Landlord's Agent in 2026
Veronica Rosales
Keller Williams Infinity
(630) 401-5264
1 in this area
47 Total Sales
481 Division St Elgin, IL 60120
Gifford Park NeighborhoodEstimated Value: $242,000 - $297,000
3
Beds
1
Bath
1,400
Sq Ft
$186/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Soaking Tub
- Laundry Room
- Attic
- Living Room
- 4-minute walk to Channing Park
About This Home
As of February 2026Charming 3-Bed / 1-Bath Home in Historic Elgin with Great Location & Local Perks Welcome to this delightful 1,400 sq ft, 3-bedroom, 1-bath house located at 481 Division St - a great opportunity for renters seeking comfort, convenience, and access to Elgin's vibrant community. Step inside to discover classic features: hardwood floors, tall ceilings, original woodwork, and a bright, inviting living space that flows naturally from living room to kitchen and dining area. The home offers a flexible layout with a spacious living room, separate dining space, and a full upstairs level with three comfortable bedrooms. Outside, you'll enjoy a spacious front porch - perfect for morning coffee or evening relaxation - and off-street parking for two vehicles.
Last Agent to Rent the Property
Keller Williams Infinity Brokerage Phone: (630) 401-5264 License #475178943 Listed on: 12/04/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1900
Lot Details
- Lot Dimensions are 35x120
Home Design
- Aluminum Siding
Interior Spaces
- 1,400 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Wood Flooring
- Unfinished Basement
- Walk-Out Basement
- Laundry Room
- Attic
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 1 Full Bathroom
- Soaking Tub
Parking
- 2 Parking Spaces
- Parking Available
- Driveway
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Property Available on 1/1/26
Matterport 3D Tour
Floorplans
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 11, 2023
Closed on
Sep 5, 2023
Sold by
Bought by
Seller's Agent
Peilin Li
Keller Williams Success Realty
Buyer's Agent
Veronica Rosales
Keller Williams Infinity
List Price
$195,000
Sold Price
$202,000
Premium/Discount to List
$7,000
3.59%
Views
75
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$58,238
Avg. Annual Appreciation
9.58%
Original Mortgage
$192,000
Outstanding Balance
$187,622
Interest Rate
7.25%
Mortgage Type
New Conventional
Estimated Equity
$72,616
Purchase Details
Closed on
Oct 11, 2012
Sold by
Bought by
Purchase Details
Closed on
Apr 16, 2012
Sold by
Bought by
Purchase Details
Closed on
May 5, 2011
Sold by
Bought by
Purchase Details
Closed on
Jul 26, 2010
Sold by
Bought by
Purchase Details
Closed on
Jan 10, 2007
Sold by
Bought by
Purchase Details
Closed on
Aug 24, 2006
Sold by
Bought by
Purchase Details
Closed on
Aug 21, 1998
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,687
Interest Rate
7.03%
Mortgage Type
FHA
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $202,000 | Fidelity National Title | ||
| $43,000 | None Available | ||
| -- | None Available | ||
| -- | None Available | ||
| -- | None Available | ||
| -- | None Available | ||
| -- | None Available | ||
| $94,000 | Professional National Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $192,000 | ||
| Previous Owner | $76,687 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/07/2026 02/07/26 | Rented | $2,000 | 0.0% | -- | |
| 02/01/2026 02/01/26 | Under Contract | -- | -- | -- | |
| 01/16/2026 01/16/26 | Price Changed | $2,000 | -9.1% | $1 / Sq Ft | |
| 12/04/2025 12/04/25 | For Rent | $2,200 | 0.0% | -- | |
| 09/15/2023 09/15/23 | Sold | $202,000 | +3.6% | $144 / Sq Ft | View Prior Sale |
| 08/13/2023 08/13/23 | Pending | -- | -- | -- | |
| 08/11/2023 08/11/23 | For Sale | $195,000 | -- | $139 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,486 | $64,050 | $12,222 | $51,828 |
| 2023 | $4,933 | $57,865 | $11,042 | $46,823 |
| 2022 | $4,575 | $52,762 | $10,068 | $42,694 |
| 2021 | $4,401 | $49,329 | $9,413 | $39,916 |
| 2020 | $4,129 | $45,277 | $8,986 | $36,291 |
| 2019 | $4,028 | $43,129 | $8,560 | $34,569 |
| 2018 | $3,721 | $37,633 | $8,064 | $29,569 |
| 2017 | $3,659 | $35,576 | $7,623 | $27,953 |
| 2016 | $3,520 | $33,005 | $7,072 | $25,933 |
| 2015 | -- | $30,252 | $6,482 | $23,770 |
| 2014 | -- | $29,879 | $6,402 | $23,477 |
| 2013 | -- | $34,919 | $6,571 | $28,348 |
Source: Public Records
Agents Affiliated with this Home
-
Veronica Rosales
-
Dean Tubekis
Tenant's Agent in 2026
Dean Tubekis
Coldwell Banker Realty
(847) 809-8070
5 in this area
622 Total Sales
-
Peilin Li
P
Seller's Agent in 2023
Peilin Li
Keller Williams Success Realty
(630) 857-8877
1 in this area
37 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12528428
APN: 06-13-258-004
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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