489 Division St Elgin, IL 60120
Gifford Park NeighborhoodEstimated payment $2,350/month
Highlights
- Heated Sun or Florida Room
- Crown Molding
- Entrance Foyer
- 1 Car Detached Garage
- Laundry Room
- 5-minute walk to Channing Park
About This Home
You'll fall in love with this well-maintained, four-bedroom brick colonial located in the historic district of Elgin. This home features classic character throughout, including original hardwood floors and crown molding. Just a few highlights include an inviting foyer, a four-season sunroom, Kraftmaid kitchen cabinetry, and a fully functional wood-burning fireplace. This property offers an abundance of space both inside and out with a fully finished basement and a spacious back and side yard. Conveniently located within walking distance to downtown Elgin, this home combines timeless charm with ample updated living.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,091
Year Built
- Built in 1920
Lot Details
- Lot Dimensions are 61 x 75
Parking
- 1 Car Detached Garage
- Parking Available
Home Design
- Brick Exterior Construction
Interior Spaces
- 1,824 Sq Ft Home
- 2-Story Property
- Crown Molding
- Wood Burning Fireplace
- Entrance Foyer
- Family Room
- Living Room with Fireplace
- Dining Room
- Heated Sun or Florida Room
- Finished Basement
- Basement Fills Entire Space Under The House
- Laundry Room
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,091 | $84,106 | $12,650 | $71,456 |
| 2023 | $5,795 | $75,983 | $11,428 | $64,555 |
| 2022 | $5,487 | $69,283 | $10,420 | $58,863 |
| 2021 | $5,244 | $64,775 | $9,742 | $55,033 |
| 2020 | $4,864 | $59,335 | $9,300 | $50,035 |
| 2019 | $4,718 | $56,520 | $8,859 | $47,661 |
| 2018 | $4,417 | $50,676 | $8,346 | $42,330 |
| 2017 | $4,310 | $47,907 | $7,890 | $40,017 |
| 2016 | $4,100 | $44,445 | $7,320 | $37,125 |
| 2015 | -- | $40,737 | $6,709 | $34,028 |
| 2014 | -- | $40,234 | $6,626 | $33,608 |
| 2013 | -- | $47,383 | $6,801 | $40,582 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/12/2026 04/12/26 | Pending | -- | -- | -- | |
| 04/07/2026 04/07/26 | For Sale | $349,900 | +184.5% | $192 / Sq Ft | |
| 10/02/2012 10/02/12 | Sold | $123,000 | -1.2% | $67 / Sq Ft | View Prior Sale |
| 07/09/2012 07/09/12 | Pending | -- | -- | -- | |
| 06/28/2012 06/28/12 | Price Changed | $124,550 | -0.1% | $68 / Sq Ft | |
| 06/22/2012 06/22/12 | Price Changed | $124,650 | -0.2% | $68 / Sq Ft | |
| 06/05/2012 06/05/12 | Price Changed | $124,900 | -2.3% | $68 / Sq Ft | |
| 05/30/2012 05/30/12 | Price Changed | $127,900 | -1.6% | $70 / Sq Ft | |
| 05/22/2012 05/22/12 | Price Changed | $129,997 | -5.8% | $71 / Sq Ft | |
| 05/18/2012 05/18/12 | Price Changed | $138,000 | -0.7% | $76 / Sq Ft | |
| 05/04/2012 05/04/12 | For Sale | $139,000 | -- | $76 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Quit Claim Deed | -- | None Listed On Document | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $123,000 | First American Title | |
| Sheriffs Deed | $52,000 | None Available | |
| Warranty Deed | $197,000 | First American Title Ins Co | |
| Interfamily Deed Transfer | -- | First American Title Ins Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $6,000 | Stand Alone Second | |
| Previous Owner | $116,910 | FHA | |
| Previous Owner | $157,600 | Purchase Money Mortgage |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12606936
APN: 06-13-258-006
Ask me questions while you tour the home.