Katie Holmes
Keller Williams Success Realty
(224) 802-3626
90 Total Sales
1 in Gifford Park
$200,000 Price
481 Division St Elgin, IL 60120
Gifford Park NeighborhoodEstimated Value: $264,056
3
Beds
1
Bath
1,400
Sq Ft
$189/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Soaking Tub
- Laundry Room
- Attic
- Living Room
- Forced Air Heating and Cooling System
About This Home
As of February 2026Charming 3-Bed / 1-Bath Home in Historic Elgin with Great Location & Local Perks Welcome to this delightful 1,400 sq ft, 3-bedroom, 1-bath house located at 481 Division St - a great opportunity for renters seeking comfort, convenience, and access to Elgin's vibrant community. Step inside to discover classic features: hardwood floors, tall ceilings, original woodwork, and a bright, inviting living space that flows naturally from living room to kitchen and dining area. The home offers a flexible layout with a spacious living room, separate dining space, and a full upstairs level with three comfortable bedrooms. Outside, you'll enjoy a spacious front porch - perfect for morning coffee or evening relaxation - and off-street parking for two vehicles.
Last Agent to Rent the Property
Keller Williams Infinity Brokerage Phone: (630) 401-5264 License #475178943 Listed on: 12/04/2025
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Details
Home Type
- Single Family
Year Built
- Built in 1900
Lot Details
- Lot Dimensions are 35x120
Home Design
- Aluminum Siding
Interior Spaces
- 1,400 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Wood Flooring
- Unfinished Basement
- Walk-Out Basement
- Laundry Room
- Attic
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 1 Full Bathroom
- Soaking Tub
Parking
- 2 Parking Spaces
- Parking Available
- Driveway
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Property Available on 1/1/26
Matterport 3D Tour
Floorplans
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 11, 2023
Closed on
Sep 5, 2023
Sold by
Bought by
Seller's Agent
Peilin Li
Keller Williams Success Realty
Buyer's Agent
Veronica Rosales
Keller Williams Infinity
List Price
$195,000
Sold Price
$202,000
Premium/Discount to List
$7,000
3.59%
Views
75
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$62,056
Avg. Annual Appreciation
9.75%
Original Mortgage
$192,000
Outstanding Balance
$186,366
Interest Rate
7.25%
Mortgage Type
New Conventional
Estimated Equity
$77,690
Purchase Details
Closed on
Oct 11, 2012
Sold by
Bought by
Purchase Details
Closed on
Apr 16, 2012
Sold by
Bought by
Purchase Details
Closed on
May 5, 2011
Sold by
Bought by
Purchase Details
Closed on
Jul 26, 2010
Sold by
Bought by
Purchase Details
Closed on
Jan 10, 2007
Sold by
Bought by
Purchase Details
Closed on
Aug 24, 2006
Sold by
Bought by
Purchase Details
Closed on
Aug 21, 1998
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Gifford Park, IL
-
Katie Holmes
-
Kimberly Zahand
Kimberly Zahand
Keller Williams North Shore West
(708) 859-7009
390 Total Sales
1 in Gifford Park
$350,000 Price
-
Lisa Wolf
Lisa Wolf
Keller Williams North Shore West
(224) 332-2538
1,079 Total Sales
1 in Gifford Park
$350,000 Price
-
Ruben Camacho
Ruben Camacho
Kale Realty
(844) 770-1569
115 Total Sales
1 in Gifford Park
$295,000 Price
-
Veronica Rosales
Veronica Rosales
Keller Williams Infinity
(630) 934-2056
48 Total Sales
1 in Gifford Park
$202,000 Price
-
Robin McGinn
Robin McGinn
RE/MAX IMPACT
(224) 386-3023
104 Total Sales
1 in Gifford Park
$355,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $202,000 | Fidelity National Title | ||
| $43,000 | None Available | ||
| -- | None Available | ||
| -- | None Available | ||
| -- | None Available | ||
| -- | None Available | ||
| -- | None Available | ||
| $94,000 | Professional National Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $192,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/07/2026 02/07/26 | Rented | $2,000 | 0.0% | -- | |
| 02/01/2026 02/01/26 | Under Contract | -- | -- | -- | |
| 01/16/2026 01/16/26 | Price Changed | $2,000 | -9.1% | $1 / Sq Ft | |
| 12/04/2025 12/04/25 | For Rent | $2,200 | 0.0% | -- | |
| 09/15/2023 09/15/23 | Sold | $202,000 | +3.6% | $144 / Sq Ft | View Prior Sale |
| 08/13/2023 08/13/23 | Pending | -- | -- | -- | |
| 08/11/2023 08/11/23 | For Sale | $195,000 | -- | $139 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,695 | $69,539 | $13,269 | $56,270 |
| 2024 | $4,695 | $64,050 | $12,222 | $51,828 |
| 2023 | $4,933 | $57,865 | $11,042 | $46,823 |
| 2022 | $4,575 | $52,762 | $10,068 | $42,694 |
| 2021 | $4,401 | $49,329 | $9,413 | $39,916 |
| 2020 | $4,129 | $45,277 | $8,986 | $36,291 |
| 2019 | $4,028 | $43,129 | $8,560 | $34,569 |
| 2018 | $3,721 | $37,633 | $8,064 | $29,569 |
| 2017 | $3,659 | $35,576 | $7,623 | $27,953 |
| 2016 | $3,520 | $33,005 | $7,072 | $25,933 |
| 2015 | -- | $30,252 | $6,482 | $23,770 |
| 2014 | -- | $29,879 | $6,402 | $23,477 |
| 2013 | -- | $34,919 | $6,571 | $28,348 |
Source: Public Records
Agents Affiliated with this Home
-
Veronica Rosales
Landlord's Agent in 2026
Veronica Rosales
Keller Williams Infinity
(630) 401-5264
1 in this area
48 Total Sales
-
Dean Tubekis
Tenant's Agent in 2026
Dean Tubekis
Coldwell Banker Realty
(847) 809-8070
5 in this area
635 Total Sales
-
Peilin Li
P
Seller's Agent in 2023
Peilin Li
Keller Williams Success Realty
(630) 857-8877
1 in this area
37 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12528428
APN: 06-13-258-004
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Nearby Homes
- 386 E Chicago St
- 384 E Chicago St
- 633 Lillie St
- 217 Michigan St
- 470 Fremont St
- 327 Ann St
- 132 Dawson Dr
- 336 Saint Charles St
- 161 S Grove Ave
- 422 Summit St
- 821 Bode Rd Unit 4
- 834 Forest Ave
- 419 N Spring St Unit 21
- 14 Highland Ave
- 431 Bowen Ct
- 472 N Spring St
- 406 Bent St
- 501 Raymond St
- 214 S State St
- 662 Bent St
- 477 Division St
- 471 Division St
- 476 Mary Place Unit 78
- 53 Walker Place
- 485 Division St
- 480 Mary Place
- 467 Division St
- 476 Division St
- 480 Division St
- 19 Walker Place Unit 25
- 19 Walker Place Unit 21
- 19 Walker Place
- 486 Mary Place
- 465 Division St
- 54 Walker Place
- 484 Division St
- 479 Mary Place Unit 81
- 13 Walker Place Unit 17
- 13 Walker Place Unit 15S
- 461 Division St
Your Personal Tour Guide
Ask me questions while you tour the home.