Susan Kalina
Buyer's Agent in 2012
Susan Kalina
Karen Douglas Realty
(630) 673-7741
83 Total Sales
-
R
Buyer's Agent in 2012
Rick Denzer
OpentheHome.com
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12606936
APN: 06-13-258-006
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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